Citizens & Northern (CZNC) Net Cash Flow (2010 - 2026)
Citizens & Northern (CZNC) reported Net Cash Flow of $27.99 million for Q2 2026, compared with -$14.87 million a year earlier and up 220.2% from the prior quarter.
Citizens & Northern (CZNC) Net Cash Flow (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Citizens & Northern's Net Cash Flow came in at -$15.83 million; for FY2025, it was -$78.87 million.
- By year, Net Cash Flow came in at $70.8 million in FY2024, $5.08 million in FY2023, -$48.15 million in FY2022 and -$169,000 in FY2021.
- The Q2 2026 figure ranks as the highest quarterly Net Cash Flow since Q3 2024.
- Per Business Quant data, the three quarters before Q2 2026 came in at $8.74 million (Q1 2026), -$76.78 million (Q4 2025) and $24.22 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | -88.00 Mn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | -12.45 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 27.11 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 2.71 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 8.45 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 28.19 Bn |
| 10 | Citizens & Northern | 448.91 Mn | 137.03 Mn | - | 27.99 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 27.99 Mn |
| Mar 31, 2026 | 8.74 Mn |
| Dec 31, 2025 | -76.78 Mn |
| Sep 30, 2025 | 24.22 Mn |
| Jun 30, 2025 | -14.87 Mn |
| Mar 31, 2025 | -11.44 Mn |
| Dec 31, 2024 | -57.79 Mn |
| Sep 30, 2024 | 84.80 Mn |
| Jun 30, 2024 | 54.21 Mn |
| Mar 31, 2024 | -10.43 Mn |
| Dec 31, 2023 | 4.47 Mn |
| Sep 30, 2023 | 2.15 Mn |
| Jun 30, 2023 | 50,000.00 |
| Mar 31, 2023 | -1.59 Mn |
| Dec 31, 2022 | -7.75 Mn |
| Sep 30, 2022 | -4.89 Mn |
| Jun 30, 2022 | -44.91 Mn |
| Mar 31, 2022 | 9.40 Mn |
| Dec 31, 2021 | -94.31 Mn |
| Sep 30, 2021 | -10.87 Mn |
Citizens & Northern Net Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-cash-flow&ticker=CZNC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-cash-flow", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-cash-flow&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();