Citizens & Northern (CZNC) Interest Income - Net (2010 - 2026)
Citizens & Northern (CZNC) recorded Interest Income - Net of $29.62 million in Q2 2026, up 40.1% from $21.14 million a year earlier and up 4.1% from the prior quarter.
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Analysis
Citizens & Northern (CZNC) Interest Income - Net (2010 - 2026) Analysis & Trends
On a TTM basis, Citizens & Northern's Interest Income - Net came in at $108.81 million as of Jun 30, 2026, up 33.1% year-over-year; for FY2025, it was $91.85 million, up 16.1% from FY2024.
- Annual Interest Income - Net has a five-year compound annual growth rate of 6.3% (FY2020 to FY2025).
- Across earlier years, Interest Income - Net came in at $79.12 million in FY2024 (-1.6%), $80.4 million in FY2023 (-3.3%), $83.13 million in FY2022 (+6.7%) and $77.94 million in FY2021 (+15.4%).
- The Q2 2026 figure is the highest quarterly Interest Income - Net in data going back to Q2 2010.
- On a year-over-year basis, Interest Income - Net has increased for eight consecutive quarters, with growth averaging 19.1% over the last eight quarters.
- Peak year-over-year performance for Interest Income - Net in the last five years was growth of 42.4% in Q1 2026, against a decline of 12.1% in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at $28.45 million (Q1 2026), $28.47 million (Q4 2025) and $22.26 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 883.45 Bn | 912.92 Bn | - | 25.51 Bn |
| 2 | Banco Santander Chile | 401.52 Bn | 521.46 Bn | - | - |
| 3 | Bank Of America | 377.43 Bn | -1,998.64 Bn | - | 16.00 Bn |
| 4 | Hsbc Holdings | 330.31 Bn | 330.37 Bn | - | - |
| 5 | Morgan Stanley | 299.17 Bn | -209.92 Bn | - | 2.78 Bn |
| 6 | Royal Bank Of Canada | 274.08 Bn | 124.82 Bn | - | 6.27 Bn |
| 7 | Mitsubishi Ufj Financial | 270.70 Bn | -1,317.79 Bn | 10.89 Bn | 5.54 Bn |
| 8 | Goldman Sachs | 263.13 Bn | -3,293.98 Bn | - | 3.95 Bn |
| 9 | Wells Fargo & Company | 243.64 Bn | 245.78 Bn | - | 12.32 Bn |
| 10 | Citizens & Northern | 459.86 Mn | 147.98 Mn | - | 29.62 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 29.62 Mn |
| Mar 31, 2026 | 28.45 Mn |
| Dec 31, 2025 | 28.47 Mn |
| Sep 30, 2025 | 22.26 Mn |
| Jun 30, 2025 | 21.14 Mn |
| Mar 31, 2025 | 19.98 Mn |
| Dec 31, 2024 | 20.47 Mn |
| Sep 30, 2024 | 20.16 Mn |
| Jun 30, 2024 | 19.45 Mn |
| Mar 31, 2024 | 19.04 Mn |
| Dec 31, 2023 | 19.59 Mn |
| Sep 30, 2023 | 19.66 Mn |
| Jun 30, 2023 | 20.36 Mn |
| Mar 31, 2023 | 20.78 Mn |
| Dec 31, 2022 | 22.29 Mn |
| Sep 30, 2022 | 20.88 Mn |
| Jun 30, 2022 | 19.63 Mn |
| Mar 31, 2022 | 20.33 Mn |
| Dec 31, 2021 | 19.72 Mn |
| Sep 30, 2021 | 19.46 Mn |
API Access
Citizens & Northern Interest Income - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-net&ticker=CZNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-net", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-net&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();