Citizens & Northern (CZNC) FCF Payout Ratio (2010 - 2026)
Citizens & Northern (CZNC) posted quarterly FCF Payout Ratio of 0.54 for Q1 2026, down 86.95% year-over-year from 4.16 in Q1 2025, and up 20.91% quarter-over-quarter from 0.45 in Q4 2025.
Citizens & Northern (CZNC) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Citizens & Northern's FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 0.54 for Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 86.95% year-over-year to 0.54; the TTM figure through Mar 2026 stood at 0.47 (down 23.31% YoY), while the FY2025 annual figure was 0.54, up 8.51% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.54, up from 0.45 in the prior quarter.
- The five-year high for FCF Payout Ratio was 4.16 in Q1 2025, with the low at 0.33 in Q4 2024.
- The 5-year median for FCF Payout Ratio is 0.54 (2026), against an average of 0.76.
- The sharpest annual moves came in 2025 and 2026: FCF Payout Ratio jumped 434.96% in 2025, then slumped 86.95% in 2026.
- Citizens & Northern's FCF Payout Ratio stood at 0.51 in 2022, then gained by 10.78% to 0.56 in 2023, then sank by 41.03% to 0.33 in 2024, then soared by 35.17% to 0.45 in 2025, then increased by 20.91% to 0.54 in 2026.
- Business Quant data shows CZNC's FCF Payout Ratio at 0.54 in Q1 2026, 0.45 in Q4 2025, and 0.4 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Citizens & Northern | 457.89 Mn | 374.26 Mn | - | 0.33 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.33 |
| Mar 31, 2026 | 0.54 |
| Dec 31, 2025 | 0.45 |
| Sep 30, 2025 | 0.40 |
| Jun 30, 2025 | 0.54 |
| Mar 31, 2025 | 4.16 |
| Dec 31, 2024 | 0.33 |
| Sep 30, 2024 | 0.67 |
| Jun 30, 2024 | 0.54 |
| Mar 31, 2024 | 0.78 |
| Dec 31, 2023 | 0.56 |
| Sep 30, 2023 | 0.56 |
| Jun 30, 2023 | 0.57 |
| Mar 31, 2023 | 0.43 |
| Dec 31, 2022 | 0.51 |
| Sep 30, 2022 | 0.37 |
| Jun 30, 2022 | 0.61 |
| Mar 31, 2022 | 0.95 |
| Dec 31, 2021 | 0.44 |
| Sep 30, 2021 | 0.48 |