Citizens & Northern (CZNC) EBT Margin (2010 - 2026)
Citizens & Northern (CZNC) reported EBT Margin of 527.87% for Q2 2026, up 260.11 percentage points from 267.76% a year earlier and up 516.80 percentage points from the prior quarter.
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Analysis
Citizens & Northern (CZNC) EBT Margin (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Citizens & Northern's EBT Margin came in at 256.71%, down 45.74 percentage points year-over-year; for FY2025, it came in at 254.79%, down 40.53 percentage points from FY2024.
- EBT Margin has a five-year change of -64.76 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 295.32% in FY2024 (+0.20 pp), 295.12% in FY2023 (-24.32 pp), 319.44% in FY2022 (-91.00 pp) and 410.44% in FY2021 (+90.90 pp).
- The Q2 2026 figure ranks as the highest quarterly EBT Margin in data going back to Q2 2010.
- Year over year, EBT Margin gained in four of the last eight quarters, with an average year-over-year change of -12.20 percentage points.
- The high point for year-over-year EBT Margin in five years was Q2 2026 (a gain of 260.11 percentage points); the low point was Q1 2026 (a drop of 283.65 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 11.07% (Q1 2026), 173.94% (Q4 2025) and 295.21% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 35.57% |
| 10 | Citizens & Northern | 448.91 Mn | 137.03 Mn | - | 527.87% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 527.87% |
| Mar 31, 2026 | 11.07% |
| Dec 31, 2025 | 173.94% |
| Sep 30, 2025 | 295.21% |
| Jun 30, 2025 | 267.76% |
| Mar 31, 2025 | 294.72% |
| Dec 31, 2024 | 359.28% |
| Sep 30, 2024 | 286.93% |
| Jun 30, 2024 | 277.93% |
| Mar 31, 2024 | 252.17% |
| Dec 31, 2023 | 225.43% |
| Sep 30, 2023 | 350.17% |
| Jun 30, 2023 | 288.33% |
| Mar 31, 2023 | 316.74% |
| Sep 30, 2022 | 130.57% |
| Jun 30, 2022 | 204.61% |
| Mar 31, 2022 | 199.76% |
| Sep 30, 2021 | 213.55% |
| Jun 30, 2021 | 219.68% |
| Mar 31, 2021 | 289.05% |
API Access
Citizens & Northern EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=CZNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();