Citizens & Northern (CZNC) FCF Payout Ratio (2010 - 2026)

Citizens & Northern has reported FCF Payout Ratio for 17 years, with the latest figure at 0.59 in Q1 2026.

• For the quarter ending Q1 2026, FCF Payout Ratio fell 84.33% year-over-year to 0.59; the trailing twelve-month figure through Mar 2026 stood at 0.5 (down 10.88% YoY), and the FY2025 full-year result was 0.6, up 19.82% from the prior year.
• FCF Payout Ratio for Q1 2026 stood at 0.59, up from 0.49 in the prior quarter.
• The five-year high for FCF Payout Ratio was 3.78 in Q1 2025, with the low at 0.23 in Q4 2024.
• Historically, FCF Payout Ratio has averaged 0.74 across 5 years, with a median of 0.56 in 2023.
• Annual changes were most pronounced in 2025 — FCF Payout Ratio surged 339.62% — and 2026, when it slumped 84.33%.
• Citizens & Northern's FCF Payout Ratio stood at 0.35 in 2022, then surged by 129.02% to 0.8 in 2023, then slumped by 71.96% to 0.23 in 2024, then surged by 118.75% to 0.49 in 2025, then rose by 20.24% to 0.59 in 2026.
• The last three FCF Payout Ratio figures came in at 0.59 (Q1 2026), 0.49 (Q4 2025), and 0.4 (Q3 2025), per Business Quant data.