Wintrust Financial (WTFC) FCF Margin (2009 - 2026)

Wintrust Financial (WTFC) recorded quarterly FCF Margin of 130.01% in Q1 2026, up 269.0% on a QoQ basis from 35.23% in Q4 2025, and up 11139.0% year-over-year from N/an in Q1 2025.

Wintrust Financial (WTFC) FCF Margin (2009 - 2026) Analysis & Trends

Wintrust Financial has disclosed FCF Margin across 18 years of filings, most recently posting 130.01% for Q1 2026.

  • Quarterly FCF Margin rose 11139.0% year-over-year to 130.01% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 61.44% (down 5737.0% YoY) and the FY2025 annual result came in at 129.26%, up 1296.0% from the prior year.
  • FCF Margin grew to 130.01% in Q1 2026, from 35.23% in the prior quarter.
  • Over five years, FCF Margin peaked at 2946.42% in Q1 2022 and troughed at 37.23% in Q4 2024.
  • A 5-year average of 526.81% and a median of 30.77% in 2024 frame the typical range for FCF Margin.
  • Annual changes were most pronounced in 2022 — FCF Margin jumped 250179 bps — and 2023, when it sank 293594 bps.
  • Tracing WTFC's FCF Margin over 5 years: stood at 2690.05% in 2022, then tumbled by 101 bps to 18.23% in 2023, then plunged by 104 bps to 37.23% in 2024, then soared by 195 bps to 35.23% in 2025, then surged by 269 bps to 130.01% in 2026.
  • Business Quant data shows WTFC's FCF Margin at 130.01% in Q1 2026, 35.23% in Q4 2025, and 30.06% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 98,685.34 Bn 98,685.34 Bn - -
2 Bank Bradesco 6,797.89 Bn 6,781.94 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 210.21 Bn 210.06 Bn - 339.84%
5 Itau Unibanco Holding 201.76 Bn 201.76 Bn - -
6 Landmark Bancorp 180.25 Bn 180.22 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 142.02 Bn 109.60 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Wintrust Financial 10.52 Bn 10.45 Bn - 130.01%

Historic Data

Download Data
DateValue
Mar 31, 2026 130.01%
Dec 31, 2025 35.23%
Sep 30, 2025 30.06%
Jun 30, 2025 49.07%
Mar 31, 2025 18.62%
Dec 31, 2024 -37.23%
Sep 30, 2024 -12.72%
Jun 30, 2024 30.77%
Mar 31, 2024 10.01%
Dec 31, 2023 -18.23%
Sep 30, 2023 11.89%
Jun 30, 2023 60.58%
Mar 31, 2023 10.48%
Dec 31, 2022 2,690.05%
Sep 30, 2022 799.94%
Jun 30, 2022 2,200.76%
Mar 31, 2022 2,946.42%
Dec 31, 2021 583.01%
Sep 30, 2021 133.26%
Jun 30, 2021 836.25%