Balance Sheet
Accounts PayablesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityGoodwillGoodwill & IntangiblesIntangiblesInterest DepositsLiabilities and Shareholders EquityLoans - GrossLoans - Loss AllowanceLoans - NetLong-Term Deferred TaxNon-Current DebtNotes PayablesOther Non-Current AssetsOther Non-Current LiabilitiesPayablesPensionProperty, Plant & Equipment (Net)Receivables - AccuredRetained EarningsSecurities - TradableShareholder's EquityShares OutstandingShort term DebtShort-term InvestmentsTotal DebtTotal LiabilitiesTotal Non-Current LiabilitiesTreasury Shares
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
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Ratios

Citizens & Northern (CZNC) Loans - Net (2017 - 2025)

Citizens & Northern's Loans - Net history spans 9 years, with the latest figure at $2.3 billion for Q4 2025.

  • For Q4 2025, Loans - Net rose 23.86% year-over-year to $2.3 billion; the TTM value through Dec 2025 reached $2.3 billion, up 23.86%, while the annual FY2025 figure was $2.3 billion, 23.86% up from the prior year.
  • Loans - Net reached $2.3 billion in Q4 2025 per CZNC's latest filing, up from $1.9 billion in the prior quarter.
  • In the past five years, Loans - Net ranged from a high of $2.3 billion in Q4 2025 to a low of $1.5 billion in Q1 2022.
  • Average Loans - Net over 5 years is $1.8 billion, with a median of $1.8 billion recorded in 2023.
  • The largest YoY upside for Loans - Net was 38.64% in 2021 against a maximum downside of 7.0% in 2021.
  • A 5-year view of Loans - Net shows it stood at $1.6 billion in 2021, then grew by 11.09% to $1.7 billion in 2022, then grew by 6.12% to $1.8 billion in 2023, then rose by 2.56% to $1.9 billion in 2024, then rose by 23.86% to $2.3 billion in 2025.
  • Per Business Quant, the three most recent readings for CZNC's Loans - Net are $2.3 billion (Q4 2025), $1.9 billion (Q3 2025), and $1.9 billion (Q2 2025).