Citizens & Northern (CZNC) Loans - Loss Allowance (2010 - 2026)

Citizens & Northern has reported Loans - Loss Allowance for 17 years, with the latest figure at $33.8 million in Q1 2026.

• For the quarter ending Q1 2026, Loans - Loss Allowance rose 67.72% year-over-year to $33.8 million; the trailing twelve-month figure through Mar 2026 stood at $33.8 million (up 67.72% YoY), and the FY2025 full-year result was $31.0 million, up 54.97% from the prior year.
• Loans - Loss Allowance for Q1 2026 stood at $33.8 million, up from $31.0 million in the prior quarter.
• The five-year high for Loans - Loss Allowance was $33.8 million in Q1 2026, with the low at $14.3 million in Q1 2022.
• Historically, Loans - Loss Allowance has averaged $20.4 million across 5 years, with a median of $20.0 million in 2024.
• Annual changes were most pronounced in 2025 — Loans - Loss Allowance advanced 0.74% — and 2026, when it jumped 67.72%.
• Citizens & Northern's Loans - Loss Allowance stood at $16.6 million in 2022, then grew by 15.61% to $19.2 million in 2023, then grew by 4.31% to $20.0 million in 2024, then jumped by 54.97% to $31.0 million in 2025, then advanced by 8.97% to $33.8 million in 2026.
• The last three Loans - Loss Allowance figures came in at $33.8 million (Q1 2026), $31.0 million (Q4 2025), and $23.5 million (Q3 2025), per Business Quant data.