Wintrust Financial (WTFC) Times Interest Earned (2009 - 2026)

Wintrust Financial (WTFC) recorded quarterly Times Interest Earned of $1.86 in Q1 2026, up 2.87% on a QoQ basis from $1.81 in Q4 2025, and up 9.49% year-over-year from $1.7 in Q1 2025.

Wintrust Financial (WTFC) Times Interest Earned (2009 - 2026) Analysis & Trends

Wintrust Financial has disclosed Times Interest Earned across 18 years of filings, most recently posting $1.86 for Q1 2026.

  • Quarterly Times Interest Earned rose 9.49% year-over-year to $1.86 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.78 (up 10.03% YoY) and the FY2025 annual result came in at $1.74, up 7.29% from the prior year.
  • Times Interest Earned climbed to $1.86 in Q1 2026, from $1.81 in the prior quarter.
  • Over five years, Times Interest Earned peaked at $7.0 in Q1 2022 and troughed at $1.51 in Q4 2023.
  • A 5-year average of $2.43 and a median of $1.75 in 2023 frame the typical range for Times Interest Earned.
  • Annual changes were most pronounced in 2022 — Times Interest Earned grew 21.76% — and 2023, when it slumped 66.55%.
  • Tracing WTFC's Times Interest Earned over 5 years: stood at $2.57 in 2022, then sank by 41.35% to $1.51 in 2023, then increased by 9.37% to $1.65 in 2024, then climbed by 9.67% to $1.81 in 2025, then increased by 2.87% to $1.86 in 2026.
  • Business Quant data shows WTFC's Times Interest Earned at $1.86 in Q1 2026, $1.81 in Q4 2025, and $1.75 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Bank Of Chile 98,685.34 Bn 98,685.34 Bn - -1.52
2 Bank Bradesco 6,797.89 Bn 6,781.94 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 210.21 Bn 210.06 Bn - 2.53
5 Itau Unibanco Holding 201.76 Bn 201.76 Bn - -
6 Landmark Bancorp 180.25 Bn 180.22 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 142.02 Bn 109.60 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Wintrust Financial 10.52 Bn 10.45 Bn - 1.86

Historic Data

Download Data
DateValue
Mar 31, 2026 1.86
Dec 31, 2025 1.81
Sep 30, 2025 1.75
Jun 30, 2025 1.71
Mar 31, 2025 1.70
Dec 31, 2024 1.65
Sep 30, 2024 1.57
Jun 30, 2024 1.56
Mar 31, 2024 1.73
Dec 31, 2023 1.51
Sep 30, 2023 1.75
Jun 30, 2023 1.85
Mar 31, 2023 2.34
Dec 31, 2022 2.57
Sep 30, 2022 4.08
Jun 30, 2022 4.85
Mar 31, 2022 7.00
Dec 31, 2021 5.28
Sep 30, 2021 5.28
Jun 30, 2021 4.60