Citizens & Northern (CZNC) Interest Expenses (2010 - 2026)
Citizens & Northern (CZNC) posted quarterly Interest Expenses of $32.9 million for Q1 2026, down 23.23% year-over-year from $42.8 million in Q1 2025, and up 154.22% quarter-over-quarter from $12.9 million in Q4 2025.
Citizens & Northern (CZNC) Interest Expenses (2010 - 2026) Analysis & Trends
Citizens & Northern's Interest Expenses history runs 17 years deep, the most recent figure standing at $32.9 million for Q1 2026.
- In Q1 2026, Interest Expenses fell 23.23% year-over-year to $32.9 million; the TTM figure through Mar 2026 stood at $32.9 million (down 23.23% YoY), while the FY2025 annual figure was $49.0 million, up 2.6% from the prior year.
- Interest Expenses for Q1 2026 stood at $32.9 million, up from $12.9 million in the prior quarter.
- The five-year high for Interest Expenses was $76.4 million in Q3 2023, with the low at $1.5 million in Q4 2024.
- The 5-year median for Interest Expenses is $40.4 million (2025), against an average of $37.7 million.
- The sharpest annual moves came in 2024 and 2025: Interest Expenses tumbled 87.02% in 2024, then surged 750.72% in 2025.
- Citizens & Northern's Interest Expenses stood at $3.6 million in 2022, then surged by 228.71% to $11.7 million in 2023, then sank by 87.02% to $1.5 million in 2024, then surged by 750.72% to $12.9 million in 2025, then surged by 154.22% to $32.9 million in 2026.
- Business Quant data shows CZNC's Interest Expenses at $32.9 million in Q1 2026, $12.9 million in Q4 2025, and $10.8 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 3.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | -4.19 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 7.93 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 2.35 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.16 Bn |
| 10 | Citizens & Northern | 457.89 Mn | 374.26 Mn | - | 11.95 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 31.76 Mn |
| Jun 30, 2026 | 31.76 Mn |
| Mar 31, 2026 | 32.87 Mn |
| Mar 31, 2026 | 32.87 Mn |
| Dec 31, 2025 | 12.93 Mn |
| Dec 31, 2025 | 12.93 Mn |
| Sep 30, 2025 | 10.82 Mn |
| Sep 30, 2025 | 10.82 Mn |
| Jun 30, 2025 | 40.42 Mn |
| Jun 30, 2025 | 40.42 Mn |
| Mar 31, 2025 | 42.82 Mn |
| Mar 31, 2025 | 42.82 Mn |
| Dec 31, 2024 | 1.52 Mn |
| Dec 31, 2024 | 1.52 Mn |
| Sep 30, 2024 | 39.85 Mn |
| Sep 30, 2024 | 39.85 Mn |
| Jun 30, 2024 | 53.05 Mn |
| Jun 30, 2024 | 53.05 Mn |
| Mar 31, 2024 | 52.27 Mn |
| Mar 31, 2024 | 52.27 Mn |