Citizens & Northern (CZNC) Cash & Equivalents (2010 - 2026)
Citizens & Northern's Cash & Equivalents was $82.54 million in Q2 2026, down 17.1% from $99.62 million a year earlier but up 50.6% from the prior quarter.
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Analysis
Citizens & Northern (CZNC) Cash & Equivalents (2010 - 2026) Analysis & Trends
At the end of FY2025, Cash & Equivalents at Citizens & Northern came in at $46.06 million, down 63.5% from FY2024.
- Cash & Equivalents shows a five-year compound annual growth rate of -13.7% (FY2020 to FY2025).
- In earlier years, Cash & Equivalents was $126.17 million in FY2024 (+139.1%), $52.78 million in FY2023 (+10.7%), $47.7 million in FY2022 (-50.2%) and $95.85 million in FY2021 (-0.2%).
- Quarterly Cash & Equivalents has moved between $46.06 million (Q4 2025) and $199 million (Q3 2021) over five years.
- Compared with a year earlier, Cash & Equivalents has declined for five straight quarters, with growth averaging 46.1% over the last eight quarters.
- The best year-over-year quarter for Cash & Equivalents over five years was Q3 2024 (growth of 249.8%); the worst was Q3 2022 (a decline of 67.8%).
- Per Business Quant data, CZNC's Cash & Equivalents in the three quarters before Q2 2026 was $54.8 million (Q1 2026), $46.06 million (Q4 2025) and $123.09 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash & Equiv. (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | - |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | - |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | 229.75 Bn |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | 29.08 Bn |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | 160.14 Bn |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | 46.00 Bn |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | 187.27 Bn |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | - |
| 10 | Citizens & Northern | 459.86 Mn | 147.98 Mn | - | 82.54 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 82.54 Mn |
| Mar 31, 2026 | 54.80 Mn |
| Dec 31, 2025 | 46.06 Mn |
| Sep 30, 2025 | 123.09 Mn |
| Jun 30, 2025 | 99.62 Mn |
| Mar 31, 2025 | 114.74 Mn |
| Dec 31, 2024 | 126.17 Mn |
| Sep 30, 2024 | 184.21 Mn |
| Jun 30, 2024 | 100.41 Mn |
| Mar 31, 2024 | 46.45 Mn |
| Dec 31, 2023 | 52.78 Mn |
| Sep 30, 2023 | 52.66 Mn |
| Jun 30, 2023 | 51.76 Mn |
| Mar 31, 2023 | 52.21 Mn |
| Dec 31, 2022 | 47.70 Mn |
| Sep 30, 2022 | 64.04 Mn |
| Jun 30, 2022 | 69.19 Mn |
| Mar 31, 2022 | 114.35 Mn |
| Dec 31, 2021 | 95.85 Mn |
| Sep 30, 2021 | 199.00 Mn |
API Access
Citizens & Northern Cash & Equivalents API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=CZNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cash-and-equivalents", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=cash-and-equivalents&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();