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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Citizens & Northern (CZNC) Net Margin (2017 - 2025)

Citizens & Northern's Net Margin history spans 9 years, with the latest figure at 569.39% for Q4 2025.

  • For Q4 2025, Net Margin rose 88640.0% year-over-year to 569.39%; the TTM value through Dec 2025 reached 630.04%, up 459112.0%, while the annual FY2025 figure was 473.83%, 349335.0% down from the prior year.
  • Net Margin reached 569.39% in Q4 2025 per CZNC's latest filing, up from 441.74% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 4666.15% in Q2 2024 to a low of 317.02% in Q4 2024.
  • Average Net Margin over 5 years is 1274.55%, with a median of 557.32% recorded in 2022.
  • Peak YoY movement for Net Margin: surged 2242577bps in 2021, then tumbled -416796bps in 2025.
  • A 5-year view of Net Margin shows it stood at 1400.77% in 2021, then tumbled by -84bps to 227.4% in 2022, then surged by 1268bps to 3111.03% in 2023, then plummeted by -110bps to 317.02% in 2024, then surged by 280bps to 569.39% in 2025.
  • Per Business Quant, the three most recent readings for CZNC's Net Margin are 569.39% (Q4 2025), 441.74% (Q3 2025), and 498.19% (Q2 2025).