Wintrust Financial (WTFC) Net Margin (2009 - 2026)
Wintrust Financial (WTFC) posted Net Margin of 30.51% for Q2 2026, up 2.40 percentage points from 28.11% a year earlier but down 0.21 percentage points from the prior quarter.
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Analysis
Wintrust Financial (WTFC) Net Margin (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at Wintrust Financial was 29.61%, down 77.65 percentage points year-over-year; for FY2025, it was 116.30%, down 5.77 percentage points from FY2024.
- Annual Net Margin has declined for three consecutive years, with a five-year change of -43.35 percentage points (FY2020 to FY2025).
- In prior years, Wintrust Financial's Net Margin was 122.08% in FY2024 (-14.47 pp), 136.54% in FY2023 (-84.71 pp), 221.26% in FY2022 (+9.75 pp) and 211.51% in FY2021 (+51.86 pp).
- Quarterly Net Margin has run from a low of 24.57% in Q2 2024 to a high of 264.03% in Q4 2022 over five years.
- On a year-over-year basis, Net Margin increased in four of the last six quarters, with an average year-over-year change of +1.09 percentage points.
- The strongest year-over-year quarter for Net Margin in the past five years was Q4 2022, with a gain of 98.55 percentage points; the weakest was Q3 2023, with a drop of 216.66 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 30.71% (Q1 2026), 30.05% (Q4 2025) and 27.07% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 27.23% |
| 10 | Wintrust Financial | 9.68 Bn | 5.08 Bn | - | 30.51% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 30.51% |
| Mar 31, 2026 | 30.71% |
| Dec 31, 2025 | 30.05% |
| Sep 30, 2025 | 27.07% |
| Jun 30, 2025 | 28.11% |
| Mar 31, 2025 | 28.31% |
| Sep 30, 2024 | 26.47% |
| Jun 30, 2024 | 24.57% |
| Mar 31, 2024 | 29.81% |
| Sep 30, 2023 | 27.35% |
| Jun 30, 2023 | 26.36% |
| Mar 31, 2023 | 30.61% |
| Dec 31, 2022 | 264.03% |
| Sep 30, 2022 | 244.01% |
| Jun 30, 2022 | 158.43% |
| Mar 31, 2022 | 220.71% |
| Dec 31, 2021 | 165.49% |
| Sep 30, 2021 | 191.94% |
| Jun 30, 2021 | 193.40% |
| Mar 31, 2021 | 305.97% |
API Access
Wintrust Financial Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=WTFC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "WTFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=WTFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();