Citizens & Northern (CZNC) Non-Current Debt (2018 - 2026)
Citizens & Northern (CZNC) reported Non-Current Debt of $130.39 million for Q2 2026, down 9.4% from $143.89 million a year earlier and down 6.5% from the prior quarter.
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Analysis
Citizens & Northern (CZNC) Non-Current Debt (2018 - 2026) Analysis & Trends
At the end of FY2025, Citizens & Northern posted Non-Current Debt of $120.94 million, down 26.9% from FY2024.
- Non-Current Debt has a five-year compound annual growth rate of 17.2% (FY2020 to FY2025).
- By year, Non-Current Debt came in at $165.45 million in FY2024 (+19.6%), $138.34 million in FY2023 (+121.9%), $62.35 million in FY2022 (+88.9%) and $33.01 million in FY2021 (-39.6%).
- Five-year quarterly Non-Current Debt spans a low of $33.01 million in Q4 2021 and a high of $185.65 million in Q2 2024.
- Year over year, Non-Current Debt has now declined in each of the last five quarters, with an average decline of 3.7% over the last eight quarters.
- The high point for year-over-year Non-Current Debt in five years was Q2 2023 (growth of 213.3%); the low point was Q3 2021 (a decline of 62.4%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $139.49 million (Q1 2026), $120.94 million (Q4 2025) and $132.89 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Current Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | - |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | - |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 29.82 Bn |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | 107.79 Bn |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 347.96 Bn |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | - |
| 10 | Citizens & Northern | 458.60 Mn | 146.72 Mn | - | 130.39 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 130.39 Mn |
| Mar 31, 2026 | 139.49 Mn |
| Dec 31, 2025 | 120.94 Mn |
| Sep 30, 2025 | 132.89 Mn |
| Jun 30, 2025 | 143.89 Mn |
| Mar 31, 2025 | 154.42 Mn |
| Dec 31, 2024 | 165.45 Mn |
| Sep 30, 2024 | 174.62 Mn |
| Jun 30, 2024 | 185.65 Mn |
| Mar 31, 2024 | 148.82 Mn |
| Dec 31, 2023 | 138.34 Mn |
| Sep 30, 2023 | 125.28 Mn |
| Jun 30, 2023 | 115.26 Mn |
| Mar 31, 2023 | 98.70 Mn |
| Dec 31, 2022 | 62.35 Mn |
| Sep 30, 2022 | 55.46 Mn |
| Jun 30, 2022 | 36.79 Mn |
| Mar 31, 2022 | 33.03 Mn |
| Dec 31, 2021 | 33.01 Mn |
| Sep 30, 2021 | 38.68 Mn |
API Access
Citizens & Northern Non-Current Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=non-current-debt&ticker=CZNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "non-current-debt", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=non-current-debt&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();