Citizens & Northern (CZNC) Net Margin (2010 - 2026)

Citizens & Northern's (CZNC) quarterly Net Margin came in at 16.55% in Q1 2026, down 454360.0% year-on-year from N/an in Q1 2025, and up 106.05% quarter-over-quarter from 273.33% in Q4 2025.

Citizens & Northern (CZNC) Net Margin (2010 - 2026) Analysis & Trends

Citizens & Northern's Net Margin history runs 17 years deep, the most recent figure standing at 16.55% for Q1 2026.

  • On a quarterly basis, Net Margin fell 454360.0% year-over-year to 16.55% in Q1 2026; TTM through Mar 2026 was 1285.48%, a 72723.0% increase from a year earlier, with the FY2025 full-year figure at 3964.85%, up 355214.0% from the prior year.
  • Net Margin rose to 16.55% in Q1 2026 per CZNC's latest filing, from 273.33% in the prior quarter.
  • Across five years, Net Margin topped out at 10925.64% in Q4 2023 and bottomed at 273.33% in Q4 2025.
  • The 5-year median for Net Margin is 502.22% (2025), against an average of 1999.35%.
  • Across the five-year window, Net Margin soared 1031389 bps in 2023 and slumped 1044269 bps in 2024, its largest moves.
  • Year by year, Net Margin stood at 611.75% in 2022, then jumped by 1686 bps to 10925.64% in 2023, then tumbled by 96 bps to 482.95% in 2024, then slumped by 157 bps to 273.33% in 2025, then surged by 106 bps to 16.55% in 2026.
  • Per Business Quant, the three latest CZNC Net Margin figures stand at 16.55% (Q1 2026), 273.33% (Q4 2025), and 445.34% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 401,783.65%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 8,284,010.29%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 0.00%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 32.86%
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.38%
6 Lloyds Banking 358.14 Bn 358.14 Bn - 27.26%
7 First Capital 200.03 Bn 199.69 Bn - 251.63%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 28.90%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 27.35%
10 Citizens & Northern 425.73 Mn 370.93 Mn - 16.55%

Historic Data

Download Data
DateValue
Mar 31, 2026 16.55%
Dec 31, 2025 -273.33%
Sep 30, 2025 445.34%
Jun 30, 2025 502.22%
Mar 31, 2025 4,560.14%
Dec 31, 2024 482.95%
Sep 30, 2024 411.71%
Jun 30, 2024 415.29%
Mar 31, 2024 402.58%
Dec 31, 2023 10,925.64%
Sep 30, 2023 4,929.22%
Jun 30, 2023 598.32%
Mar 31, 2023 5,125.41%
Dec 31, 2022 611.75%
Sep 30, 2022 2,357.14%
Jun 30, 2022 2,091.90%
Mar 31, 2022 386.06%
Dec 31, 2021 -338.33%
Sep 30, 2021 4,835.95%
Jun 30, 2021 657.97%