Citizens & Northern (CZNC) FCF Payout Ratio (2010 - 2026)
Citizens & Northern posted quarterly FCF Payout Ratio of 0.59 for Q1 2026, down 84.33% year-on-year from 3.78 in Q1 2025, and up 20.24% on a QoQ basis from 0.49 in Q4 2025.
Citizens & Northern (CZNC) has 17 years of FCF Payout Ratio data on file, last reported at 0.59 in Q1 2026.
- For the quarter ending Q1 2026, FCF Payout Ratio fell 84.33% year-over-year to 0.59; the trailing twelve-month figure through Mar 2026 stood at 0.5 (down 10.88% YoY), and the FY2025 full-year result was 0.6, up 19.82% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.59, up from 0.49 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 3.78 in Q1 2025 and bottomed at 0.23 in Q4 2024.
- The 5-year median for FCF Payout Ratio is 0.56 (2023), against an average of 0.74.
- The widest annual swing landed in 2025, when FCF Payout Ratio surged 339.62%; it then plunged 84.33% in 2026.
- A 5-year view of FCF Payout Ratio shows it stood at 0.35 in 2022, then soared by 129.02% to 0.8 in 2023, then sank by 71.96% to 0.23 in 2024, then soared by 118.75% to 0.49 in 2025, then gained by 20.24% to 0.59 in 2026.
- The last three FCF Payout Ratio figures came in at 0.59 (Q1 2026), 0.49 (Q4 2025), and 0.4 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.18 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.19 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.36 |
| 10 | Citizens & Northern | 373.62 Mn | 317.48 Mn | - | 0.59 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.59 |
| Dec 31, 2025 | 0.49 |
| Sep 30, 2025 | 0.40 |
| Jun 30, 2025 | 0.54 |
| Mar 31, 2025 | 3.78 |
| Dec 31, 2024 | 0.23 |
| Sep 30, 2024 | 0.67 |
| Jun 30, 2024 | 0.54 |
| Mar 31, 2024 | 0.86 |
| Dec 31, 2023 | 0.80 |
| Sep 30, 2023 | 0.56 |
| Jun 30, 2023 | 0.57 |
| Mar 31, 2023 | 0.43 |
| Dec 31, 2022 | 0.35 |
| Sep 30, 2022 | 0.37 |
| Jun 30, 2022 | 0.61 |
| Mar 31, 2022 | 0.86 |
| Dec 31, 2021 | 0.30 |
| Sep 30, 2021 | 0.48 |
| Jun 30, 2021 | 0.49 |
| Mar 31, 2021 | 0.79 |
| Dec 31, 2020 | 0.57 |
| Sep 30, 2020 | 0.51 |
| Jun 30, 2020 | 4.40 |
| Mar 31, 2020 | 1.31 |
| Dec 31, 2019 | 0.45 |
| Sep 30, 2019 | 0.44 |
| Jun 30, 2019 | 0.85 |
| Mar 31, 2019 | 1.75 |
| Dec 31, 2018 | 0.62 |
| Sep 30, 2018 | 0.55 |
| Jun 30, 2018 | 0.59 |
| Mar 31, 2018 | 0.56 |
| Dec 31, 2017 | 0.82 |
| Sep 30, 2017 | 0.44 |
| Jun 30, 2017 | 1.10 |
| Mar 31, 2017 | 0.80 |
| Dec 31, 2016 | 0.99 |
| Sep 30, 2016 | 0.42 |
| Jun 30, 2016 | 0.70 |
| Mar 31, 2016 | 0.94 |
| Dec 31, 2015 | 0.41 |
| Sep 30, 2015 | 0.75 |
| Jun 30, 2015 | 0.41 |
| Mar 31, 2015 | 0.96 |
| Dec 31, 2014 | 0.79 |
| Sep 30, 2014 | 0.72 |
| Jun 30, 2014 | 0.48 |
| Mar 31, 2014 | 0.51 |
| Dec 31, 2013 | 0.81 |
| Sep 30, 2013 | 0.47 |
| Jun 30, 2013 | 0.21 |
| Mar 31, 2013 | 0.46 |
| Dec 31, 2012 | 0.29 |
| Sep 30, 2012 | 0.41 |
| Jun 30, 2012 | 0.40 |
| Mar 31, 2012 | 0.69 |
| Dec 31, 2011 | 0.17 |
| Sep 30, 2011 | 0.30 |
| Jun 30, 2011 | 0.20 |
| Mar 31, 2011 | 0.11 |
| Sep 30, 2010 | 0.03 |