Citizens & Northern (CZNC) Net Margin (2010 - 2026)
Citizens & Northern (CZNC) recorded Net Margin of 425.84% in Q2 2026, up 210.13 percentage points from 215.71% a year earlier and up 416.82 percentage points from the prior quarter.
Powered by 
Analysis
Citizens & Northern (CZNC) Net Margin (2010 - 2026) Analysis & Trends
On a TTM basis, Citizens & Northern's Net Margin came in at 208.34% as of Jun 30, 2026, down 35.34 percentage points year-over-year; for FY2025, it came in at 208.39%, down 30.19 percentage points from FY2024.
- Annual Net Margin has a five-year change of -54.63 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 238.57% in FY2024 (+6.59 pp), 231.99% in FY2023 (-28.51 pp), 260.50% in FY2022 (-69.63 pp) and 330.14% in FY2021 (+67.11 pp).
- The Q2 2026 figure is the highest quarterly Net Margin in data going back to Q2 2010.
- On a year-over-year basis, Net Margin rose in four of the last eight quarters, with an average year-over-year change of -6.68 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 210.13 percentage points in Q2 2026, against a drop of 229.77 percentage points in Q1 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at 9.02% (Q1 2026), 144.06% (Q4 2025) and 239.34% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | - |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 27.23% |
| 10 | Citizens & Northern | 453.58 Mn | 141.70 Mn | - | 425.84% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 425.84% |
| Mar 31, 2026 | 9.02% |
| Dec 31, 2025 | 144.06% |
| Sep 30, 2025 | 239.34% |
| Jun 30, 2025 | 215.71% |
| Mar 31, 2025 | 238.79% |
| Dec 31, 2024 | 287.65% |
| Sep 30, 2024 | 231.77% |
| Jun 30, 2024 | 225.42% |
| Mar 31, 2024 | 205.66% |
| Dec 31, 2023 | 161.06% |
| Sep 30, 2023 | 279.55% |
| Jun 30, 2023 | 231.68% |
| Mar 31, 2023 | 256.35% |
| Sep 30, 2022 | 108.53% |
| Jun 30, 2022 | 166.68% |
| Mar 31, 2022 | 162.97% |
| Sep 30, 2021 | 174.75% |
| Jun 30, 2021 | 173.93% |
| Mar 31, 2021 | 231.35% |
API Access
Citizens & Northern Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CZNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();