Citizens & Northern (CZNC) Change in Net Loans (2010 - 2026)

Citizens & Northern's (CZNC) quarterly Change in Net Loans came in at $40.6 million in Q1 2026, up 1482.72% year-on-year from $2.6 million in Q1 2025, and up 154.15% quarter-over-quarter from $16.0 million in Q4 2025.

Citizens & Northern (CZNC) Change in Net Loans (2010 - 2026) Analysis & Trends

Citizens & Northern's Change in Net Loans history runs 17 years deep, the most recent figure standing at $40.6 million for Q1 2026.

  • On a quarterly basis, Change in Net Loans rose 1482.72% year-over-year to $40.6 million in Q1 2026; TTM through Mar 2026 was $103.8 million, a 285.21% increase from a year earlier, with the FY2025 full-year figure at $65.8 million, up 35.12% from the prior year.
  • Change in Net Loans climbed to $40.6 million in Q1 2026 per CZNC's latest filing, from $16.0 million in the prior quarter.
  • Across five years, Change in Net Loans topped out at $119.1 million in Q2 2022 and bottomed at -$26.8 million in Q1 2022.
  • The 5-year median for Change in Net Loans is $20.8 million (2024), against an average of $25.9 million.
  • Across the five-year window, Change in Net Loans tumbled 96.12% in 2024 and surged 3987.18% in 2025, its largest moves.
  • Year by year, Change in Net Loans stood at $51.4 million in 2022, then sank by 66.24% to $17.4 million in 2023, then sank by 83.03% to $2.9 million in 2024, then surged by 441.97% to $16.0 million in 2025, then surged by 154.15% to $40.6 million in 2026.
  • Per Business Quant, the three latest CZNC Change in Net Loans figures stand at $40.6 million (Q1 2026), $16.0 million (Q4 2025), and $25.8 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 1.12 Mn
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 10.65 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - -12.69 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 13.77 Bn
10 Citizens & Northern 425.73 Mn 370.93 Mn - 40.57 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 40.57 Mn
Dec 31, 2025 15.96 Mn
Sep 30, 2025 25.83 Mn
Jun 30, 2025 21.45 Mn
Mar 31, 2025 2.56 Mn
Dec 31, 2024 2.95 Mn
Sep 30, 2024 632,000.00
Jun 30, 2024 20.81 Mn
Mar 31, 2024 24.31 Mn
Dec 31, 2023 17.36 Mn
Sep 30, 2023 16.27 Mn
Jun 30, 2023 69.33 Mn
Mar 31, 2023 4.39 Mn
Dec 31, 2022 51.41 Mn
Sep 30, 2022 34.50 Mn
Jun 30, 2022 119.10 Mn
Mar 31, 2022 -26.81 Mn
Dec 31, 2021 -10.73 Mn
Sep 30, 2021 -21.06 Mn
Jun 30, 2021 -17.02 Mn