Wintrust Financial (WTFC) Provisions (2009 - 2026)
Wintrust Financial (WTFC) recorded quarterly Provisions of $29.6 million in Q1 2026, up 7.27% on a QoQ basis from $27.6 million in Q4 2025, and up 23.44% year-over-year from $24.0 million in Q1 2025.
Wintrust Financial (WTFC) Provisions (2009 - 2026) Analysis & Trends
Wintrust Financial has disclosed Provisions across 18 years of filings, most recently posting $29.6 million for Q1 2026.
- Quarterly Provisions rose 23.44% year-over-year to $29.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $101.2 million (down 2.09% YoY) and the FY2025 annual result came in at $95.6 million, down 5.44% from the prior year.
- Provisions rose to $29.6 million in Q1 2026, from $27.6 million in the prior quarter.
- Over five years, Provisions peaked at $47.6 million in Q4 2022 and troughed at $4.1 million in Q1 2022.
- A 5-year average of $24.7 million and a median of $22.3 million in 2024 frame the typical range for Provisions.
- Annual changes were most pronounced in 2023 — Provisions soared 462.59% — and 2024, when it sank 60.33%.
- Tracing WTFC's Provisions over 5 years: stood at $47.6 million in 2022, then declined by 10.17% to $42.8 million in 2023, then plunged by 60.33% to $17.0 million in 2024, then jumped by 62.48% to $27.6 million in 2025, then climbed by 7.27% to $29.6 million in 2026.
- Business Quant data shows WTFC's Provisions at $29.6 million in Q1 2026, $27.6 million in Q4 2025, and $21.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 98,685.34 Bn | 98,685.34 Bn | - | - |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 210.21 Bn | 210.06 Bn | - | 350,000.00 |
| 5 | Itau Unibanco Holding | 201.76 Bn | 201.76 Bn | - | - |
| 6 | Landmark Bancorp | 180.25 Bn | 180.22 Bn | - | 500,000.00 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 142.02 Bn | 109.60 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Wintrust Financial | 10.52 Bn | 10.45 Bn | - | 29.59 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 29.59 Mn |
| Dec 31, 2025 | 27.59 Mn |
| Sep 30, 2025 | 21.77 Mn |
| Jun 30, 2025 | 22.23 Mn |
| Mar 31, 2025 | 23.97 Mn |
| Dec 31, 2024 | 16.98 Mn |
| Sep 30, 2024 | 22.33 Mn |
| Jun 30, 2024 | 40.06 Mn |
| Mar 31, 2024 | 21.70 Mn |
| Dec 31, 2023 | 42.80 Mn |
| Sep 30, 2023 | 19.95 Mn |
| Jun 30, 2023 | 28.57 Mn |
| Mar 31, 2023 | 23.10 Mn |
| Dec 31, 2022 | 47.65 Mn |
| Sep 30, 2022 | 6.42 Mn |
| Jun 30, 2022 | 20.49 Mn |
| Mar 31, 2022 | 4.11 Mn |
| Dec 31, 2021 | 9.30 Mn |
| Sep 30, 2021 | -7.92 Mn |
| Jun 30, 2021 | -15.30 Mn |