Citizens & Northern (CZNC) Times Interest Earned (2010 - 2026)

Citizens & Northern's Times Interest Earned history runs 17 years deep, the most recent figure standing at $1.01 for Q1 2026.

• On a quarterly basis, Times Interest Earned fell 14.38% year-over-year to $1.01 in Q1 2026; TTM through Mar 2026 was $3.62, a 28.52% decrease from a year earlier, with the FY2025 full-year figure at $1.58, down 4.96% from the prior year.
• Times Interest Earned retreated to $1.01 in Q1 2026 per CZNC's latest filing, from $1.42 in the prior quarter.
• Across five years, Times Interest Earned topped out at $3.52 in Q4 2022 and bottomed at $0.72 in Q4 2023.
• The 5-year median for Times Interest Earned is $1.18 (2025), against an average of $1.32.
• Across the five-year window, Times Interest Earned soared 125.53% in 2022 and slumped 79.59% in 2023, its largest moves.
• Year by year, Times Interest Earned stood at $3.52 in 2022, then slumped by 79.59% to $0.72 in 2023, then soared by 68.63% to $1.21 in 2024, then advanced by 16.94% to $1.42 in 2025, then retreated by 28.71% to $1.01 in 2026.
• Per Business Quant, the three latest CZNC Times Interest Earned figures stand at $1.01 (Q1 2026), $1.42 (Q4 2025), and $1.7 (Q3 2025).