Citizens & Northern (CZNC) Interest Coverage Ratio (2010 - 2026)
Citizens & Northern (CZNC) posted quarterly Interest Coverage Ratio of 1.01 for Q1 2026, down 14.38% year-over-year from 1.18 in Q1 2025, and down 28.71% quarter-over-quarter from 1.42 in Q4 2025.
Citizens & Northern (CZNC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Citizens & Northern's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.01 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 14.38% year-over-year to 1.01; the TTM figure through Mar 2026 stood at 3.6 (down 9.53% YoY), while the FY2025 annual figure was 1.58, down 4.96% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.01, down from 1.42 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 7.66 in Q4 2024, with the low at 1.01 in Q1 2026.
- The 5-year median for Interest Coverage Ratio is 1.19 (2025), against an average of 1.75.
- The sharpest annual moves came in 2024 and 2025: Interest Coverage Ratio jumped 408.66% in 2024, then plunged 81.5% in 2025.
- Citizens & Northern's Interest Coverage Ratio stood at 3.68 in 2022, then tumbled by 59.1% to 1.51 in 2023, then surged by 408.66% to 7.66 in 2024, then slumped by 81.5% to 1.42 in 2025, then fell by 28.71% to 1.01 in 2026.
- Business Quant data shows CZNC's Interest Coverage Ratio at 1.01 in Q1 2026, 1.42 in Q4 2025, and 1.74 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.89 Bn | 84.69 Bn | - | - |
| 2 | Pnc Financial Services | 97.97 Bn | 97.97 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.94 Bn | -144.15 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.20 Bn | -81.12 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.78 Bn | 57.09 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.81 Bn | 61.81 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.97 Bn | 26.25 Bn | - | 1.90 |
| 10 | Citizens & Northern | 457.63 Mn | 373.99 Mn | - | 2.46 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.55 |
| Mar 31, 2026 | 1.01 |
| Dec 31, 2025 | 1.42 |
| Sep 30, 2025 | 1.74 |
| Jun 30, 2025 | 1.19 |
| Mar 31, 2025 | 1.18 |
| Dec 31, 2024 | 7.66 |
| Sep 30, 2024 | 1.20 |
| Jun 30, 2024 | 1.14 |
| Mar 31, 2024 | 1.12 |
| Dec 31, 2023 | 1.51 |
| Sep 30, 2023 | 1.12 |
| Jun 30, 2023 | 1.12 |
| Mar 31, 2023 | 1.14 |
| Dec 31, 2022 | 3.68 |
| Sep 30, 2022 | 1.07 |
| Jun 30, 2022 | 1.20 |
| Mar 31, 2022 | 1.30 |
| Dec 31, 2021 | 1.56 |
| Sep 30, 2021 | 1.58 |