Citizens & Northern (CZNC) Net Margin (2010 - 2026)
Citizens & Northern's (CZNC) quarterly Net Margin came in at 16.55% in Q1 2026, down 454360.0% year-on-year from N/an in Q1 2025, and up 106.05% quarter-over-quarter from 273.33% in Q4 2025.
Citizens & Northern (CZNC) Net Margin (2010 - 2026) Analysis & Trends
Citizens & Northern's Net Margin history runs 17 years deep, the most recent figure standing at 16.55% for Q1 2026.
- On a quarterly basis, Net Margin fell 454360.0% year-over-year to 16.55% in Q1 2026; TTM through Mar 2026 was 1285.48%, a 72723.0% increase from a year earlier, with the FY2025 full-year figure at 3964.85%, up 355214.0% from the prior year.
- Net Margin rose to 16.55% in Q1 2026 per CZNC's latest filing, from 273.33% in the prior quarter.
- Across five years, Net Margin topped out at 10925.64% in Q4 2023 and bottomed at 273.33% in Q4 2025.
- The 5-year median for Net Margin is 502.22% (2025), against an average of 1999.35%.
- Across the five-year window, Net Margin soared 1031389 bps in 2023 and slumped 1044269 bps in 2024, its largest moves.
- Year by year, Net Margin stood at 611.75% in 2022, then jumped by 1686 bps to 10925.64% in 2023, then tumbled by 96 bps to 482.95% in 2024, then slumped by 157 bps to 273.33% in 2025, then surged by 106 bps to 16.55% in 2026.
- Per Business Quant, the three latest CZNC Net Margin figures stand at 16.55% (Q1 2026), 273.33% (Q4 2025), and 445.34% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | Citizens & Northern | 425.73 Mn | 370.93 Mn | - | 16.55% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 16.55% |
| Dec 31, 2025 | -273.33% |
| Sep 30, 2025 | 445.34% |
| Jun 30, 2025 | 502.22% |
| Mar 31, 2025 | 4,560.14% |
| Dec 31, 2024 | 482.95% |
| Sep 30, 2024 | 411.71% |
| Jun 30, 2024 | 415.29% |
| Mar 31, 2024 | 402.58% |
| Dec 31, 2023 | 10,925.64% |
| Sep 30, 2023 | 4,929.22% |
| Jun 30, 2023 | 598.32% |
| Mar 31, 2023 | 5,125.41% |
| Dec 31, 2022 | 611.75% |
| Sep 30, 2022 | 2,357.14% |
| Jun 30, 2022 | 2,091.90% |
| Mar 31, 2022 | 386.06% |
| Dec 31, 2021 | -338.33% |
| Sep 30, 2021 | 4,835.95% |
| Jun 30, 2021 | 657.97% |