Citizens & Northern (CZNC) Change in Net Loans (2010 - 2026)
Citizens & Northern's (CZNC) quarterly Change in Net Loans came in at $40.6 million in Q1 2026, up 1482.72% year-on-year from $2.6 million in Q1 2025, and up 154.15% quarter-over-quarter from $16.0 million in Q4 2025.
Citizens & Northern (CZNC) Change in Net Loans (2010 - 2026) Analysis & Trends
Citizens & Northern's Change in Net Loans history runs 17 years deep, the most recent figure standing at $40.6 million for Q1 2026.
- On a quarterly basis, Change in Net Loans rose 1482.72% year-over-year to $40.6 million in Q1 2026; TTM through Mar 2026 was $103.8 million, a 285.21% increase from a year earlier, with the FY2025 full-year figure at $65.8 million, up 35.12% from the prior year.
- Change in Net Loans climbed to $40.6 million in Q1 2026 per CZNC's latest filing, from $16.0 million in the prior quarter.
- Across five years, Change in Net Loans topped out at $119.1 million in Q2 2022 and bottomed at -$26.8 million in Q1 2022.
- The 5-year median for Change in Net Loans is $20.8 million (2024), against an average of $25.9 million.
- Across the five-year window, Change in Net Loans tumbled 96.12% in 2024 and surged 3987.18% in 2025, its largest moves.
- Year by year, Change in Net Loans stood at $51.4 million in 2022, then sank by 66.24% to $17.4 million in 2023, then sank by 83.03% to $2.9 million in 2024, then surged by 441.97% to $16.0 million in 2025, then surged by 154.15% to $40.6 million in 2026.
- Per Business Quant, the three latest CZNC Change in Net Loans figures stand at $40.6 million (Q1 2026), $16.0 million (Q4 2025), and $25.8 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 1.12 Mn |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.65 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | -12.69 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 13.77 Bn |
| 10 | Citizens & Northern | 425.73 Mn | 370.93 Mn | - | 40.57 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 40.57 Mn |
| Dec 31, 2025 | 15.96 Mn |
| Sep 30, 2025 | 25.83 Mn |
| Jun 30, 2025 | 21.45 Mn |
| Mar 31, 2025 | 2.56 Mn |
| Dec 31, 2024 | 2.95 Mn |
| Sep 30, 2024 | 632,000.00 |
| Jun 30, 2024 | 20.81 Mn |
| Mar 31, 2024 | 24.31 Mn |
| Dec 31, 2023 | 17.36 Mn |
| Sep 30, 2023 | 16.27 Mn |
| Jun 30, 2023 | 69.33 Mn |
| Mar 31, 2023 | 4.39 Mn |
| Dec 31, 2022 | 51.41 Mn |
| Sep 30, 2022 | 34.50 Mn |
| Jun 30, 2022 | 119.10 Mn |
| Mar 31, 2022 | -26.81 Mn |
| Dec 31, 2021 | -10.73 Mn |
| Sep 30, 2021 | -21.06 Mn |
| Jun 30, 2021 | -17.02 Mn |