Citizens & Northern (CZNC) Loans - Loss Allowance (2010 - 2026)

Citizens & Northern (CZNC) has 17 years of Loans - Loss Allowance data on file, last reported at $33.8 million in Q1 2026.

• For the quarter ending Q1 2026, Loans - Loss Allowance rose 67.72% year-over-year to $33.8 million; the trailing twelve-month figure through Mar 2026 stood at $33.8 million (up 67.72% YoY), and the FY2025 full-year result was $31.0 million, up 54.97% from the prior year.
• Loans - Loss Allowance for Q1 2026 stood at $33.8 million, up from $31.0 million in the prior quarter.
• Across five years, Loans - Loss Allowance topped out at $33.8 million in Q1 2026 and bottomed at $14.3 million in Q1 2022.
• The 5-year median for Loans - Loss Allowance is $20.0 million (2024), against an average of $20.4 million.
• The widest annual swing landed in 2025, when Loans - Loss Allowance advanced 0.74%; it then jumped 67.72% in 2026.
• A 5-year view of Loans - Loss Allowance shows it stood at $16.6 million in 2022, then increased by 15.61% to $19.2 million in 2023, then increased by 4.31% to $20.0 million in 2024, then surged by 54.97% to $31.0 million in 2025, then climbed by 8.97% to $33.8 million in 2026.
• The last three Loans - Loss Allowance figures came in at $33.8 million (Q1 2026), $31.0 million (Q4 2025), and $23.5 million (Q3 2025), per Business Quant data.

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