Citizens & Northern (CZNC) Loans - Loss Allowance (2010 - 2026)
Citizens & Northern (CZNC) posted quarterly Loans - Loss Allowance of $33.8 million for Q1 2026, up 67.72% year-over-year from $20.2 million in Q1 2025, and up 8.97% quarter-over-quarter from $31.0 million in Q4 2025.
Citizens & Northern (CZNC) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
Citizens & Northern's Loans - Loss Allowance history runs 17 years deep, the most recent figure standing at $33.8 million for Q1 2026.
- In Q1 2026, Loans - Loss Allowance rose 67.72% year-over-year to $33.8 million; the TTM figure through Mar 2026 stood at $33.8 million (up 67.72% YoY), while the FY2025 annual figure was $31.0 million, up 54.97% from the prior year.
- Loans - Loss Allowance for Q1 2026 stood at $33.8 million, up from $31.0 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $33.8 million in Q1 2026, with the low at $14.3 million in Q1 2022.
- The 5-year median for Loans - Loss Allowance is $20.0 million (2024), against an average of $20.4 million.
- The sharpest annual moves came in 2025 and 2026: Loans - Loss Allowance gained 0.74% in 2025, then soared 67.72% in 2026.
- Citizens & Northern's Loans - Loss Allowance stood at $16.6 million in 2022, then grew by 15.61% to $19.2 million in 2023, then grew by 4.31% to $20.0 million in 2024, then jumped by 54.97% to $31.0 million in 2025, then advanced by 8.97% to $33.8 million in 2026.
- Business Quant data shows CZNC's Loans - Loss Allowance at $33.8 million in Q1 2026, $31.0 million in Q4 2025, and $23.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | Citizens & Northern | 457.89 Mn | 374.26 Mn | - | 32.58 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 32.58 Mn |
| Mar 31, 2026 | 33.83 Mn |
| Dec 31, 2025 | 31.05 Mn |
| Sep 30, 2025 | 23.47 Mn |
| Jun 30, 2025 | 21.70 Mn |
| Mar 31, 2025 | 20.17 Mn |
| Dec 31, 2024 | 20.04 Mn |
| Sep 30, 2024 | 20.44 Mn |
| Jun 30, 2024 | 20.38 Mn |
| Mar 31, 2024 | 20.02 Mn |
| Dec 31, 2023 | 19.21 Mn |
| Sep 30, 2023 | 18.09 Mn |
| Jun 30, 2023 | 19.06 Mn |
| Mar 31, 2023 | 18.35 Mn |
| Dec 31, 2022 | 16.62 Mn |
| Sep 30, 2022 | 16.17 Mn |
| Jun 30, 2022 | 14.55 Mn |
| Mar 31, 2022 | 14.27 Mn |
| Dec 31, 2021 | 13.54 Mn |
| Sep 30, 2021 | 12.70 Mn |