Wintrust Financial (WTFC) FCF Margin (2009 - 2026)
Wintrust Financial's (WTFC) quarterly FCF Margin came in at 34.54% in Q2 2026, down 1453.0% on a YoY basis from 2.55% in Q2 2025, and down 73.43% quarter-over-quarter from 130.01% in Q1 2026.
Analysis
Wintrust Financial (WTFC) FCF Margin (2009 - 2026) Analysis & Trends
Wintrust Financial (WTFC) has reported FCF Margin for 18 consecutive years, with 34.54% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, FCF Margin fell 1453.0% year-over-year to 34.54%; the trailing twelve-month figure through Jun 2026 stood at 57.39% (down 6942.0% YoY), and the FY2025 full-year result was 129.26%, up 1296.0% from the prior year.
- FCF Margin declined to 34.54% in Q2 2026 per WTFC's latest filing, from 130.01% in the prior quarter.
- Across five years, FCF Margin topped out at 825.45% in Q1 2022 and bottomed at 37.23% in Q4 2024.
- Historically, FCF Margin has averaged 154.68% across 5 years, with a median of 32.65% in 2024.
- The sharpest annual moves came in 2022 and 2023: FCF Margin jumped 38082 bps in 2022, then sank 81497 bps in 2023.
- Over 5 years, FCF Margin stood at 582.07% in 2022, then slumped by 103 bps to 18.23% in 2023, then plunged by 104 bps to 37.23% in 2024, then soared by 195 bps to 35.23% in 2025, then dropped by 2 bps to 34.54% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 34.54%, 130.01%, and 35.23% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | - |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 18.14% |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | - |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 49.25% |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 34.72% |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 29.43% |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 16.10% |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 11.91% |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | 1,155.41% |
| 10 | Wintrust Financial | 10.40 Bn | -61.77 Bn | - | 34.54% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 34.54% |
| Mar 31, 2026 | 130.01% |
| Dec 31, 2025 | 35.23% |
| Sep 30, 2025 | 30.06% |
| Jun 30, 2025 | 49.07% |
| Mar 31, 2025 | 18.62% |
| Dec 31, 2024 | -37.23% |
| Sep 30, 2024 | -12.72% |
| Jun 30, 2024 | 30.77% |
| Mar 31, 2024 | 10.01% |
| Dec 31, 2023 | -18.23% |
| Sep 30, 2023 | 11.89% |
| Jun 30, 2023 | 60.58% |
| Mar 31, 2023 | 10.48% |
| Dec 31, 2022 | 582.07% |
| Sep 30, 2022 | 390.78% |
| Jun 30, 2022 | 632.93% |
| Mar 31, 2022 | 825.45% |
| Dec 31, 2021 | 660.45% |
| Sep 30, 2021 | 133.26% |