Citizens & Northern (CZNC) Loans - Loss Allowance (2010 - 2026)
Citizens & Northern's (CZNC) quarterly Loans - Loss Allowance came in at $33.8 million in Q1 2026, up 67.72% year-on-year from $20.2 million in Q1 2025, and up 8.97% quarter-over-quarter from $31.0 million in Q4 2025.
Citizens & Northern (CZNC) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
Citizens & Northern's Loans - Loss Allowance history runs 17 years deep, the most recent figure standing at $33.8 million for Q1 2026.
- On a quarterly basis, Loans - Loss Allowance rose 67.72% year-over-year to $33.8 million in Q1 2026; TTM through Mar 2026 was $33.8 million, a 67.72% increase from a year earlier, with the FY2025 full-year figure at $31.0 million, up 54.97% from the prior year.
- Loans - Loss Allowance grew to $33.8 million in Q1 2026 per CZNC's latest filing, from $31.0 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $33.8 million in Q1 2026 and bottomed at $14.3 million in Q1 2022.
- The 5-year median for Loans - Loss Allowance is $20.0 million (2024), against an average of $20.4 million.
- Across the five-year window, Loans - Loss Allowance grew 0.74% in 2025 and soared 67.72% in 2026, its largest moves.
- Year by year, Loans - Loss Allowance stood at $16.6 million in 2022, then increased by 15.61% to $19.2 million in 2023, then increased by 4.31% to $20.0 million in 2024, then surged by 54.97% to $31.0 million in 2025, then climbed by 8.97% to $33.8 million in 2026.
- Per Business Quant, the three latest CZNC Loans - Loss Allowance figures stand at $33.8 million (Q1 2026), $31.0 million (Q4 2025), and $23.5 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 4.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.66 Bn |
| 10 | Citizens & Northern | 425.73 Mn | 370.93 Mn | - | 33.83 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 33.83 Mn |
| Dec 31, 2025 | 31.05 Mn |
| Sep 30, 2025 | 23.47 Mn |
| Jun 30, 2025 | 21.70 Mn |
| Mar 31, 2025 | 20.17 Mn |
| Dec 31, 2024 | 20.04 Mn |
| Sep 30, 2024 | 20.44 Mn |
| Jun 30, 2024 | 20.38 Mn |
| Mar 31, 2024 | 20.02 Mn |
| Dec 31, 2023 | 19.21 Mn |
| Sep 30, 2023 | 18.09 Mn |
| Jun 30, 2023 | 19.06 Mn |
| Mar 31, 2023 | 18.35 Mn |
| Dec 31, 2022 | 16.62 Mn |
| Sep 30, 2022 | 16.17 Mn |
| Jun 30, 2022 | 14.55 Mn |
| Mar 31, 2022 | 14.27 Mn |
| Dec 31, 2021 | 13.54 Mn |
| Sep 30, 2021 | 12.70 Mn |
| Jun 30, 2021 | 12.38 Mn |