Balance Sheet
Cash Flow Statement
Amortizatization of IntangiblesCapital ExpendituresCash from Financing ActivitiesCash from Investing ActivitiesCash from OperationsChange in Accured ExpensesChange in Acquisitions & DivestmentsChange in CashChange in LoansChange in Net LoansDeferred TaxesDepreciation & Amortization (CF)Dividends Paid - CommonFree Cash FlowGains from Investment SecuritiesLong-Term Debt RepaymentsNet Cash FlowNet IncomeOther financing activitiesSales of Property, Plant and EquipmentShares RepurchasedShort-Term Debt issuances
Daily Values
Growth Metrics
Income Statement
Others
Ratios

Citizens & Northern (CZNC) Change in Net Loans (2017 - 2025)

Historic Change in Net Loans for Citizens & Northern (CZNC) over the last 9 years, with Q3 2025 value amounting to $25.8 million.

  • Citizens & Northern's Change in Net Loans rose 398718.35% to $25.8 million in Q3 2025 from the same period last year, while for Sep 2025 it was $52.8 million, marking a year-over-year decrease of 1636.19%. This contributed to the annual value of $48.7 million for FY2024, which is 5463.97% down from last year.
  • Citizens & Northern's Change in Net Loans amounted to $25.8 million in Q3 2025, which was up 398718.35% from $21.4 million recorded in Q2 2025.
  • In the past 5 years, Citizens & Northern's Change in Net Loans registered a high of $119.1 million during Q2 2022, and its lowest value of -$29.9 million during Q1 2021.
  • Its 5-year average for Change in Net Loans is $16.1 million, with a median of $16.3 million in 2023.
  • Its Change in Net Loans has fluctuated over the past 5 years, first tumbled by 12307.71% in 2021, then skyrocketed by 398718.35% in 2025.
  • Quarter analysis of 5 years shows Citizens & Northern's Change in Net Loans stood at -$10.7 million in 2021, then soared by 579.22% to $51.4 million in 2022, then plummeted by 66.24% to $17.4 million in 2023, then tumbled by 83.03% to $2.9 million in 2024, then surged by 777.11% to $25.8 million in 2025.
  • Its Change in Net Loans was $25.8 million in Q3 2025, compared to $21.4 million in Q2 2025 and $2.6 million in Q1 2025.