Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Citizens & Northern (CZNC) FCF Margin (2017 - 2025)

Citizens & Northern's FCF Margin history spans 9 years, with the latest figure at 616.37% for Q4 2025.

  • For Q4 2025, FCF Margin rose 107502.0% year-over-year to 616.37%; the TTM value through Dec 2025 reached 673.33%, up 546241.0%, while the annual FY2025 figure was 503.65%, 429281.0% down from the prior year.
  • FCF Margin reached 616.37% in Q4 2025 per CZNC's latest filing, down from 741.13% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 6133.08% in Q2 2024 to a low of 458.65% in Q4 2024.
  • Average FCF Margin over 5 years is 1361.61%, with a median of 688.98% recorded in 2025.
  • The largest YoY upside for FCF Margin was 3173155bps in 2021 against a maximum downside of -867686bps in 2021.
  • A 5-year view of FCF Margin shows it stood at 1740.93% in 2021, then crashed by -87bps to 228.72% in 2022, then skyrocketed by 2106bps to 5046.32% in 2023, then plummeted by -109bps to 458.65% in 2024, then surged by 234bps to 616.37% in 2025.
  • Per Business Quant, the three most recent readings for CZNC's FCF Margin are 616.37% (Q4 2025), 741.13% (Q3 2025), and 659.11% (Q2 2025).