Citizens & Northern (CZNC) Change in Net Loans (2010 - 2026)

Citizens & Northern's Change in Net Loans history runs 17 years deep, the most recent figure standing at $40.6 million for Q1 2026.

• In Q1 2026, Change in Net Loans rose 1482.72% year-over-year to $40.6 million; the TTM figure through Mar 2026 stood at $103.8 million (up 285.21% YoY), while the FY2025 annual figure was $65.8 million, up 35.12% from the prior year.
• Change in Net Loans for Q1 2026 stood at $40.6 million, up from $16.0 million in the prior quarter.
• The five-year high for Change in Net Loans was $119.1 million in Q2 2022, with the low at -$26.8 million in Q1 2022.
• The 5-year median for Change in Net Loans is $20.8 million (2024), against an average of $25.9 million.
• The sharpest annual moves came in 2024 and 2025: Change in Net Loans slumped 96.12% in 2024, then surged 3987.18% in 2025.
• Citizens & Northern's Change in Net Loans stood at $51.4 million in 2022, then slumped by 66.24% to $17.4 million in 2023, then slumped by 83.03% to $2.9 million in 2024, then jumped by 441.97% to $16.0 million in 2025, then jumped by 154.15% to $40.6 million in 2026.
• Business Quant data shows CZNC's Change in Net Loans at $40.6 million in Q1 2026, $16.0 million in Q4 2025, and $25.8 million in Q3 2025.