Citizens & Northern (CZNC) Times Interest Earned (2010 - 2026)
Citizens & Northern (CZNC) posted quarterly Times Interest Earned of $1.01 for Q1 2026, down 14.38% year-over-year from $1.18 in Q1 2025, and down 28.71% quarter-over-quarter from $1.42 in Q4 2025.
Citizens & Northern (CZNC) Times Interest Earned (2010 - 2026) Analysis & Trends
Citizens & Northern's Times Interest Earned history runs 17 years deep, the most recent figure standing at $1.01 for Q1 2026.
- In Q1 2026, Times Interest Earned fell 14.38% year-over-year to $1.01; the TTM figure through Mar 2026 stood at $3.6 (down 9.53% YoY), while the FY2025 annual figure was $1.58, down 4.96% from the prior year.
- Times Interest Earned for Q1 2026 stood at $1.01, down from $1.42 in the prior quarter.
- The five-year high for Times Interest Earned was $7.66 in Q4 2024, with the low at $1.01 in Q1 2026.
- The 5-year median for Times Interest Earned is $1.19 (2025), against an average of $1.75.
- The sharpest annual moves came in 2024 and 2025: Times Interest Earned jumped 408.66% in 2024, then plunged 81.5% in 2025.
- Citizens & Northern's Times Interest Earned stood at $3.68 in 2022, then tumbled by 59.1% to $1.51 in 2023, then surged by 408.66% to $7.66 in 2024, then slumped by 81.5% to $1.42 in 2025, then fell by 28.71% to $1.01 in 2026.
- Business Quant data shows CZNC's Times Interest Earned at $1.01 in Q1 2026, $1.42 in Q4 2025, and $1.74 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Citizens & Northern | 457.89 Mn | 374.26 Mn | - | 2.46 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.55 |
| Mar 31, 2026 | 1.01 |
| Dec 31, 2025 | 1.42 |
| Sep 30, 2025 | 1.74 |
| Jun 30, 2025 | 1.19 |
| Mar 31, 2025 | 1.18 |
| Dec 31, 2024 | 7.66 |
| Sep 30, 2024 | 1.20 |
| Jun 30, 2024 | 1.14 |
| Mar 31, 2024 | 1.12 |
| Dec 31, 2023 | 1.51 |
| Sep 30, 2023 | 1.12 |
| Jun 30, 2023 | 1.12 |
| Mar 31, 2023 | 1.14 |
| Dec 31, 2022 | 3.68 |
| Sep 30, 2022 | 1.07 |
| Jun 30, 2022 | 1.20 |
| Mar 31, 2022 | 1.30 |
| Dec 31, 2021 | 1.56 |
| Sep 30, 2021 | 1.58 |