Citizens & Northern Corp (CZNC) EBT Margin (2010 - 2026)
Citizens & Northern (CZNC) reported EBT Margin of 527.87% for Q2 2026, up 260.11 percentage points from 267.76% a year earlier and up 516.80 percentage points from the prior quarter.
Citizens & Northern Corp (CZNC) EBT Margin (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Citizens & Northern's EBT Margin came in at 256.71%, down 45.74 percentage points year-over-year; for FY2025, it came in at 254.79%, down 40.53 percentage points from FY2024.
- EBT Margin has a five-year change of -64.76 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 295.32% in FY2024 (+0.20 pp), 295.12% in FY2023 (-24.32 pp), 319.44% in FY2022 (-91.00 pp) and 410.44% in FY2021 (+90.90 pp).
- The Q2 2026 figure ranks as the highest quarterly EBT Margin in data going back to Q2 2010.
- Year over year, EBT Margin gained in four of the last eight quarters, with an average year-over-year change of -12.20 percentage points.
- The high point for year-over-year EBT Margin in five years was Q2 2026 (a gain of 260.11 percentage points); the low point was Q1 2026 (a drop of 283.65 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 11.07% (Q1 2026), 173.94% (Q4 2025) and 295.21% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 44.21% |
| Mar 31, 2026 | 0.91% |
| Dec 31, 2025 | 14.62% |
| Sep 30, 2025 | 27.11% |
| Jun 30, 2025 | 25.72% |
| Mar 31, 2025 | 28.55% |
| Dec 31, 2024 | 36.12% |
| Sep 30, 2024 | 28.63% |
| Jun 30, 2024 | 27.40% |
| Mar 31, 2024 | 25.11% |
| Dec 31, 2023 | 23.43% |
| Sep 30, 2023 | 36.09% |
| Jun 30, 2023 | 27.64% |
| Mar 31, 2023 | 29.03% |
| Dec 31, 2022 | 33.63% |
| Sep 30, 2022 | 20.01% |
| Jun 30, 2022 | 34.43% |
| Mar 31, 2022 | 32.03% |
| Dec 31, 2021 | 34.38% |
| Sep 30, 2021 | 34.69% |
Citizens & Northern Corp EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CZNC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();