Wintrust Financial (WTFC) Debt Ratio (2009 - 2026)

Wintrust Financial (WTFC) posted Debt Ratio of 0.0 for Q1 2026, down 29.73% on a QoQ basis from 0.01 in Q4 2025, and up 22.64% year-over-year from 0.0 in Q1 2025.

Wintrust Financial (WTFC) Debt Ratio (2009 - 2026) Analysis & Trends

Wintrust Financial's Debt Ratio history runs 18 years deep, the most recent figure standing at 0.0 for Q1 2026.

  • Quarterly Debt Ratio rose 22.64% year-over-year to 0.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.0 (up 22.64% YoY) and the FY2025 annual result came in at 0.01, up 46.13% from the prior year.
  • Debt Ratio was 0.0 for Q1 2026 at Wintrust Financial, down from 0.01 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.05 in Q3 2025 and bottomed at 0.0 in Q1 2025.
  • A 5-year average of 0.01 and a median of 0.01 in 2023 frame the typical range for Debt Ratio.
  • Annual changes were most pronounced in 2023 — Debt Ratio soared 768.09% — and 2024, when it slumped 82.63%.
  • Wintrust Financial's Debt Ratio stood at 0.01 in 2022, then soared by 38.96% to 0.01 in 2023, then tumbled by 59.95% to 0.0 in 2024, then surged by 46.13% to 0.01 in 2025, then retreated by 29.73% to 0.0 in 2026.
  • Business Quant data shows WTFC's Debt Ratio at 0.0 in Q1 2026, 0.01 in Q4 2025, and 0.05 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 0.10
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 0.07
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.02
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 0.09
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.13
6 Lloyds Banking 358.14 Bn 358.14 Bn - 0.03
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.04
10 Wintrust Financial 10.66 Bn 2.39 Bn - 0.00

Historic Data

Download Data
DateValue
Mar 31, 2026 0.00
Dec 31, 2025 0.01
Sep 30, 2025 0.05
Jun 30, 2025 0.00
Mar 31, 2025 0.00
Dec 31, 2024 0.00
Sep 30, 2024 0.01
Jun 30, 2024 0.01
Mar 31, 2024 0.01
Dec 31, 2023 0.01
Sep 30, 2023 0.01
Jun 30, 2023 0.01
Mar 31, 2023 0.04
Dec 31, 2022 0.01
Sep 30, 2022 0.01
Jun 30, 2022 0.01
Mar 31, 2022 0.01
Dec 31, 2021 0.01
Sep 30, 2021 0.01
Jun 30, 2021 0.01