Wintrust Financial (WTFC) Operating Expenses (2009 - 2026)

On a trailing twelve-month basis, Wintrust Financial's Operating Expenses was $1.54 billion through Jun 30, 2026, up 4.6% year-over-year; for FY2025, it came in at $1.51 billion, up 7.8% from FY2024.

• Operating Expenses has now increased for 16 consecutive years, with a five-year compound annual growth rate of 7.8% (FY2020 to FY2025).
• In earlier years, Operating Expenses was $1.4 billion in FY2024 (+6.9%), $1.31 billion in FY2023 (+11.5%), $1.18 billion in FY2022 (+3.9%) and $1.13 billion in FY2021 (+8.9%).
• The Q2 2026 figure marks the highest quarterly Operating Expenses in data going back to Q2 2009.
• Compared with a year earlier, Operating Expenses has increased for 17 straight quarters, with growth averaging 6.4% over the last eight quarters.
• The best year-over-year quarter for Operating Expenses over five years was Q4 2023 (growth of 17.8%); the worst was Q1 2022 (a decline of 0.9%).
• Per Business Quant data, WTFC's Operating Expenses in the three quarters before Q2 2026 was $382.63 million (Q1 2026), $384.45 million (Q4 2025) and $380.03 million (Q3 2025).