Wintrust Financial (WTFC) Provisions (2009 - 2026)
Wintrust Financial's (WTFC) quarterly Provisions came in at $23.2 million in Q2 2026, up 4.12% on a YoY basis from $22.3 million in Q2 2025, and down 21.62% quarter-over-quarter from $29.6 million in Q1 2026.
Analysis
Wintrust Financial (WTFC) Provisions (2009 - 2026) Analysis & Trends
Wintrust Financial (WTFC) has reported Provisions for 18 consecutive years, with $23.2 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Provisions rose 4.12% year-over-year to $23.2 million; the trailing twelve-month figure through Jun 2026 stood at $102.4 million (up 19.63% YoY), and the FY2025 full-year result was $95.8 million, down 5.19% from the prior year.
- Provisions retreated to $23.2 million in Q2 2026 per WTFC's latest filing, from $29.6 million in the prior quarter.
- Across five years, Provisions topped out at $47.6 million in Q4 2022 and bottomed at $4.1 million in Q1 2022.
- Historically, Provisions has averaged $24.6 million across 5 years, with a median of $22.7 million in 2023.
- The sharpest annual moves came in 2023 and 2024: Provisions jumped 462.59% in 2023, then slumped 60.33% in 2024.
- Over 5 years, Provisions stood at $47.6 million in 2022, then declined by 10.17% to $42.8 million in 2023, then plunged by 60.33% to $17.0 million in 2024, then soared by 63.73% to $27.8 million in 2025, then retreated by 16.55% to $23.2 million in 2026.
- According to Business Quant data, Provisions over the past three periods registered $23.2 million, $29.6 million, and $27.8 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 395.00 Mn |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 131.00 Mn |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 120.00 Mn |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 132.00 Mn |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 146.00 Mn |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 68.00 Mn |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | -10.00 Mn |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 111.00 Mn |
| 10 | Wintrust Financial | 10.15 Bn | -62.03 Bn | - | 23.20 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 23.20 Mn |
| Mar 31, 2026 | 29.60 Mn |
| Dec 31, 2025 | 27.80 Mn |
| Sep 30, 2025 | 21.80 Mn |
| Jun 30, 2025 | 22.28 Mn |
| Mar 31, 2025 | 24.00 Mn |
| Dec 31, 2024 | 16.98 Mn |
| Sep 30, 2024 | 22.33 Mn |
| Jun 30, 2024 | 40.06 Mn |
| Mar 31, 2024 | 21.70 Mn |
| Dec 31, 2023 | 42.80 Mn |
| Sep 30, 2023 | 19.95 Mn |
| Jun 30, 2023 | 28.57 Mn |
| Mar 31, 2023 | 23.10 Mn |
| Dec 31, 2022 | 47.65 Mn |
| Sep 30, 2022 | 6.42 Mn |
| Jun 30, 2022 | 20.49 Mn |
| Mar 31, 2022 | 4.11 Mn |
| Dec 31, 2021 | 9.30 Mn |
| Sep 30, 2021 | -7.92 Mn |