Balance Sheet
Cash Flow Statement
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Citizens & Northern (CZNC) Net Cash Flow (2017 - 2025)

Citizens & Northern's Net Cash Flow history spans 9 years, with the latest figure at -$76.8 million for Q4 2025.

  • For Q4 2025, Net Cash Flow fell 32.87% year-over-year to -$76.8 million; the TTM value through Dec 2025 reached -$78.9 million, down 211.4%, while the annual FY2025 figure was -$78.9 million, 211.4% down from the prior year.
  • Net Cash Flow reached -$76.8 million in Q4 2025 per CZNC's latest filing, down from $24.2 million in the prior quarter.
  • In the past five years, Net Cash Flow ranged from a high of $103.3 million in Q1 2021 to a low of -$94.3 million in Q4 2021.
  • Average Net Cash Flow over 5 years is -$2.6 million, with a median of -$3.2 million recorded in 2022.
  • Peak YoY movement for Net Cash Flow: tumbled 2718.6% in 2022, then skyrocketed 108328.0% in 2024.
  • A 5-year view of Net Cash Flow shows it stood at -$94.3 million in 2021, then soared by 91.79% to -$7.7 million in 2022, then soared by 157.71% to $4.5 million in 2023, then tumbled by 1392.82% to -$57.8 million in 2024, then tumbled by 32.87% to -$76.8 million in 2025.
  • Per Business Quant, the three most recent readings for CZNC's Net Cash Flow are -$76.8 million (Q4 2025), $24.2 million (Q3 2025), and -$14.9 million (Q2 2025).