Citizens & Northern (CZNC) Net Margin (2010 - 2026)
Citizens & Northern (CZNC) posted quarterly Net Margin of 16.55% for Q1 2026, down 454360.0% year-over-year from N/an in Q1 2025, and up 106.05% quarter-over-quarter from 273.33% in Q4 2025.
Citizens & Northern (CZNC) Net Margin (2010 - 2026) Analysis & Trends
Citizens & Northern's Net Margin history runs 17 years deep, the most recent figure standing at 16.55% for Q1 2026.
- In Q1 2026, Net Margin fell 454360.0% year-over-year to 16.55%; the TTM figure through Mar 2026 stood at 1285.48% (up 72723.0% YoY), while the FY2025 annual figure was 3964.85%, up 355214.0% from the prior year.
- Net Margin for Q1 2026 stood at 16.55%, up from 273.33% in the prior quarter.
- The five-year high for Net Margin was 10925.64% in Q4 2023, with the low at 273.33% in Q4 2025.
- The 5-year median for Net Margin is 502.22% (2025), against an average of 1999.35%.
- The sharpest annual moves came in 2023 and 2024: Net Margin soared 1031389 bps in 2023, then sank 1044269 bps in 2024.
- Citizens & Northern's Net Margin stood at 611.75% in 2022, then soared by 1686 bps to 10925.64% in 2023, then plunged by 96 bps to 482.95% in 2024, then tumbled by 157 bps to 273.33% in 2025, then jumped by 106 bps to 16.55% in 2026.
- Business Quant data shows CZNC's Net Margin at 16.55% in Q1 2026, 273.33% in Q4 2025, and 445.34% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 28.41% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 25.60% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 23.30% |
| 10 | Citizens & Northern | 456.38 Mn | 372.75 Mn | - | 798.24% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 798.24% |
| Mar 31, 2026 | 16.55% |
| Dec 31, 2025 | -273.33% |
| Sep 30, 2025 | 445.34% |
| Jun 30, 2025 | 502.22% |
| Mar 31, 2025 | 4,560.14% |
| Dec 31, 2024 | 482.95% |
| Sep 30, 2024 | 411.71% |
| Jun 30, 2024 | 415.29% |
| Mar 31, 2024 | 402.58% |
| Dec 31, 2023 | 10,925.64% |
| Sep 30, 2023 | 4,929.22% |
| Jun 30, 2023 | 598.32% |
| Mar 31, 2023 | 5,125.41% |
| Dec 31, 2022 | 611.75% |
| Sep 30, 2022 | 2,357.14% |
| Jun 30, 2022 | 2,091.90% |
| Mar 31, 2022 | 386.06% |
| Dec 31, 2021 | -338.33% |
| Sep 30, 2021 | 4,835.95% |