Citizens & Northern (CZNC) Service Charges (2010 - 2017)
Citizens & Northern (CZNC) recorded Service Charges of $1.14 million in Q4 2017, down 2.6% from $1.17 million a year earlier and down 2.2% from the prior quarter.
Citizens & Northern (CZNC) Service Charges (2010 - 2017) Analysis & Trends
For FY2017, Citizens & Northern reported Service Charges of $4.49 million, down 4.4% from FY2016.
- Annual Service Charges has declined for five straight years, with a five-year compound annual growth rate of -3.4% (FY2012 to FY2017).
- Across earlier years, Service Charges came in at $4.7 million in FY2016 (-3.5%), $4.86 million in FY2015 (-3.2%), $5.03 million in FY2014 (-4.2%) and $5.25 million in FY2013 (-1.4%).
- Quarterly Service Charges has ranged from $1.02 million in Q1 2015 to $1.42 million in Q4 2013 over the past five years.
- On a year-over-year basis, Service Charges has declined for seven consecutive quarters, with an average decline of 3.6% over the last eight quarters.
- Peak year-over-year performance for Service Charges in the last five years was growth of 11.4% in Q1 2016, against a decline of 16.4% in Q1 2015 at the low end.
- Per Business Quant, the preceding three quarters came in at $1.17 million (Q3 2017), $1.09 million (Q2 2017) and $1.08 million (Q1 2017).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - |
| 10 | Citizens & Northern | 448.91 Mn | 137.03 Mn | - |
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2017 | 1.14 Mn |
| Sep 30, 2017 | 1.17 Mn |
| Jun 30, 2017 | 1.09 Mn |
| Mar 31, 2017 | 1.08 Mn |
| Dec 31, 2016 | 1.17 Mn |
| Sep 30, 2016 | 1.22 Mn |
| Jun 30, 2016 | 1.16 Mn |
| Mar 31, 2016 | 1.14 Mn |
| Dec 31, 2015 | 1.24 Mn |
| Sep 30, 2015 | 1.30 Mn |
| Jun 30, 2015 | 1.31 Mn |
| Mar 31, 2015 | 1.02 Mn |
| Dec 31, 2014 | 1.21 Mn |
| Sep 30, 2014 | 1.28 Mn |
| Jun 30, 2014 | 1.31 Mn |
| Mar 31, 2014 | 1.22 Mn |
| Dec 31, 2013 | 1.42 Mn |
| Sep 30, 2013 | 1.36 Mn |
| Jun 30, 2013 | 1.24 Mn |
| Mar 31, 2013 | 1.23 Mn |
Citizens & Northern Service Charges API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=service-charges&ticker=CZNC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "service-charges", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=service-charges&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();