Wintrust Financial Income Statement (2016-2025) | WTFC

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Income Statement Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Revenue & Cost
Provisions 8.03M9.13M9.57M7.35M5.21M8.89M7.90M7.77M8.35M5.04M11.04M10.40M10.62M24.58M10.83M7.83M53.00M135.06M25.03M1.18M-45.40M-15.30M-7.92M9.32M4.11M20.49M6.42M47.65M23.10M28.57M19.95M42.94M21.70M40.06M22.33M16.98M24.00M22.30M21.80M
Revenue 240.26M260.07M271.24M276.05M261.35M294.38M8.64M113.39M38.18M37.41M38.72M38.20M39.38M40.06M40.83M41.18M43.66M38.46M42.80M45.22M47.77M50.73M53.22M62.82M31.39M31.37M33.12M-30.58M565.76M560.57M574.84M-1265.65M604.77M591.76M615.73M-1265.81M643.11M670.78M697.84M
Interest income
Interest income - Loans 173.13M178.53M190.19M184.20M196.92M209.29M223.90M227.67M234.99M255.06M271.13M283.31M296.99M309.16M314.28M308.06M301.84M294.75M280.48M280.19M274.10M284.70M285.59M289.14M285.70M320.50M402.69M498.84M558.69M621.06M666.26M694.94M710.34M749.81M794.16M789.04M768.36M798.00M832.14M
Interest income - Investments 5.46M5.20M6.45M-12.82M5.60M5.48M5.03M-11.73M4.62M4.20M4.14M74.47M27.96M27.72M24.76M27.61M32.47M27.11M21.82M18.24M19.26M23.62M25.19M27.21M32.40M36.54M38.57M53.09M59.94M51.24M59.16M68.24M69.68M69.78M69.59M67.07M72.02M78.05M86.43M
Interest Income - Debt Securities 17.19M19.31M20.56M20.10M17.34M19.09M17.76M17.77M19.28M20.37M21.71M18.84M22.23M24.78M24.14M29.63M24.16M27.25M28.31M28.92M23.91M24.05M26.34M26.84M25.46M29.34M28.25M34.91M30.16M33.42M29.34M33.81M32.50M33.96M35.77M39.09M38.82M37.24M39.42M
Interest Income - Deposits 0.75M0.79M1.16M1.54M1.62M1.63M3.27M2.72M2.80M3.24M5.42M5.63M5.30M5.21M10.33M8.97M4.77M1.31M1.18M1.29M1.20M1.15M2.00M2.25M1.69M5.79M15.62M20.35M13.47M16.88M26.87M21.76M16.66M19.73M32.61M46.26M36.77M34.32M34.99M
Interest Income - Fed Funds 0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.31M0.39M0.09M0.02M0.17M0.43M1.36M1.84M1.26M0.07M0.00M1.16M0.58M0.02M0.02M0.28M0.05M0.18M0.28M0.07M
Interest Income - Trading Account Assets 0.01M0.01M0.02M0.03M0.01M0.00M0.01M0.00M0.01M0.00M0.01M0.01M0.01M0.01M0.02M0.01M0.01M0.01M0.01M0.01M0.00M0.00M0.00M0.00M0.01M0.00M0.01M0.01M0.01M0.01M0.01M0.01M0.02M0.01M0.01M0.01M0.01M
Other interest income 0.22M0.22M0.20M0.19M0.17M0.16M0.15M0.15M0.16M0.17M0.16M0.23M0.15M0.18M0.16M0.17M0.16M0.10M0.11M0.12M0.12M0.15M0.18M0.19M0.17M0.20M0.27M0.28M0.29M0.27M0.28M0.20M0.17M0.22M0.27M0.30M0.08M
Interest Income - Total 192.23M197.06M208.15M215.01M215.76M231.18M247.69M251.84M261.20M284.05M304.96M320.60M333.97M346.81M354.63M349.73M344.07M329.82M311.16M307.98M305.47M319.58M322.46M327.98M328.25M371.97M466.48M580.75M639.69M697.18M762.40M793.85M805.51M849.98M908.60M913.50M886.97M920.91M963.83M
Interest expenses
Interest Expense - Deposits 12.78M13.59M15.62M16.41M16.27M18.47M23.66M24.93M26.55M35.29M48.74M55.98M60.98M67.02M76.17M74.72M67.44M50.06M39.08M32.60M27.94M24.30M19.30M16.57M14.85M18.98M45.92M95.45M144.80M213.50M262.78M285.39M299.53M335.70M362.02M346.39M320.23M333.47M355.85M
