Citizens & Northern (CZNC) Debt to Equity (2010 - 2026)
Citizens & Northern (CZNC) reported Debt to Equity of $0.11 for Q1 2026, down 79.1% on a YoY basis from $0.55 in Q1 2025, and down 73.74% quarter-over-quarter from $0.44 in Q4 2025.
Citizens & Northern (CZNC) Debt to Equity (2010 - 2026) Analysis & Trends
Citizens & Northern has reported Debt to Equity for 17 years, with the latest figure at $0.11 in Q1 2026.
- For the quarter ending Q1 2026, Debt to Equity fell 79.1% year-over-year to $0.11; the trailing twelve-month figure through Mar 2026 stood at $0.11 (down 79.1% YoY), and the FY2025 full-year result was $0.44, up 341.01% from the prior year.
- Debt to Equity for Q1 2026 stood at $0.11, down from $0.44 in the prior quarter.
- The five-year high for Debt to Equity was $0.75 in Q1 2023, with the low at $0.06 in Q1 2022.
- Historically, Debt to Equity has averaged $0.32 across 5 years, with a median of $0.28 in 2024.
- Annual changes were most pronounced in 2023 — Debt to Equity surged 1115.95% — and 2026, when it sank 79.1%.
- Citizens & Northern's Debt to Equity stood at $0.42 in 2022, then plunged by 46.81% to $0.22 in 2023, then tumbled by 55.56% to $0.1 in 2024, then soared by 341.01% to $0.44 in 2025, then sank by 73.74% to $0.11 in 2026.
- The last three Debt to Equity figures came in at $0.11 (Q1 2026), $0.44 (Q4 2025), and $0.46 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 3.41 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | 0.66 |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | - |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 0.13 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 1.61 |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.19 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 3.81 |
| 10 | Citizens & Northern | 391.00 Mn | 334.85 Mn | - | 0.11 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.11 |
| Dec 31, 2025 | 0.44 |
| Sep 30, 2025 | 0.46 |
| Jun 30, 2025 | 0.50 |
| Mar 31, 2025 | 0.55 |
| Dec 31, 2024 | 0.10 |
| Sep 30, 2024 | 0.13 |
| Jun 30, 2024 | 0.12 |
| Mar 31, 2024 | 0.28 |
| Dec 31, 2023 | 0.22 |
| Sep 30, 2023 | 0.62 |
| Jun 30, 2023 | 0.23 |
| Mar 31, 2023 | 0.75 |
| Dec 31, 2022 | 0.42 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.41 |
| Mar 31, 2022 | 0.06 |
| Dec 31, 2021 | 0.09 |
| Sep 30, 2021 | 0.12 |
| Jun 30, 2021 | 0.06 |