Wintrust Financial (WTFC) FCF Margin (2009 - 2026)
Wintrust Financial's FCF Margin was 34.54% in Q2 2026, down 14.53 percentage points from 49.07% a year earlier and down 95.47 percentage points from the prior quarter.
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Analysis
Wintrust Financial (WTFC) FCF Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Wintrust Financial's FCF Margin was 57.39% through Jun 30, 2026, down 69.42 percentage points year-over-year; for FY2025, it was 129.26%, up 12.96 percentage points from FY2024.
- FCF Margin shows a five-year change of +471.42 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 116.30% in FY2024 (-43.96 pp), 160.26% in FY2023 (-446.73 pp), 607.00% in FY2022 (+88.69 pp) and 518.31% in FY2021 (+860.47 pp).
- Quarterly FCF Margin has moved between -12.72% (Q3 2024) and 825.45% (Q1 2022) over five years.
- Compared with a year earlier, FCF Margin was higher in four of the last six quarters, with an average year-over-year change of +23.66 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q4 2021 (a gain of 891.68 percentage points); the worst was Q1 2023 (a drop of 814.97 percentage points).
- Per Business Quant data, WTFC's FCF Margin in the three quarters before Q2 2026 was 130.01% (Q1 2026), 35.23% (Q4 2025) and 30.06% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | -44.09% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 92.03% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | -16.70% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 189.34% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 27.55% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 29.95% |
| 10 | Wintrust Financial | 9.72 Bn | 5.11 Bn | - | 34.54% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 34.54% |
| Mar 31, 2026 | 130.01% |
| Dec 31, 2025 | 35.23% |
| Sep 30, 2025 | 30.06% |
| Jun 30, 2025 | 49.07% |
| Mar 31, 2025 | 18.62% |
| Sep 30, 2024 | -12.72% |
| Jun 30, 2024 | 30.77% |
| Mar 31, 2024 | 10.01% |
| Sep 30, 2023 | 11.89% |
| Jun 30, 2023 | 60.58% |
| Mar 31, 2023 | 10.48% |
| Dec 31, 2022 | 582.07% |
| Sep 30, 2022 | 390.78% |
| Jun 30, 2022 | 632.93% |
| Mar 31, 2022 | 825.45% |
| Dec 31, 2021 | 660.45% |
| Sep 30, 2021 | 133.26% |
| Jun 30, 2021 | 836.25% |
| Mar 31, 2021 | 444.63% |
API Access
Wintrust Financial FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=WTFC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "WTFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=WTFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();