Interest Expense - Debt 2.89M2.98M2.58M2.44M2.41M2.93M2.64M2.30M3.64M4.26M2.94M2.56M3.15M4.19M5.47M5.50M5.47M5.51M5.47M5.51M5.48M5.51M5.48M5.51M5.48M5.52M6.81M13.82M19.14M17.40M17.44M18.32M22.05M24.80M26.25M26.05M25.44M25.72M26.01M
Interest Expense - Others 3.63M3.52M3.47M3.27M3.55M3.44M3.01M2.78M2.61M2.57M2.50M2.25M2.24M2.73M4.01M5.31M7.85M8.48M9.38M9.56M9.25M8.70M9.01M7.52M6.79M6.96M6.89M
Interest Expenses 20.72M21.79M23.51M24.23M23.18M26.77M31.70M32.74M36.12M45.88M57.40M66.51M71.98M80.61M89.78M87.85M82.62M66.69M55.22M48.58M43.57M39.99M34.96M32.00M28.96M34.16M65.03M123.93M181.69M249.64M300.04M323.87M341.32M379.37M406.02M388.35M360.49M374.21M396.82M
Interest Income - Net 171.51M175.27M184.64M190.78M192.58M204.41M215.99M219.10M225.08M238.17M247.56M254.09M261.99M266.20M264.85M261.88M261.44M263.13M255.94M259.40M261.89M279.59M287.50M295.98M299.29M337.80M401.45M456.82M458.00M447.54M462.36M469.97M464.19M470.61M502.58M525.15M526.47M546.69M567.01M
Non-interest income
Interest Income - Total 163.47M166.14M175.06M183.43M187.37M195.52M208.09M211.33M216.74M233.13M236.52M243.69M251.36M241.62M254.02M254.05M208.48M128.08M230.91M258.22M307.24M294.89M295.41M286.68M295.19M317.39M395.03M409.17M434.95M419.02M442.44M427.07M442.52M430.55M480.25M508.17M502.51M524.46M545.24M
Service Charges 7.41M7.73M8.02M8.05M8.27M8.70M8.64M8.91M8.86M9.15M12.90M13.61M14.22M14.52M14.81M15.55M16.43M18.86M19.36M19.50M19.82M
Investment Gain (Loss) 1.15M-2.43M-1.07M-2.78M-7.80M-3.10M-6.75M1.40M-2.36M2.48M1.33M-4.28M3.19M-2.83M3.20M0.65M2.97M
Investment Banking Income 16.29M26.73M31.43M38.53M16.05M27.50M23.69M21.46M18.92M30.28M31.63M24.17M18.39M32.70M45.55M38.98M51.13M103.97M105.51M78.50M85.20M46.81M46.91M35.16M20.69M10.45M5.88M6.37M10.79M13.34M3.64M9.96M12.00M13.64M22.34M-1.55M13.77M14.70M21.53M
Mortgage Banking 21.73M36.81M34.71M35.49M21.94M35.94M28.18M27.41M30.96M39.83M42.01M24.18M18.16M37.41M50.86M47.86M48.33M102.32M108.54M86.82M113.49M50.58M55.79M53.14M77.23M33.31M27.22M17.41M18.26M29.98M27.39M7.43M27.66M29.12M15.97M20.45M20.53M23.17M24.45M
Trading Income -0.17M-0.32M-0.43M1.01M-0.32M-0.42M-0.13M0.02M0.10M0.12M-0.06M-0.15M-0.17M-0.04M0.01M0.05M-0.45M-0.63M0.18M-0.10M0.42M-0.44M0.06M0.21M3.89M0.18M-0.01M-0.31M0.81M0.11M0.73M-0.51M0.68M0.07M-0.13M-0.11M-0.06M0.15M0.17M
Other Non-Interest Income 15.62M11.64M13.57M12.99M12.25M18.11M13.59M12.56M11.84M14.08M16.16M10.63M16.90M23.83M17.56M14.03M18.24M16.98M13.28M19.67M16.12M20.38M23.41M18.93M18.56M16.61M16.60M19.36M21.01M20.67M20.89M24.78M42.33M29.28M24.14M20.68M20.84M23.00M25.13M
Non-Interest Income 68.75M84.80M86.60M85.28M68.77M89.97M79.73M81.04M85.68M95.23M99.93M75.31M81.66M98.16M115.14M112.22M113.24M161.99M170.59M158.36M186.51M129.37M136.47M133.77M162.79M102.94M101.48M93.84M107.77M113.03M112.48M100.83M140.58M121.15M113.15M113.45M116.63M124.09M130.83M
Operating Items
