Citizens & Northern (CZNC) Interest Coverage Ratio: 2017-2025

Historic Interest Coverage Ratio for Citizens & Northern (CZNC) over the last 9 years, with Sep 2025 value amounting to 1.70.

  • Citizens & Northern's Interest Coverage Ratio rose 6.21% to 1.70 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.71, marking a year-over-year increase of 7.15%. This contributed to the annual value of 0.14 for FY2024, which is 29.31% down from last year.
  • As of Q3 2025, Citizens & Northern's Interest Coverage Ratio stood at 1.70, which was up 2.28% from 1.67 recorded in Q2 2025.
  • In the past 5 years, Citizens & Northern's Interest Coverage Ratio ranged from a high of 7.52 in Q1 2021 and a low of 1.56 during Q4 2023.
  • Its 3-year average for Interest Coverage Ratio is 1.78, with a median of 1.67 in 2025.
  • In the last 5 years, Citizens & Northern's Interest Coverage Ratio soared by 181.20% in 2021 and then slumped by 69.17% in 2023.
  • Citizens & Northern's Interest Coverage Ratio (Quarterly) stood at 6.87 in 2021, then plummeted by 46.44% to 3.68 in 2022, then tumbled by 57.71% to 1.56 in 2023, then rose by 14.83% to 1.79 in 2024, then climbed by 6.21% to 1.70 in 2025.
  • Its Interest Coverage Ratio stands at 1.70 for Q3 2025, versus 1.67 for Q2 2025 and 1.66 for Q1 2025.