Wintrust Financial (WTFC) Times Interest Earned (2009 - 2026)
Wintrust Financial's (WTFC) quarterly Times Interest Earned came in at $1.64 in Q1 2026, up 9.65% YoY from $1.49 in Q1 2025, and down 11.19% on a QoQ basis from $1.84 in Q4 2025.
Wintrust Financial (WTFC) Times Interest Earned (2009 - 2026) Analysis & Trends
Wintrust Financial (WTFC) has 18 years of Times Interest Earned data on file, last reported at $1.64 in Q1 2026.
- Quarterly Times Interest Earned rose 9.65% year-over-year to $1.64 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $6.27 (up 12.61% YoY) and the FY2025 annual result came in at $1.74, up 7.37% from the prior year.
- Times Interest Earned fell to $1.64 in Q1 2026, from $1.84 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $4.08 in Q3 2022 to a low of $1.36 in Q2 2022.
- A 5-year average of $1.84 and a median of $1.64 in 2026 frame the typical range for Times Interest Earned.
- Annual changes were most pronounced in 2022 — Times Interest Earned tumbled 70.38% — and 2023, when it climbed 24.33%.
- Tracing WTFC's Times Interest Earned over 5 years: stood at $2.76 in 2022, then sank by 45.23% to $1.51 in 2023, then rose by 9.06% to $1.65 in 2024, then rose by 11.98% to $1.84 in 2025, then retreated by 11.19% to $1.64 in 2026.
- The last three Times Interest Earned figures came in at $1.64 (Q1 2026), $1.84 (Q4 2025), and $1.66 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.97 Bn | 84.77 Bn | - | - |
| 2 | Pnc Financial Services | 97.74 Bn | 97.74 Bn | - | 2.00 |
| 3 | Us Bancorp | 95.92 Bn | 95.92 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.90 Bn | -144.19 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.18 Bn | -81.14 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.38 Bn | 57.70 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.54 Bn | 61.54 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.65 Bn | 25.93 Bn | - | 1.90 |
| 10 | Wintrust Financial | 10.22 Bn | -61.95 Bn | - | 1.87 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.65 |
| Mar 31, 2026 | 1.64 |
| Dec 31, 2025 | 1.84 |
| Sep 30, 2025 | 1.66 |
| Jun 30, 2025 | 1.52 |
| Mar 31, 2025 | 1.49 |
| Dec 31, 2024 | 1.65 |
| Sep 30, 2024 | 1.55 |
| Jun 30, 2024 | 1.37 |
| Mar 31, 2024 | 1.45 |
| Dec 31, 2023 | 1.51 |
| Sep 30, 2023 | 1.75 |
| Jun 30, 2023 | 1.40 |
| Mar 31, 2023 | 2.34 |
| Dec 31, 2022 | 2.76 |
| Sep 30, 2022 | 4.08 |
| Jun 30, 2022 | 1.36 |
| Mar 31, 2022 | 1.88 |
| Dec 31, 2021 | 5.28 |
| Sep 30, 2021 | 5.28 |