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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Citizens & Northern (CZNC) Return on Equity: 2018-2024

Historic Return on Equity for Citizens & Northern (CZNC) over the last 7 years, with Dec 2024 value amounting to 0.10%.

  • Citizens & Northern's Return on Equity rose 1.00% to 0.09% in Q3 2025 from the same period last year, while for Sep 2025 it was 0.09%, marking a year-over-year increase of 1.00%. This contributed to the annual value of 0.10% for FY2024, which is negligibly% changed negligibly from last year.
  • Per Citizens & Northern's latest filing, its Return on Equity stood at 0.10% for FY2024, which was up 2.31% from 0.09% recorded in FY2023.
  • In the past 5 years, Citizens & Northern's Return on Equity registered a high of 0.10% during FY2021, and its lowest value of 0.07% during FY2020.
  • Its 3-year average for Return on Equity is 0.10%, with a median of 0.10% in 2024.
  • In the last 5 years, Citizens & Northern's Return on Equity dropped by 2bps in 2020 and then rose by 3bps in 2021.
  • Yearly analysis of 5 years shows Citizens & Northern's Return on Equity stood at 0.07% in 2020, then climbed by 3bps to 0.10% in 2021, then remained steady at 0.10% in 2022, then remained steady at 0.09% in 2023, then remained steady at 0.10% in 2024.