Citizens & Northern (CZNC) Loans - Loss Allowance (2010 - 2026)

Citizens & Northern's (CZNC) quarterly Loans - Loss Allowance came in at $33.8 million in Q1 2026, up 67.72% year-on-year from $20.2 million in Q1 2025, and up 8.97% quarter-over-quarter from $31.0 million in Q4 2025.

Citizens & Northern (CZNC) Loans - Loss Allowance (2010 - 2026) Analysis & Trends

Citizens & Northern's Loans - Loss Allowance history runs 17 years deep, the most recent figure standing at $33.8 million for Q1 2026.

  • On a quarterly basis, Loans - Loss Allowance rose 67.72% year-over-year to $33.8 million in Q1 2026; TTM through Mar 2026 was $33.8 million, a 67.72% increase from a year earlier, with the FY2025 full-year figure at $31.0 million, up 54.97% from the prior year.
  • Loans - Loss Allowance grew to $33.8 million in Q1 2026 per CZNC's latest filing, from $31.0 million in the prior quarter.
  • Across five years, Loans - Loss Allowance topped out at $33.8 million in Q1 2026 and bottomed at $14.3 million in Q1 2022.
  • The 5-year median for Loans - Loss Allowance is $20.0 million (2024), against an average of $20.4 million.
  • Across the five-year window, Loans - Loss Allowance grew 0.74% in 2025 and soared 67.72% in 2026, its largest moves.
  • Year by year, Loans - Loss Allowance stood at $16.6 million in 2022, then increased by 15.61% to $19.2 million in 2023, then increased by 4.31% to $20.0 million in 2024, then surged by 54.97% to $31.0 million in 2025, then climbed by 8.97% to $33.8 million in 2026.
  • Per Business Quant, the three latest CZNC Loans - Loss Allowance figures stand at $33.8 million (Q1 2026), $31.0 million (Q4 2025), and $23.5 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 4.83 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 10.35 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 12.61 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 4.66 Bn
10 Citizens & Northern 425.73 Mn 370.93 Mn - 33.83 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 33.83 Mn
Dec 31, 2025 31.05 Mn
Sep 30, 2025 23.47 Mn
Jun 30, 2025 21.70 Mn
Mar 31, 2025 20.17 Mn
Dec 31, 2024 20.04 Mn
Sep 30, 2024 20.44 Mn
Jun 30, 2024 20.38 Mn
Mar 31, 2024 20.02 Mn
Dec 31, 2023 19.21 Mn
Sep 30, 2023 18.09 Mn
Jun 30, 2023 19.06 Mn
Mar 31, 2023 18.35 Mn
Dec 31, 2022 16.62 Mn
Sep 30, 2022 16.17 Mn
Jun 30, 2022 14.55 Mn
Mar 31, 2022 14.27 Mn
Dec 31, 2021 13.54 Mn
Sep 30, 2021 12.70 Mn
Jun 30, 2021 12.38 Mn