Citizens & Northern Corp (CZNC) FCF Margin (2010 - 2026)
Citizens & Northern (CZNC) reported FCF Margin of 462.71% for Q2 2026, up 177.32 percentage points from 285.39% a year earlier and up 182.84 percentage points from the prior quarter.
Citizens & Northern Corp (CZNC) FCF Margin (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Citizens & Northern's FCF Margin came in at 368.74%, up 120.36 percentage points year-over-year; for FY2025, it came in at 267.73%, down 20.72 percentage points from FY2024.
- FCF Margin has declined for four consecutive years, with a five-year change of -30.28 percentage points (FY2020 to FY2025).
- By year, FCF Margin came in at 288.45% in FY2024 (-14.42 pp), 302.87% in FY2023 (-6.32 pp), 309.18% in FY2022 (-50.00 pp) and 359.18% in FY2021 (+61.18 pp).
- The Q2 2026 figure ranks as the highest quarterly FCF Margin in data going back to Q3 2010.
- Year over year, FCF Margin gained in four of the last eight quarters, with an average year-over-year change of +54.45 percentage points.
- The high point for year-over-year FCF Margin in five years was Q1 2023 (a gain of 272.35 percentage points); the low point was Q1 2024 (a drop of 188.69 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 279.87% (Q1 2026), 326.68% (Q4 2025) and 401.55% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 38.75% |
| Mar 31, 2026 | 23.10% |
| Dec 31, 2025 | 27.47% |
| Sep 30, 2025 | 36.87% |
| Jun 30, 2025 | 27.41% |
| Mar 31, 2025 | 3.86% |
| Dec 31, 2024 | 41.84% |
| Sep 30, 2024 | 23.63% |
| Jun 30, 2024 | 29.21% |
| Mar 31, 2024 | 19.38% |
| Dec 31, 2023 | 27.16% |
| Sep 30, 2023 | 29.17% |
| Jun 30, 2023 | 27.85% |
| Mar 31, 2023 | 35.13% |
| Dec 31, 2022 | 27.31% |
| Sep 30, 2022 | 44.06% |
| Jun 30, 2022 | 27.22% |
| Mar 31, 2022 | 17.80% |
| Dec 31, 2021 | 34.51% |
| Sep 30, 2021 | 35.96% |
Citizens & Northern Corp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=CZNC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();