Citizens & Northern (CZNC) Debt Ratio (2010 - 2026)
Citizens & Northern (CZNC) posted quarterly Debt Ratio of 0.05 for Q1 2026, up 396.34% year-over-year from 0.01 in Q1 2025, and up 247.66% quarter-over-quarter from 0.01 in Q4 2025.
Citizens & Northern (CZNC) Debt Ratio (2010 - 2026) Analysis & Trends
Citizens & Northern's Debt Ratio history runs 17 years deep, the most recent figure standing at 0.05 for Q1 2026.
- In Q1 2026, Debt Ratio rose 396.34% year-over-year to 0.05; the TTM figure through Mar 2026 stood at 0.05 (up 396.34% YoY), while the FY2025 annual figure was 0.01, up 32.97% from the prior year.
- Debt Ratio for Q1 2026 stood at 0.05, up from 0.01 in the prior quarter.
- The five-year high for Debt Ratio was 0.08 in Q1 2023, with the low at 0.01 in Q3 2025.
- The 5-year median for Debt Ratio is 0.02 (2024), against an average of 0.03.
- The sharpest annual moves came in 2023 and 2025: Debt Ratio soared 420.6% in 2023, then sank 87.57% in 2025.
- Citizens & Northern's Debt Ratio stood at 0.06 in 2022, then slumped by 59.86% to 0.02 in 2023, then plunged by 55.07% to 0.01 in 2024, then surged by 32.97% to 0.01 in 2025, then jumped by 247.66% to 0.05 in 2026.
- Business Quant data shows CZNC's Debt Ratio at 0.05 in Q1 2026, 0.01 in Q4 2025, and 0.01 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.14 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 0.07 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 0.07 |
| 10 | Citizens & Northern | 457.89 Mn | 374.26 Mn | - | 0.05 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.05 |
| Mar 31, 2026 | 0.05 |
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | 0.01 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.01 |
| Sep 30, 2024 | 0.01 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | 0.02 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.08 |
| Dec 31, 2022 | 0.06 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.02 |