Wintrust Financial WTFC
NASDAQ WTFC
$150.55 -1.83 (-1.20%)
As of: Sep 9, 2026 · 3:59 PM EDT

Wintrust Financial (WTFC) Provisions (2009 - 2026)

Wintrust Financial's (WTFC) quarterly Provisions came in at $23.2 million in Q2 2026, up 4.12% on a YoY basis from $22.3 million in Q2 2025, and down 21.62% quarter-over-quarter from $29.6 million in Q1 2026.

Analysis

Wintrust Financial (WTFC) Provisions (2009 - 2026) Analysis & Trends

Wintrust Financial (WTFC) has reported Provisions for 18 consecutive years, with $23.2 million the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Provisions rose 4.12% year-over-year to $23.2 million; the trailing twelve-month figure through Jun 2026 stood at $102.4 million (up 19.63% YoY), and the FY2025 full-year result was $95.8 million, down 5.19% from the prior year.
  • Provisions retreated to $23.2 million in Q2 2026 per WTFC's latest filing, from $29.6 million in the prior quarter.
  • Across five years, Provisions topped out at $47.6 million in Q4 2022 and bottomed at $4.1 million in Q1 2022.
  • Historically, Provisions has averaged $24.6 million across 5 years, with a median of $22.7 million in 2023.
  • The sharpest annual moves came in 2023 and 2024: Provisions jumped 462.59% in 2023, then slumped 60.33% in 2024.
  • Over 5 years, Provisions stood at $47.6 million in 2022, then declined by 10.17% to $42.8 million in 2023, then plunged by 60.33% to $17.0 million in 2024, then soared by 63.73% to $27.8 million in 2025, then retreated by 16.55% to $23.2 million in 2026.
  • According to Business Quant data, Provisions over the past three periods registered $23.2 million, $29.6 million, and $27.8 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Banco Santander Chile 950.85 Bn 950.85 Bn - -
2 Truist Financial 61.46 Bn 61.46 Bn - 395.00 Mn
3 Fifth Third Bancorp 49.43 Bn 25.71 Bn - 131.00 Mn
4 M&T Bank 34.72 Bn 34.72 Bn - 120.00 Mn
5 Huntington Bancshares 33.60 Bn 29.07 Bn - 132.00 Mn
6 Citizens Financial 29.31 Bn 29.31 Bn - 146.00 Mn
7 Regions Financial 25.53 Bn 25.53 Bn - 68.00 Mn
8 First Citizens Bancshares 24.60 Bn 24.07 Bn 29.00 Mn -10.00 Mn
9 Keycorp 23.26 Bn -24.44 Bn - 111.00 Mn
10 Wintrust Financial 10.15 Bn -62.03 Bn - 23.20 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 23.20 Mn
Mar 31, 2026 29.60 Mn
Dec 31, 2025 27.80 Mn
Sep 30, 2025 21.80 Mn
Jun 30, 2025 22.28 Mn
Mar 31, 2025 24.00 Mn
Dec 31, 2024 16.98 Mn
Sep 30, 2024 22.33 Mn
Jun 30, 2024 40.06 Mn
Mar 31, 2024 21.70 Mn
Dec 31, 2023 42.80 Mn
Sep 30, 2023 19.95 Mn
Jun 30, 2023 28.57 Mn
Mar 31, 2023 23.10 Mn
Dec 31, 2022 47.65 Mn
Sep 30, 2022 6.42 Mn
Jun 30, 2022 20.49 Mn
Mar 31, 2022 4.11 Mn
Dec 31, 2021 9.30 Mn
Sep 30, 2021 -7.92 Mn