Amortization - Intangibles 1.30M1.25M1.08M1.16M1.16M1.14M1.07M1.03M1.00M1.00M1.16M1.40M2.94M2.96M2.93M3.02M2.90M2.82M2.70M2.62M2.01M2.04M1.88M1.81M1.61M1.58M1.49M1.42M1.24M1.50M1.41M1.36M1.20M1.12M4.04M5.78M5.62M5.58M5.20M
Depreciation & Amortization - Total 8.77M9.31M9.45M9.53M9.00M9.91M9.95M9.50M10.07M10.53M10.83M11.52M11.77M12.76M13.31M14.48M14.83M15.85M17.25M20.57M20.91M20.87M22.03M23.71M22.81M24.25M24.13M24.70M24.70M26.20M25.95M27.78M27.73M29.23M31.57M34.26M34.72M36.52M35.03M
Research & Development 6.52M7.14M7.43M7.69M7.92M7.80M7.85M7.92M8.49M8.75M9.34M8.45M7.53M6.20M6.52M7.57M8.37M10.41M5.69M5.73M6.05M6.92M7.10M7.21M7.50M8.01M7.77M7.93M9.41M9.73M10.77M8.89M9.29M9.50M9.98M10.96M11.27M12.11M11.33M
Wages, Salaries and Other 95.81M100.89M103.72M104.73M99.32M106.50M106.25M118.01M112.44M121.67M123.86M122.11M125.72M133.73M141.02M145.94M136.76M154.16M164.04M171.12M180.81M172.82M170.91M167.13M172.35M167.33M176.09M180.33M176.78M184.92M192.34M193.97M195.17M198.54M211.26M212.13M211.53M219.54M219.67M
Rent Expense 11.95M11.94M12.77M14.25M13.10M12.59M13.08M14.15M13.77M13.66M14.40M15.98M16.25M15.92M14.99M17.13M17.55M16.89M15.83M19.69M20.00M17.69M18.16M18.34M17.82M17.65M17.73M17.76M18.49M19.18M21.30M18.10M19.09M19.59M19.95M20.60M20.78M20.23M20.81M
Other Operating Expenses 126.50M142.58M146.97M148.90M138.09M153.25M152.70M165.01M162.02M173.83M179.07M175.38M178.83M194.72M199.73M210.41M193.89M216.22M225.45M235.89M239.93M234.64M234.85M234.14M236.16M238.76M246.85M257.45M246.58M265.52M272.03M307.88M277.04M282.03M299.18M302.73M299.32M312.60M312.86M
Operating Expenses 153.73M170.97M176.62M180.37M168.12M183.54M183.57M196.58M194.35M206.77M213.64M211.33M214.37M229.61M234.55M249.59M234.64M259.37M264.22M281.87M286.89M280.11M282.14M283.40M284.30M288.67M296.47M307.84M299.17M320.62M330.06M362.65M333.14M340.35M360.69M368.54M366.09M381.46M380.03M
EBIT 99.22M101.77M108.57M112.57M111.20M128.72M135.95M128.53M144.19M167.47M180.21M174.17M190.63M190.78M224.38M204.53M169.71M97.39M192.50M183.29M250.43M184.14M184.70M169.05M202.64M165.82M265.07M319.10M425.25M461.07M524.90M489.12M591.27M590.71M638.73M641.43M613.55M641.30M692.87M
Non-operating items
Non Operating Investment Income -0.35M0.01M0.09M-2.65M1.36M0.86M0.71M0.59M-4.36M0.81M0.41M1.21M1.15M1.28M-2.43M-1.07M-2.78M
Non Operating Income 462.36M469.97M464.19M470.61M502.58M525.15M526.47M546.69M567.01M
Net income details
EBT 78.50M79.97M85.05M88.33M88.02M101.95M104.25M95.78M108.07M121.59M122.81M107.66M118.64M110.17M134.60M116.68M87.08M30.70M137.28M134.71M206.86M144.15M149.74M137.04M173.68M131.66M200.04M195.17M243.55M211.43M224.86M165.24M249.96M211.34M232.71M253.08M253.06M267.09M296.04M
Tax Provisions 29.39M29.93M31.94M33.72M29.64M37.05M38.62M27.00M26.09M32.01M30.87M28.00M29.50M28.71M35.48M30.72M24.27M9.04M29.97M33.51M53.71M39.04M40.60M38.29M46.29M37.15M57.08M50.36M63.35M56.68M60.66M41.76M62.66M58.95M62.71M67.72M64.02M71.56M79.79M
Profit After Tax 49.11M50.04M53.12M54.61M58.38M64.90M65.63M68.78M81.98M89.58M91.95M79.66M89.15M81.47M99.12M85.96M62.81M21.66M107.31M101.20M153.15M105.11M109.14M98.76M127.39M94.51M142.96M144.82M180.20M154.75M164.20M123.48M187.29M152.39M170.00M185.36M189.04M195.53M216.25M
