Citizens & Northern (CZNC) Long-Term Debt Repayments (2009 - 2026)
Citizens & Northern's Long-Term Debt Repayments came in at $30.1 million for Q2 2026, up 185.8% from $10.53 million a year earlier and up 254.1% from the prior quarter.
Citizens & Northern (CZNC) Long-Term Debt Repayments (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Citizens & Northern reported Long-Term Debt Repayments of $61.56 million, up 47.4% year-over-year; for FY2025, it was $44.52 million, up 38.0% from FY2024.
- Long-Term Debt Repayments carries a five-year compound annual growth rate of -4.1% (FY2020 to FY2025).
- Going back by year, Long-Term Debt Repayments was $32.25 million in FY2024 (+243.3%), $9.4 million in FY2023 (-60.8%), $23.96 million in FY2022 (-29.7%) and $34.1 million in FY2021 (-37.8%).
- The Q2 2026 figure represents the highest quarterly Long-Term Debt Repayments since Q4 2020.
- Year-over-year, Long-Term Debt Repayments increased in five of the last seven quarters, with growth averaging 92.3%.
- The fastest year-over-year change in Long-Term Debt Repayments over five years came in Q4 2024 (growth of 295.6%), and the weakest in Q2 2023 (a decline of 99.8%).
- Business Quant data shows CZNC's Long-Term Debt Repayments at $8.5 million (Q1 2026), $11.96 million (Q4 2025) and $11 million (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | LT Debt Repayment (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 25.27 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 31.73 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 33.18 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | - |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 16.57 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 3.97 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Citizens & Northern | 510.15 Mn | 222.62 Mn | - | 8.92 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 8.92 Mn |
| Jun 30, 2026 | 30.10 Mn |
| Mar 31, 2026 | 8.50 Mn |
| Dec 31, 2025 | 11.96 Mn |
| Sep 30, 2025 | 11.00 Mn |
| Jun 30, 2025 | 10.53 Mn |
| Mar 31, 2025 | 11.03 Mn |
| Dec 31, 2024 | 9.17 Mn |
| Sep 30, 2024 | 11.03 Mn |
| Jun 30, 2024 | 6.03 Mn |
| Mar 31, 2024 | 6.03 Mn |
| Dec 31, 2023 | 2.32 Mn |
| Sep 30, 2023 | 26,000.00 |
| Jun 30, 2023 | 26,000.00 |
| Mar 31, 2023 | 7.03 Mn |
| Dec 31, 2022 | 4.03 Mn |
| Sep 30, 2022 | 25,000.00 |
| Jun 30, 2022 | 12.53 Mn |
| Mar 31, 2022 | 7.38 Mn |
| Dec 31, 2021 | 10.52 Mn |
Citizens & Northern Long-Term Debt Repayments API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=long-term-debt-repayments&ticker=CZNC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "long-term-debt-repayments", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=long-term-debt-repayments&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();