Wintrust Financial (WTFC) Free Cash Flow (2009 - 2026)
Wintrust Financial (WTFC) recorded quarterly Free Cash Flow of $927.2 million in Q1 2026, up 268.43% on a QoQ basis from $251.7 million in Q4 2025, and up 674.24% year-over-year from $119.8 million in Q1 2025.
Wintrust Financial (WTFC) Free Cash Flow (2009 - 2026) Analysis & Trends
Wintrust Financial has disclosed Free Cash Flow across 18 years of filings, most recently posting $927.2 million for Q1 2026.
- Quarterly Free Cash Flow rose 674.24% year-over-year to $927.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.7 billion (up 147.25% YoY) and the FY2025 annual result came in at $860.4 million, up 35.38% from the prior year.
- Free Cash Flow grew to $927.2 million in Q1 2026, from $251.7 million in the prior quarter.
- Over five years, Free Cash Flow peaked at $927.2 million in Q1 2026 and troughed at -$78.3 million in Q3 2024.
- A 5-year average of $264.3 million and a median of $230.7 million in 2023 frame the typical range for Free Cash Flow.
- Annual changes were most pronounced in 2024 — Free Cash Flow slumped 214.58% — and 2026, when it jumped 674.24%.
- Tracing WTFC's Free Cash Flow over 5 years: stood at $303.8 million in 2022, then dropped by 24.06% to $230.7 million in 2023, then jumped by 104.23% to $471.2 million in 2024, then slumped by 46.6% to $251.7 million in 2025, then jumped by 268.43% to $927.2 million in 2026.
- Business Quant data shows WTFC's Free Cash Flow at $927.2 million in Q1 2026, $251.7 million in Q4 2025, and $209.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 98,685.34 Bn | 98,685.34 Bn | - | -172,298.00 |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 210.21 Bn | 210.06 Bn | - | 5.85 Mn |
| 5 | Itau Unibanco Holding | 201.76 Bn | 201.76 Bn | - | - |
| 6 | Landmark Bancorp | 180.25 Bn | 180.22 Bn | - | 6.71 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 142.02 Bn | 109.60 Bn | - | 26.53 Mn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Wintrust Financial | 10.52 Bn | 10.45 Bn | - | 927.18 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 927.18 Mn |
| Mar 31, 2026 | 927.18 Mn |
| Dec 31, 2025 | 251.66 Mn |
| Dec 31, 2025 | 251.66 Mn |
| Sep 30, 2025 | 209.78 Mn |
| Sep 30, 2025 | 209.78 Mn |
| Jun 30, 2025 | 329.16 Mn |
| Jun 30, 2025 | 329.16 Mn |
| Mar 31, 2025 | 119.75 Mn |
| Mar 31, 2025 | 119.75 Mn |
| Dec 31, 2024 | 471.24 Mn |
| Dec 31, 2024 | 471.24 Mn |
| Sep 30, 2024 | -78.32 Mn |
| Sep 30, 2024 | -78.32 Mn |
| Jun 30, 2024 | 182.08 Mn |
| Jun 30, 2024 | 182.08 Mn |
| Mar 31, 2024 | 60.53 Mn |
| Mar 31, 2024 | 60.53 Mn |
| Dec 31, 2023 | 230.74 Mn |
| Dec 31, 2023 | 230.74 Mn |