Citizens & Northern (CZNC) Non-Interest Income (2010 - 2026)
Citizens & Northern's Non-Interest Income was $9.8 million in Q2 2026, up 20.4% from $8.14 million a year earlier and up 19.6% from the prior quarter.
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Analysis
Citizens & Northern (CZNC) Non-Interest Income (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Citizens & Northern's Non-Interest Income was $33.7 million through Jun 30, 2026, up 13.0% year-over-year; for FY2025, it was $30.85 million, up 5.6% from FY2024.
- Non-Interest Income shows a five-year compound annual growth rate of 4.7% (FY2020 to FY2025).
- In earlier years, Non-Interest Income was $29.21 million in FY2024 (+19.6%), $24.42 million in FY2023 (-0.1%), $24.43 million in FY2022 (-5.6%) and $25.88 million in FY2021 (+5.6%).
- The Q2 2026 figure marks the highest quarterly Non-Interest Income in data going back to Q2 2010.
- Compared with a year earlier, Non-Interest Income has increased for ten straight quarters, with growth averaging 12.8% over the last eight quarters.
- The best year-over-year quarter for Non-Interest Income over five years was Q4 2024 (growth of 32.9%); the worst was Q1 2022 (a decline of 14.1%).
- Per Business Quant data, CZNC's Non-Interest Income in the three quarters before Q2 2026 was $8.2 million (Q1 2026), $8.4 million (Q4 2025) and $7.3 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Interest Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | 31.84 Bn |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | - |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | 15.56 Bn |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | 18.57 Bn |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | 7.02 Bn |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | 4.90 Bn |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | 16.38 Bn |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | 10.31 Bn |
| 10 | Citizens & Northern | 459.86 Mn | 147.98 Mn | - | 9.80 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 9.80 Mn |
| Mar 31, 2026 | 8.20 Mn |
| Dec 31, 2025 | 8.40 Mn |
| Sep 30, 2025 | 7.30 Mn |
| Jun 30, 2025 | 8.14 Mn |
| Mar 31, 2025 | 7.01 Mn |
| Dec 31, 2024 | 7.55 Mn |
| Sep 30, 2024 | 7.13 Mn |
| Jun 30, 2024 | 7.85 Mn |
| Mar 31, 2024 | 6.68 Mn |
| Dec 31, 2023 | 5.68 Mn |
| Sep 30, 2023 | 6.49 Mn |
| Jun 30, 2023 | 6.63 Mn |
| Mar 31, 2023 | 5.62 Mn |
| Dec 31, 2022 | 6.11 Mn |
| Sep 30, 2022 | 5.67 Mn |
| Jun 30, 2022 | 6.83 Mn |
| Mar 31, 2022 | 5.82 Mn |
| Dec 31, 2021 | 6.42 Mn |
| Sep 30, 2021 | 6.38 Mn |
API Access
Citizens & Northern Non-Interest Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=non-interest-income&ticker=CZNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "non-interest-income", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=non-interest-income&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();