Citizens & Northern (CZNC) Net Cash Flow (2010 - 2026)
Citizens & Northern (CZNC) posted quarterly Net Cash Flow of $8.7 million for Q1 2026, up 176.44% year-over-year from $3.2 million in Q1 2025, and up 111.39% quarter-over-quarter from -$76.8 million in Q4 2025.
Citizens & Northern (CZNC) Net Cash Flow (2010 - 2026) Analysis & Trends
Citizens & Northern's Net Cash Flow history runs 17 years deep, the most recent figure standing at $8.7 million for Q1 2026.
- In Q1 2026, Net Cash Flow rose 176.44% year-over-year to $8.7 million; the TTM figure through Mar 2026 stood at -$58.7 million (down 184.1% YoY), while the FY2025 annual figure was -$78.9 million, down 211.4% from the prior year.
- Net Cash Flow for Q1 2026 stood at $8.7 million, up from -$76.8 million in the prior quarter.
- The five-year high for Net Cash Flow was $84.8 million in Q3 2024, with the low at -$76.8 million in Q4 2025.
- The 5-year median for Net Cash Flow is -$1.6 million (2023), against an average of -$2.5 million.
- The sharpest annual moves came in 2022 and 2024: Net Cash Flow slumped 2718.6% in 2022, then surged 108328.0% in 2024.
- Citizens & Northern's Net Cash Flow stood at -$7.7 million in 2022, then jumped by 157.71% to $4.5 million in 2023, then sank by 1392.82% to -$57.8 million in 2024, then plunged by 32.87% to -$76.8 million in 2025, then soared by 111.39% to $8.7 million in 2026.
- Business Quant data shows CZNC's Net Cash Flow at $8.7 million in Q1 2026, -$76.8 million in Q4 2025, and $24.2 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | -2.95 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 18.14 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 3.09 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Citizens & Northern | 457.89 Mn | 374.26 Mn | - | 27.99 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 27.99 Mn |
| Jun 30, 2026 | 27.99 Mn |
| Mar 31, 2026 | 8.74 Mn |
| Mar 31, 2026 | 8.74 Mn |
| Dec 31, 2025 | -76.78 Mn |
| Dec 31, 2025 | -76.78 Mn |
| Sep 30, 2025 | 24.22 Mn |
| Sep 30, 2025 | 24.22 Mn |
| Jun 30, 2025 | -14.87 Mn |
| Jun 30, 2025 | -14.87 Mn |
| Mar 31, 2025 | -11.44 Mn |
| Mar 31, 2025 | -11.44 Mn |
| Dec 31, 2024 | -57.79 Mn |
| Dec 31, 2024 | -57.79 Mn |
| Sep 30, 2024 | 84.80 Mn |
| Sep 30, 2024 | 84.80 Mn |
| Jun 30, 2024 | 54.21 Mn |
| Jun 30, 2024 | 54.21 Mn |
| Mar 31, 2024 | -10.43 Mn |
| Mar 31, 2024 | -10.43 Mn |