Citizens & Northern (CZNC) Interest Expenses (2010 - 2026)
Citizens & Northern posted quarterly Interest Expenses of $12.1 million for Q1 2026, up 3.41% year-on-year from $11.7 million in Q1 2025, and down 6.16% on a QoQ basis from $12.9 million in Q4 2025.
Citizens & Northern (CZNC) has 17 years of Interest Expenses data on file, last reported at $12.1 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Expenses rose 3.41% year-over-year to $12.1 million; the trailing twelve-month figure through Mar 2026 stood at $47.8 million (down 3.32% YoY), and the FY2025 full-year result was $47.4 million, down 3.27% from the prior year.
- Interest Expenses for Q1 2026 stood at $12.1 million, down from $12.9 million in the prior quarter.
- Across five years, Interest Expenses topped out at $12.9 million in Q3 2024 and bottomed at $1.4 million in Q1 2022.
- The 5-year median for Interest Expenses is $11.3 million (2024), against an average of $8.9 million.
- The widest annual swing landed in 2022, when Interest Expenses declined 13.76%; it then jumped 354.22% in 2023.
- A 5-year view of Interest Expenses shows it stood at $3.6 million in 2022, then soared by 198.68% to $10.6 million in 2023, then grew by 20.8% to $12.9 million in 2024, then gained by 0.58% to $12.9 million in 2025, then declined by 6.16% to $12.1 million in 2026.
- The last three Interest Expenses figures came in at $12.1 million (Q1 2026), $12.9 million (Q4 2025), and $11.4 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -227,416.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 3.51 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 5.23 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 7.97 Bn |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -22.86 Mn |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 2.48 Bn |
| 10 | Citizens & Northern | 373.62 Mn | 317.48 Mn | - | 12.13 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 12.13 Mn |
| Mar 31, 2026 | 12.13 Mn |
| Dec 31, 2025 | 12.93 Mn |
| Dec 31, 2025 | 12.93 Mn |
| Sep 30, 2025 | 11.39 Mn |
| Sep 30, 2025 | 11.39 Mn |
| Jun 30, 2025 | 11.31 Mn |
| Jun 30, 2025 | 11.31 Mn |
| Mar 31, 2025 | 11.73 Mn |
| Mar 31, 2025 | 11.73 Mn |
| Dec 31, 2024 | 12.86 Mn |
| Dec 31, 2024 | 12.86 Mn |
| Sep 30, 2024 | 12.93 Mn |
| Sep 30, 2024 | 12.93 Mn |
| Jun 30, 2024 | 11.88 Mn |
| Jun 30, 2024 | 11.88 Mn |
| Mar 31, 2024 | 11.30 Mn |
| Mar 31, 2024 | 11.30 Mn |
| Dec 31, 2023 | 10.64 Mn |
| Dec 31, 2023 | 10.64 Mn |
| Sep 30, 2023 | 9.46 Mn |
| Sep 30, 2023 | 9.46 Mn |
| Jun 30, 2023 | 7.65 Mn |
| Jun 30, 2023 | 7.65 Mn |
| Mar 31, 2023 | 5.36 Mn |
| Mar 31, 2023 | 5.36 Mn |
| Dec 31, 2022 | 3.56 Mn |
| Dec 31, 2022 | 3.56 Mn |
| Sep 30, 2022 | 2.83 Mn |
