KPIs & Operating Metrics(New)
Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioEBIT MarginEBITDA MarginEBT MarginEnterprise ValueFCF MarginFCF Payout RatioInterest Coverage RatioNet MarginReturn on AssetsReturn on SalesTimes Interest Earned

Wintrust Financial (WTFC) Times Interest Earned (2016 - 2025)

Wintrust Financial's Times Interest Earned history spans 10 years, with the latest figure at $1.81 for Q4 2025.

  • For the quarter ending Q4 2025, Times Interest Earned rose 9.67% year-over-year to $1.81, compared with a TTM value of $1.74 through Dec 2025, up 7.29%, and an annual FY2025 reading of $1.74, up 7.29% over the prior year.
  • Times Interest Earned for Q4 2025 was $1.81 at Wintrust Financial, up from $1.75 in the prior quarter.
  • The five-year high for Times Interest Earned was $7.0 in Q1 2022, with the low at $1.51 in Q4 2023.
  • Average Times Interest Earned over 5 years is $3.02, with a median of $1.83 recorded in 2025.
  • Year-over-year, Times Interest Earned skyrocketed 215.3% in 2021 and then plummeted 66.55% in 2023.
  • Tracing WTFC's Times Interest Earned over 5 years: stood at $5.28 in 2021, then tumbled by 51.25% to $2.57 in 2022, then tumbled by 41.35% to $1.51 in 2023, then increased by 9.37% to $1.65 in 2024, then rose by 9.67% to $1.81 in 2025.
  • Per Business Quant, the three most recent readings for WTFC's Times Interest Earned are $1.81 (Q4 2025), $1.75 (Q3 2025), and $1.71 (Q2 2025).