Citizens & Northern (CZNC) Interest Expenses (2010 - 2026)

Citizens & Northern's (CZNC) quarterly Interest Expenses came in at $32.9 million in Q1 2026, down 23.23% year-on-year from $42.8 million in Q1 2025, and up 154.22% quarter-over-quarter from $12.9 million in Q4 2025.

Citizens & Northern (CZNC) Interest Expenses (2010 - 2026) Analysis & Trends

Citizens & Northern's Interest Expenses history runs 17 years deep, the most recent figure standing at $32.9 million for Q1 2026.

  • On a quarterly basis, Interest Expenses fell 23.23% year-over-year to $32.9 million in Q1 2026; TTM through Mar 2026 was $32.9 million, a 23.23% decrease from a year earlier, with the FY2025 full-year figure at $49.0 million, up 2.6% from the prior year.
  • Interest Expenses climbed to $32.9 million in Q1 2026 per CZNC's latest filing, from $12.9 million in the prior quarter.
  • Across five years, Interest Expenses topped out at $76.4 million in Q3 2023 and bottomed at -$21.0 million in Q4 2023.
  • The 5-year median for Interest Expenses is $42.8 million (2025), against an average of $38.6 million.
  • Across the five-year window, Interest Expenses surged 369.24% in 2022 and slumped 655.22% in 2023, its largest moves.
  • Year by year, Interest Expenses stood at $3.8 million in 2022, then slumped by 655.22% to -$21.0 million in 2023, then surged by 327.18% to $47.8 million in 2024, then tumbled by 72.95% to $12.9 million in 2025, then soared by 154.22% to $32.9 million in 2026.
  • Per Business Quant, the three latest CZNC Interest Expenses figures stand at $32.9 million (Q1 2026), $12.9 million (Q4 2025), and $11.4 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 259,661.44
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -2.73 Bn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -32,586.00
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 3.52 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 19.98 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 5.30 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 2.53 Bn
10 Citizens & Northern 425.73 Mn 370.93 Mn - 32.87 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 32.87 Mn
Mar 31, 2026 32.87 Mn
Dec 31, 2025 12.93 Mn
Dec 31, 2025 12.93 Mn
Sep 30, 2025 11.39 Mn
Sep 30, 2025 11.39 Mn
Jun 30, 2025 40.42 Mn
Jun 30, 2025 40.42 Mn
Mar 31, 2025 42.82 Mn
Mar 31, 2025 42.82 Mn
Dec 31, 2024 47.81 Mn
Dec 31, 2024 47.81 Mn
Sep 30, 2024 39.85 Mn
Sep 30, 2024 39.85 Mn
Jun 30, 2024 53.05 Mn
Jun 30, 2024 53.05 Mn
Mar 31, 2024 52.27 Mn
Mar 31, 2024 52.27 Mn
Dec 31, 2023 -21.04 Mn
Dec 31, 2023 -21.04 Mn