Citizens & Northern Corp (CZNC) Net Margin (2010 - 2026)
Citizens & Northern (CZNC) recorded Net Margin of 425.84% in Q2 2026, up 210.13 percentage points from 215.71% a year earlier and up 416.82 percentage points from the prior quarter.
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Analysis
Citizens & Northern Corp (CZNC) Net Margin (2010 - 2026) Analysis & Trends
On a TTM basis, Citizens & Northern's Net Margin came in at 208.34% as of Jun 30, 2026, down 35.34 percentage points year-over-year; for FY2025, it came in at 208.39%, down 30.19 percentage points from FY2024.
- Annual Net Margin has a five-year change of -54.63 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 238.57% in FY2024 (+6.59 pp), 231.99% in FY2023 (-28.51 pp), 260.50% in FY2022 (-69.63 pp) and 330.14% in FY2021 (+67.11 pp).
- The Q2 2026 figure is the highest quarterly Net Margin in data going back to Q2 2010.
- On a year-over-year basis, Net Margin rose in four of the last eight quarters, with an average year-over-year change of -6.68 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 210.13 percentage points in Q2 2026, against a drop of 229.77 percentage points in Q1 2026 at the low end.
- Per Business Quant, the preceding three quarters came in at 9.02% (Q1 2026), 144.06% (Q4 2025) and 239.34% (Q3 2025).
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 35.66% |
| Mar 31, 2026 | 0.74% |
| Dec 31, 2025 | 12.11% |
| Sep 30, 2025 | 21.98% |
| Jun 30, 2025 | 20.72% |
| Mar 31, 2025 | 23.13% |
| Dec 31, 2024 | 28.92% |
| Sep 30, 2024 | 23.13% |
| Jun 30, 2024 | 22.22% |
| Mar 31, 2024 | 20.48% |
| Dec 31, 2023 | 16.74% |
| Sep 30, 2023 | 28.81% |
| Jun 30, 2023 | 22.21% |
| Mar 31, 2023 | 23.49% |
| Dec 31, 2022 | 27.15% |
| Sep 30, 2022 | 16.63% |
| Jun 30, 2022 | 28.04% |
| Mar 31, 2022 | 26.13% |
| Dec 31, 2021 | 27.77% |
| Sep 30, 2021 | 28.39% |
API Access
Citizens & Northern Corp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=CZNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();