Income from Continuing Operations 49.11M50.04M53.12M54.61M58.38M64.90M65.63M68.78M81.98M89.58M91.95M79.66M89.15M81.47M99.12M85.96M62.81M21.66M107.31M101.20M153.15M105.11M109.14M98.76M127.39M94.51M142.96M144.82M180.20M154.75M164.20M123.48M187.29M152.39M170.00M185.36M189.04M195.53M216.25M
Consolidated Net Income 49.11M50.04M53.12M54.61M58.38M64.90M65.63M68.78M81.98M89.58M91.95M79.66M89.15M81.47M99.12M85.96M62.81M21.66M107.31M101.20M153.15M105.11M109.14M98.76M127.39M94.51M142.96M144.82M180.20M154.75M164.20M123.48M187.29M152.39M170.00M185.36M189.04M195.53M216.25M
Income towards Parent Company 49.11M50.04M53.12M54.61M58.38M64.90M65.63M68.78M81.98M89.58M91.95M79.66M89.15M81.47M99.12M85.96M62.81M21.66M107.31M101.20M153.15M105.11M109.14M98.76M127.39M94.51M142.96M144.82M180.20M154.75M164.20M123.48M187.29M152.39M170.00M185.36M189.04M195.53M216.25M
Preferred Dividend Payments 3.63M3.63M3.63M3.63M3.63M2.05M2.05M2.05M2.05M2.05M2.05M2.05M2.05M2.05M2.05M2.05M2.05M2.05M10.29M6.99M6.99M6.99M6.99M6.99M6.99M6.99M6.99M6.99M6.99M6.99M6.99M6.99M6.99M6.99M6.99M6.99M6.99M6.99M13.29M
Net Income towards Common Stockholders 45.48M46.41M49.49M50.98M54.75M62.85M63.58M66.73M79.93M87.53M89.90M77.61M87.10M79.42M97.07M83.91M60.76M19.61M97.03M94.21M146.16M98.12M102.15M91.77M120.40M87.52M135.97M137.83M173.21M147.76M157.21M116.49M180.30M145.40M163.01M178.37M182.05M188.54M188.91M
Additional items
EPS (Basic) 0.940.940.960.981.051.151.141.191.421.551.591.381.541.401.711.461.050.341.681.642.571.721.791.612.111.512.242.282.842.412.571.902.932.352.512.682.732.822.82
EPS (Weighted Average and Diluted) 0.900.900.920.941.001.111.121.171.401.531.571.351.521.381.691.441.040.341.671.632.541.701.771.582.071.492.212.242.802.382.531.872.892.322.472.642.692.782.78
Shares Outstanding (Weighted Average) 48.43M48.56M51.67M51.77M52.39M55.66M55.81M55.92M56.28M56.28M56.36M56.39M56.51M56.66M56.69M57.07M57.37M57.57M57.60M57.64M57.04M57.04M57.01M57.01M57.27M60.74M60.74M60.77M61.02M61.19M61.21M61.24M61.47M61.75M66.50M66.49M66.71M66.93M66.95M
Shares Outstanding (Diluted Average) 52.27M53.10M55.73M54.27M56.43M56.59M56.76M56.69M57.02M57.23M57.28M57.21M57.23M57.36M57.46M57.62M58.20M58.07M58.06M58.02M57.59M57.77M57.75M57.79M58.06M58.84M61.58M60.09M61.82M62.09M62.18M62.09M62.41M62.77M65.94M64.70M67.65M67.82M67.98M
EBITDA 107.99M111.07M118.02M122.10M120.20M138.63M145.90M138.03M154.26M178.00M191.04M185.69M202.40M203.54M237.69M219.02M184.54M113.23M209.75M203.86M271.35M205.00M206.73M192.76M225.45M190.07M289.20M343.80M449.94M487.27M550.85M516.90M619.01M619.94M670.30M675.69M648.26M677.82M727.89M
Tax Rate 37.44%37.43%37.55%38.18%33.67%36.34%37.05%28.19%24.14%26.33%25.13%26.01%24.86%26.06%26.36%26.33%27.87%29.46%21.83%24.87%25.97%27.08%27.12%27.94%26.65%28.21%28.53%25.80%26.01%26.81%26.98%25.27%25.07%27.90%26.95%26.76%25.30%26.79%26.95%