Citizens & Northern (CZNC) Net Margin (2010 - 2026)

Citizens & Northern (CZNC) reported Net Margin of 252.78% for Q1 2026, down 34973.0% on a YoY basis from N/an in Q1 2025, and up 308.86% quarter-over-quarter from 121.03% in Q4 2025.

Citizens & Northern (CZNC) Net Margin (2010 - 2026) Analysis & Trends

Citizens & Northern has reported Net Margin for 17 years, with the latest figure at 252.78% in Q1 2026.

  • For the quarter ending Q1 2026, Net Margin fell 34973.0% year-over-year to 252.78%; the trailing twelve-month figure through Mar 2026 stood at 892.93% (down 144265.0% YoY), and the FY2025 full-year result was 3643.39%, up 320455.0% from the prior year.
  • Net Margin for Q1 2026 stood at 252.78%, up from 121.03% in the prior quarter.
  • The five-year high for Net Margin was 10848.72% in Q4 2023, with the low at 368.95% in Q4 2022.
  • Historically, Net Margin has averaged 1677.21% across 5 years, with a median of 519.94% in 2024.
  • Annual changes were most pronounced in 2023 — Net Margin soared 1121767 bps — and 2024, when it plunged 1054432 bps.
  • Citizens & Northern's Net Margin stood at 368.95% in 2022, then surged by 3040 bps to 10848.72% in 2023, then tumbled by 97 bps to 304.4% in 2024, then tumbled by 140 bps to 121.03% in 2025, then soared by 309 bps to 252.78% in 2026.
  • The last three Net Margin figures came in at 252.78% (Q1 2026), 121.03% (Q4 2025), and 441.74% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 27.26%
4 First Capital 215.78 Bn 215.63 Bn - 251.45%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 26.97%
7 NatWest 168.65 Bn -51.67 Bn - 32.86%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 5,788,021.18%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Citizens & Northern 391.00 Mn 334.85 Mn - 252.78%

Historic Data

Download Data
DateValue
Mar 31, 2026 252.78%
Dec 31, 2025 -121.03%
Sep 30, 2025 441.74%
Jun 30, 2025 3,507.51%
Mar 31, 2025 602.51%
Dec 31, 2024 304.40%
Sep 30, 2024 8,528.38%
Jun 30, 2024 557.02%
Mar 31, 2024 519.94%
Dec 31, 2023 10,848.72%
Sep 30, 2023 686.16%
Jun 30, 2023 431.99%
Mar 31, 2023 480.70%
Dec 31, 2022 -368.95%
Sep 30, 2022 428.32%
Jun 30, 2022 702.56%
Mar 31, 2022 709.76%
Dec 31, 2021 -1,168.44%
Sep 30, 2021 587.35%
Jun 30, 2021 652.28%