Wintrust Financial (WTFC) Net Cash Flow (2009 - 2026)
Wintrust Financial (WTFC) recorded quarterly Net Cash Flow of $75.8 million in Q1 2026, up 177.7% on a QoQ basis from -$97.5 million in Q4 2025, and down 51.96% year-over-year from $157.7 million in Q1 2025.
Wintrust Financial (WTFC) Net Cash Flow (2009 - 2026) Analysis & Trends
Wintrust Financial has disclosed Net Cash Flow across 18 years of filings, most recently posting $75.8 million for Q1 2026.
- Quarterly Net Cash Flow fell 51.96% year-over-year to $75.8 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$72.6 million (down 130.69% YoY) and the FY2025 annual result came in at $9.4 million, down 73.19% from the prior year.
- Net Cash Flow advanced to $75.8 million in Q1 2026, from -$97.5 million in the prior quarter.
- Over five years, Net Cash Flow peaked at $315.6 million in Q3 2024 and troughed at -$272.6 million in Q4 2024.
- A 5-year average of $7.8 million and a median of $5.3 million in 2023 frame the typical range for Net Cash Flow.
- Annual changes were most pronounced in 2024 — Net Cash Flow plunged 5227.77% — and 2025, when it soared 461.98%.
- Tracing WTFC's Net Cash Flow over 5 years: stood at $1.3 million in 2022, then surged by 303.03% to $5.3 million in 2023, then tumbled by 5227.77% to -$272.6 million in 2024, then surged by 64.22% to -$97.5 million in 2025, then surged by 177.7% to $75.8 million in 2026.
- Business Quant data shows WTFC's Net Cash Flow at $75.8 million in Q1 2026, -$97.5 million in Q4 2025, and -$130.1 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 98,685.34 Bn | 98,685.34 Bn | - | -1.18 Mn |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 210.21 Bn | 210.06 Bn | - | 12.35 Mn |
| 5 | Itau Unibanco Holding | 201.76 Bn | 201.76 Bn | - | - |
| 6 | Landmark Bancorp | 180.25 Bn | 180.22 Bn | - | 10.88 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 142.02 Bn | 109.60 Bn | - | -8.79 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Wintrust Financial | 10.52 Bn | 10.45 Bn | - | 75.78 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 75.78 Mn |
| Mar 31, 2026 | 75.78 Mn |
| Dec 31, 2025 | -97.53 Mn |
| Dec 31, 2025 | -97.53 Mn |
| Sep 30, 2025 | -130.10 Mn |
| Sep 30, 2025 | -130.10 Mn |
| Jun 30, 2025 | 79.29 Mn |
| Jun 30, 2025 | 79.29 Mn |
| Mar 31, 2025 | 157.74 Mn |
| Mar 31, 2025 | 157.74 Mn |
| Dec 31, 2024 | -272.59 Mn |
| Dec 31, 2024 | -272.59 Mn |
| Sep 30, 2024 | 315.60 Mn |
| Sep 30, 2024 | 315.60 Mn |
| Jun 30, 2024 | 35.64 Mn |
| Jun 30, 2024 | 35.64 Mn |
| Mar 31, 2024 | -43.58 Mn |
| Mar 31, 2024 | -43.58 Mn |
| Dec 31, 2023 | 5.32 Mn |
| Dec 31, 2023 | 5.32 Mn |