Citizens & Northern (CZNC) Change in Net Loans (2010 - 2026)

Citizens & Northern has reported Change in Net Loans for 17 years, with the latest figure at $40.6 million in Q1 2026.

• For the quarter ending Q1 2026, Change in Net Loans rose 1482.72% year-over-year to $40.6 million; the trailing twelve-month figure through Mar 2026 stood at $103.8 million (up 285.21% YoY), and the FY2025 full-year result was $65.8 million, up 35.12% from the prior year.
• Change in Net Loans for Q1 2026 stood at $40.6 million, up from $16.0 million in the prior quarter.
• The five-year high for Change in Net Loans was $119.1 million in Q2 2022, with the low at -$26.8 million in Q1 2022.
• Historically, Change in Net Loans has averaged $25.9 million across 5 years, with a median of $20.8 million in 2024.
• Annual changes were most pronounced in 2024 — Change in Net Loans tumbled 96.12% — and 2025, when it soared 3987.18%.
• Citizens & Northern's Change in Net Loans stood at $51.4 million in 2022, then slumped by 66.24% to $17.4 million in 2023, then slumped by 83.03% to $2.9 million in 2024, then jumped by 441.97% to $16.0 million in 2025, then jumped by 154.15% to $40.6 million in 2026.
• The last three Change in Net Loans figures came in at $40.6 million (Q1 2026), $16.0 million (Q4 2025), and $25.8 million (Q3 2025), per Business Quant data.