Citizens & Northern (CZNC) Change in Net Loans (2010 - 2026)
Citizens & Northern posted quarterly Change in Net Loans of $40.6 million for Q1 2026, up 1482.72% year-on-year from $2.6 million in Q1 2025, and up 154.15% on a QoQ basis from $16.0 million in Q4 2025.
Citizens & Northern (CZNC) has 17 years of Change in Net Loans data on file, last reported at $40.6 million in Q1 2026.
- For the quarter ending Q1 2026, Change in Net Loans rose 1482.72% year-over-year to $40.6 million; the trailing twelve-month figure through Mar 2026 stood at $103.8 million (up 285.21% YoY), and the FY2025 full-year result was $65.8 million, up 35.12% from the prior year.
- Change in Net Loans for Q1 2026 stood at $40.6 million, up from $16.0 million in the prior quarter.
- Across five years, Change in Net Loans topped out at $119.1 million in Q2 2022 and bottomed at -$26.8 million in Q1 2022.
- The 5-year median for Change in Net Loans is $20.8 million (2024), against an average of $25.9 million.
- The widest annual swing landed in 2024, when Change in Net Loans sank 96.12%; it then soared 3987.18% in 2025.
- A 5-year view of Change in Net Loans shows it stood at $51.4 million in 2022, then sank by 66.24% to $17.4 million in 2023, then sank by 83.03% to $2.9 million in 2024, then surged by 441.97% to $16.0 million in 2025, then surged by 154.15% to $40.6 million in 2026.
- The last three Change in Net Loans figures came in at $40.6 million (Q1 2026), $16.0 million (Q4 2025), and $25.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -1.25 Mn |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 10.65 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | -12.69 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 13.77 Bn |
| 10 | Citizens & Northern | 373.62 Mn | 317.48 Mn | - | 40.57 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 40.57 Mn |
| Dec 31, 2025 | 15.96 Mn |
| Sep 30, 2025 | 25.83 Mn |
| Jun 30, 2025 | 21.45 Mn |
| Mar 31, 2025 | 2.56 Mn |
| Dec 31, 2024 | 2.95 Mn |
| Sep 30, 2024 | 632,000.00 |
| Jun 30, 2024 | 20.81 Mn |
| Mar 31, 2024 | 24.31 Mn |
| Dec 31, 2023 | 17.36 Mn |
| Sep 30, 2023 | 16.27 Mn |
| Jun 30, 2023 | 69.33 Mn |
| Mar 31, 2023 | 4.39 Mn |
| Dec 31, 2022 | 51.41 Mn |
| Sep 30, 2022 | 34.50 Mn |
| Jun 30, 2022 | 119.10 Mn |
| Mar 31, 2022 | -26.81 Mn |
| Dec 31, 2021 | -10.73 Mn |
| Sep 30, 2021 | -21.06 Mn |
| Jun 30, 2021 | -17.02 Mn |
| Mar 31, 2021 | -29.94 Mn |
| Dec 31, 2020 | -47.13 Mn |
| Sep 30, 2020 | -13.03 Mn |
| Jun 30, 2020 | 73.77 Mn |
| Mar 31, 2020 | -15.18 Mn |
| Dec 31, 2019 | 42.77 Mn |
| Sep 30, 2019 | 23.47 Mn |
| Jun 30, 2019 | 32.07 Mn |
| Mar 31, 2019 | -1.68 Mn |
| Dec 31, 2018 | 4.82 Mn |
| Sep 30, 2018 | 3.96 Mn |
| Jun 30, 2018 | 3.91 Mn |
| Mar 31, 2018 | 1.81 Mn |
| Dec 31, 2017 | 15.10 Mn |
| Sep 30, 2017 | 21.38 Mn |
| Jun 30, 2017 | 18.17 Mn |
| Mar 31, 2017 | 10.58 Mn |
| Dec 31, 2016 | 9.44 Mn |
| Sep 30, 2016 | 14.90 Mn |
| Jun 30, 2016 | 27.06 Mn |
| Mar 31, 2016 | -2.31 Mn |
| Dec 31, 2015 | 24.86 Mn |
| Sep 30, 2015 | 18.12 Mn |
| Jun 30, 2015 | 35.56 Mn |
| Mar 31, 2015 | -1.40 Mn |
| Dec 31, 2014 | 1.52 Mn |
| Sep 30, 2014 | 8.42 Mn |
| Jun 30, 2014 | -2.50 Mn |
| Mar 31, 2014 | -17.75 Mn |
| Dec 31, 2013 | -4.04 Mn |
| Sep 30, 2013 | -6.05 Mn |
| Jun 30, 2013 | -11.77 Mn |
| Mar 31, 2013 | -17.20 Mn |
| Dec 31, 2012 | -13.18 Mn |
| Sep 30, 2012 | -5.98 Mn |
| Jun 30, 2012 | 6.94 Mn |
| Mar 31, 2012 | -10.09 Mn |
| Dec 31, 2011 | 2.89 Mn |
| Sep 30, 2011 | -7.73 Mn |
| Jun 30, 2011 | -3.22 Mn |
| Mar 31, 2011 | -11.21 Mn |
| Dec 31, 2010 | 4.72 Mn |
| Sep 30, 2010 | 2.41 Mn |