| Sep 30, 2022 | 2.83 Mn |
| Jun 30, 2022 | 1.68 Mn |
| Jun 30, 2022 | 1.68 Mn |
| Mar 31, 2022 | 1.44 Mn |
| Mar 31, 2022 | 1.44 Mn |
| Dec 31, 2021 | 1.53 Mn |
| Dec 31, 2021 | 1.53 Mn |
| Sep 30, 2021 | 1.61 Mn |
| Sep 30, 2021 | 1.61 Mn |
| Jun 30, 2021 | 1.75 Mn |
| Jun 30, 2021 | 1.75 Mn |
| Mar 31, 2021 | 1.67 Mn |
| Mar 31, 2021 | 1.67 Mn |
| Dec 31, 2020 | 2.10 Mn |
| Dec 31, 2020 | 2.10 Mn |
| Sep 30, 2020 | 2.47 Mn |
| Sep 30, 2020 | 2.47 Mn |
| Jun 30, 2020 | 2.27 Mn |
| Jun 30, 2020 | 2.27 Mn |
| Mar 31, 2020 | 2.76 Mn |
| Mar 31, 2020 | 2.76 Mn |
| Dec 31, 2019 | 3.00 Mn |
| Dec 31, 2019 | 3.00 Mn |
| Sep 30, 2019 | 3.00 Mn |
| Sep 30, 2019 | 3.00 Mn |
| Jun 30, 2019 | 2.93 Mn |
| Jun 30, 2019 | 2.93 Mn |
| Mar 31, 2019 | 1.35 Mn |
| Mar 31, 2019 | 1.35 Mn |
| Dec 31, 2018 | 1.31 Mn |
| Dec 31, 2018 | 1.31 Mn |
| Sep 30, 2018 | 1.24 Mn |
| Sep 30, 2018 | 1.24 Mn |
| Jun 30, 2018 | 1.08 Mn |
| Jun 30, 2018 | 1.08 Mn |
| Mar 31, 2018 | 993,000.00 |
| Mar 31, 2018 | 993,000.00 |
| Dec 31, 2017 | 999,000.00 |
| Dec 31, 2017 | 999,000.00 |
| Sep 30, 2017 | 985,000.00 |
| Sep 30, 2017 | 985,000.00 |
| Jun 30, 2017 | 978,000.00 |
| Jun 30, 2017 | 978,000.00 |
| Mar 31, 2017 | 953,000.00 |
| Mar 31, 2017 | 953,000.00 |
| Dec 31, 2016 | 920,000.00 |
| Dec 31, 2016 | 920,000.00 |
| Sep 30, 2016 | 944,000.00 |
| Sep 30, 2016 | 944,000.00 |
| Jun 30, 2016 | 925,000.00 |
| Jun 30, 2016 | 925,000.00 |
| Mar 31, 2016 | 904,000.00 |
| Mar 31, 2016 | 904,000.00 |
| Dec 31, 2015 | 1.09 Mn |
| Dec 31, 2015 | 1.09 Mn |
| Sep 30, 2015 | 1.13 Mn |
| Sep 30, 2015 | 1.13 Mn |
| Jun 30, 2015 | 1.18 Mn |
| Jun 30, 2015 | 1.18 Mn |
| Mar 31, 2015 | 1.21 Mn |
| Mar 31, 2015 | 1.21 Mn |
| Dec 31, 2014 | 1.26 Mn |
| Dec 31, 2014 | 1.26 Mn |
| Sep 30, 2014 | 1.29 Mn |
| Sep 30, 2014 | 1.29 Mn |
| Jun 30, 2014 | 1.29 Mn |
| Jun 30, 2014 | 1.29 Mn |
| Mar 31, 2014 | 1.29 Mn |
| Mar 31, 2014 | 1.29 Mn |
| Dec 31, 2013 | 1.35 Mn |
| Dec 31, 2013 | 1.35 Mn |
| Sep 30, 2013 | 1.40 Mn |
| Sep 30, 2013 | 1.40 Mn |
| Jun 30, 2013 | 1.42 Mn |
| Jun 30, 2013 | 1.42 Mn |
| Mar 31, 2013 | 1.60 Mn |
| Mar 31, 2013 | 1.60 Mn |
| Dec 31, 2012 | 1.90 Mn |
| Dec 31, 2012 | 1.90 Mn |
| Sep 30, 2012 | 2.23 Mn |
| Sep 30, 2012 | 2.23 Mn |
| Jun 30, 2012 | 2.40 Mn |
| Jun 30, 2012 | 2.40 Mn |
| Mar 31, 2012 | 2.50 Mn |
| Mar 31, 2012 | 2.50 Mn |
| Dec 31, 2011 | 2.80 Mn |
| Dec 31, 2011 | 2.80 Mn |
| Sep 30, 2011 | 3.11 Mn |
| Sep 30, 2011 | 3.11 Mn |
| Jun 30, 2011 | 3.63 Mn |
| Jun 30, 2011 | 3.63 Mn |
| Mar 31, 2011 | 4.02 Mn |
| Mar 31, 2011 | 4.02 Mn |
| Dec 31, 2010 | 4.31 Mn |
| Dec 31, 2010 | 4.31 Mn |
| Sep 30, 2010 | 4.64 Mn |
| Sep 30, 2010 | 4.64 Mn |
| Jun 30, 2010 | 5.04 Mn |
| Jun 30, 2010 | 5.04 Mn |