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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Citizens & Northern (CZNC) Return on Equity (2017 - 2025)

Historic Return on Equity for Citizens & Northern (CZNC) over the last 9 years, with Q3 2025 value amounting to 0.09%.

  • Citizens & Northern's Return on Equity rose 100.0% to 0.09% in Q3 2025 from the same period last year, while for Sep 2025 it was 0.09%, marking a year-over-year increase of 100.0%. This contributed to the annual value of 0.1% for FY2024, which is 0.0% changed from last year.
  • Citizens & Northern's Return on Equity amounted to 0.09% in Q3 2025, which was up 100.0% from 0.09% recorded in Q2 2025.
  • In the past 5 years, Citizens & Northern's Return on Equity registered a high of 0.11% during Q3 2023, and its lowest value of 0.08% during Q1 2021.
  • For the 5-year period, Citizens & Northern's Return on Equity averaged around 0.1%, with its median value being 0.1% (2025).
  • As far as peak fluctuations go, Citizens & Northern's Return on Equity surged by 400bps in 2021, and later crashed by -300bps in 2024.
  • Citizens & Northern's Return on Equity (Quarter) stood at 0.1% in 2021, then grew by 7bps to 0.11% in 2022, then decreased by -12bps to 0.1% in 2023, then fell by -2bps to 0.09% in 2024, then decreased by 0bps to 0.09% in 2025.
  • Its last three reported values are 0.09% in Q3 2025, 0.09% for Q2 2025, and 0.1% during Q1 2025.