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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Citizens & Northern (CZNC) FCF Payout Ratio (2017 - 2025)

Citizens & Northern's FCF Payout Ratio history spans 9 years, with the latest figure at 0.45 for Q4 2025.

  • For Q4 2025, FCF Payout Ratio rose 99.53% year-over-year to 0.45; the TTM value through Dec 2025 reached 0.57, up 14.25%, while the annual FY2025 figure was 0.54, 8.51% up from the prior year.
  • FCF Payout Ratio reached 0.45 in Q4 2025 per CZNC's latest filing, up from 0.4 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 3.78 in Q1 2025 to a low of 0.23 in Q4 2024.
  • Average FCF Payout Ratio over 5 years is 0.71, with a median of 0.54 recorded in 2025.
  • Peak YoY movement for FCF Payout Ratio: crashed 88.94% in 2021, then soared 339.62% in 2025.
  • A 5-year view of FCF Payout Ratio shows it stood at 0.49 in 2021, then grew by 14.4% to 0.56 in 2022, then tumbled by 31.39% to 0.38 in 2023, then plummeted by 41.39% to 0.23 in 2024, then soared by 99.53% to 0.45 in 2025.
  • Per Business Quant, the three most recent readings for CZNC's FCF Payout Ratio are 0.45 (Q4 2025), 0.4 (Q3 2025), and 0.54 (Q2 2025).