Citizens & Northern (CZNC) Debt to Equity (2010 - 2026)

Citizens & Northern posted quarterly Debt to Equity of $0.11 for Q1 2026, down 79.1% year-on-year from $0.55 in Q1 2025, and down 73.74% on a QoQ basis from $0.44 in Q4 2025.

Citizens & Northern (CZNC) has 17 years of Debt to Equity data on file, last reported at $0.11 in Q1 2026.

  • For the quarter ending Q1 2026, Debt to Equity fell 79.1% year-over-year to $0.11; the trailing twelve-month figure through Mar 2026 stood at $0.11 (down 79.1% YoY), and the FY2025 full-year result was $0.44, up 341.01% from the prior year.
  • Debt to Equity for Q1 2026 stood at $0.11, down from $0.44 in the prior quarter.
  • Across five years, Debt to Equity topped out at $0.75 in Q1 2023 and bottomed at $0.06 in Q1 2022.
  • The 5-year median for Debt to Equity is $0.28 (2024), against an average of $0.32.
  • The widest annual swing landed in 2023, when Debt to Equity surged 1115.95%; it then tumbled 79.1% in 2026.
  • A 5-year view of Debt to Equity shows it stood at $0.42 in 2022, then tumbled by 46.81% to $0.22 in 2023, then slumped by 55.56% to $0.1 in 2024, then jumped by 341.01% to $0.44 in 2025, then plunged by 73.74% to $0.11 in 2026.
  • The last three Debt to Equity figures came in at $0.11 (Q1 2026), $0.44 (Q4 2025), and $0.46 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt/Equity (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.66
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.13
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 7.86
8 KB Financial 150.02 Bn 142.15 Bn - 0.20
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.34
10 Citizens & Northern 373.62 Mn 317.48 Mn - 0.11

Historic Data

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DateValue
Mar 31, 2026 0.11
Dec 31, 2025 0.44
Sep 30, 2025 0.46
Jun 30, 2025 0.50
Mar 31, 2025 0.55
Dec 31, 2024 0.10
Sep 30, 2024 0.13
Jun 30, 2024 0.12
Mar 31, 2024 0.28
Dec 31, 2023 0.22
Sep 30, 2023 0.62
Jun 30, 2023 0.23
Mar 31, 2023 0.75
Dec 31, 2022 0.42
Sep 30, 2022 0.07
Jun 30, 2022 0.41
Mar 31, 2022 0.06
Dec 31, 2021 0.09
Sep 30, 2021 0.12
Jun 30, 2021 0.06
Mar 31, 2021 0.20
Dec 31, 2020 0.07
Sep 30, 2020 0.48
Jun 30, 2020 0.08
Mar 31, 2020 0.18
Dec 31, 2019 0.38
Sep 30, 2019 0.33
Jun 30, 2019 0.27
Mar 31, 2019 0.03
Dec 31, 2018 0.07
Sep 30, 2018 0.04
Jun 30, 2018 -2.71
Mar 31, 2018 0.14
Dec 31, 2017 0.33
Sep 30, 2017 0.04
Jun 30, 2017 58.77
Mar 31, 2017 -43.67
Dec 31, 2016 0.14
Sep 30, 2016 0.08
Jun 30, 2016 0.13
Mar 31, 2016 0.14
Dec 31, 2015 0.29
Sep 30, 2015 0.05
Jun 30, 2015 0.11
Mar 31, 2015 0.03
Dec 31, 2014 0.03
Sep 30, 2014 0.04
Jun 30, 2014 0.02
Mar 31, 2014 0.03
Dec 31, 2013 0.13
Sep 30, 2013 0.03
Jun 30, 2013 0.09
Mar 31, 2013 0.03
Dec 31, 2012 0.03
Sep 30, 2012 0.11
Jun 30, 2012 0.02
Mar 31, 2012 0.02
Dec 31, 2011 0.03
Sep 30, 2011 0.12
Jun 30, 2011 0.03
Dec 31, 2010 0.13