Wintrust Financial (WTFC) Provisions (2009 - 2026)
Wintrust Financial's (WTFC) quarterly Provisions came in at $29.6 million in Q1 2026, up 23.47% YoY from $24.0 million in Q1 2025, and up 6.34% on a QoQ basis from $27.8 million in Q4 2025.
Wintrust Financial (WTFC) Provisions (2009 - 2026) Analysis & Trends
Wintrust Financial (WTFC) has 18 years of Provisions data on file, last reported at $29.6 million in Q1 2026.
- Quarterly Provisions rose 23.47% year-over-year to $29.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $101.5 million (down 1.75% YoY) and the FY2025 annual result came in at $95.8 million, down 5.19% from the prior year.
- Provisions rose to $29.6 million in Q1 2026, from $27.8 million in the prior quarter.
- In the past five years, Provisions ranged from a high of $47.6 million in Q4 2022 to a low of $4.1 million in Q1 2022.
- A 5-year average of $24.7 million and a median of $22.3 million in 2024 frame the typical range for Provisions.
- Annual changes were most pronounced in 2023 — Provisions soared 462.59% — and 2024, when it slumped 60.43%.
- Tracing WTFC's Provisions over 5 years: stood at $47.6 million in 2022, then slipped by 9.94% to $42.9 million in 2023, then tumbled by 60.43% to $17.0 million in 2024, then jumped by 63.94% to $27.8 million in 2025, then increased by 6.34% to $29.6 million in 2026.
- The last three Provisions figures came in at $29.6 million (Q1 2026), $27.8 million (Q4 2025), and $21.8 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 213.00 Mn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 538.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 395.00 Mn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 131.00 Mn |
| 10 | Wintrust Financial | 10.29 Bn | -61.88 Bn | - | 23.20 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 23.20 Mn |
| Mar 31, 2026 | 29.60 Mn |
| Dec 31, 2025 | 27.84 Mn |
| Sep 30, 2025 | 21.80 Mn |
| Jun 30, 2025 | 22.30 Mn |
| Mar 31, 2025 | 23.97 Mn |
| Dec 31, 2024 | 16.98 Mn |
| Sep 30, 2024 | 22.33 Mn |
| Jun 30, 2024 | 40.06 Mn |
| Mar 31, 2024 | 21.70 Mn |
| Dec 31, 2023 | 42.91 Mn |
| Sep 30, 2023 | 19.95 Mn |
| Jun 30, 2023 | 28.57 Mn |
| Mar 31, 2023 | 23.10 Mn |
| Dec 31, 2022 | 47.65 Mn |
| Sep 30, 2022 | 6.42 Mn |
| Jun 30, 2022 | 20.49 Mn |
| Mar 31, 2022 | 4.11 Mn |
| Dec 31, 2021 | 9.32 Mn |
| Sep 30, 2021 | -7.92 Mn |