Wintrust Financial WTFC
NASDAQ WTFC
$150.55 -1.83 (-1.20%)
As of: Sep 9, 2026 · 3:59 PM EDT

Wintrust Financial (WTFC) FCF Margin (2009 - 2026)

Wintrust Financial's (WTFC) quarterly FCF Margin came in at 34.54% in Q2 2026, down 1453.0% on a YoY basis from 2.55% in Q2 2025, and down 73.43% quarter-over-quarter from 130.01% in Q1 2026.

Analysis

Wintrust Financial (WTFC) FCF Margin (2009 - 2026) Analysis & Trends

Wintrust Financial (WTFC) has reported FCF Margin for 18 consecutive years, with 34.54% the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, FCF Margin fell 1453.0% year-over-year to 34.54%; the trailing twelve-month figure through Jun 2026 stood at 57.39% (down 6942.0% YoY), and the FY2025 full-year result was 129.26%, up 1296.0% from the prior year.
  • FCF Margin declined to 34.54% in Q2 2026 per WTFC's latest filing, from 130.01% in the prior quarter.
  • Across five years, FCF Margin topped out at 825.45% in Q1 2022 and bottomed at 37.23% in Q4 2024.
  • Historically, FCF Margin has averaged 154.68% across 5 years, with a median of 32.65% in 2024.
  • The sharpest annual moves came in 2022 and 2023: FCF Margin jumped 38082 bps in 2022, then sank 81497 bps in 2023.
  • Over 5 years, FCF Margin stood at 582.07% in 2022, then slumped by 103 bps to 18.23% in 2023, then plunged by 104 bps to 37.23% in 2024, then soared by 195 bps to 35.23% in 2025, then dropped by 2 bps to 34.54% in 2026.
  • According to Business Quant data, FCF Margin over the past three periods registered 34.54%, 130.01%, and 35.23% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Banco Santander Chile 448.38 Bn 568.32 Bn - -
2 Truist Financial 63.10 Bn 63.10 Bn - 18.14%
3 Fifth Third Bancorp 49.74 Bn 26.02 Bn - -
4 M&T Bank 34.66 Bn 34.66 Bn - 49.25%
5 Huntington Bancshares 34.41 Bn 29.92 Bn - 34.72%
6 Citizens Financial 29.91 Bn 29.91 Bn - 29.43%
7 Regions Financial 25.92 Bn 25.99 Bn - 16.10%
8 Keycorp 23.68 Bn -24.02 Bn - 11.91%
9 First Citizens Bancshares 22.94 Bn 22.41 Bn 29.00 Mn 1,155.41%
10 Wintrust Financial 10.40 Bn -61.77 Bn - 34.54%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 34.54%
Mar 31, 2026 130.01%
Dec 31, 2025 35.23%
Sep 30, 2025 30.06%
Jun 30, 2025 49.07%
Mar 31, 2025 18.62%
Dec 31, 2024 -37.23%
Sep 30, 2024 -12.72%
Jun 30, 2024 30.77%
Mar 31, 2024 10.01%
Dec 31, 2023 -18.23%
Sep 30, 2023 11.89%
Jun 30, 2023 60.58%
Mar 31, 2023 10.48%
Dec 31, 2022 582.07%
Sep 30, 2022 390.78%
Jun 30, 2022 632.93%
Mar 31, 2022 825.45%
Dec 31, 2021 660.45%
Sep 30, 2021 133.26%