Citizens & Northern (CZNC) Interest Income - Net (2010 - 2026)
Citizens & Northern (CZNC) reported Interest Income - Net of $28.5 million for Q1 2026, up 42.45% on a YoY basis from $20.0 million in Q1 2025, and little changed quarter-over-quarter from $28.5 million in Q4 2025.
Citizens & Northern (CZNC) Interest Income - Net (2010 - 2026) Analysis & Trends
Citizens & Northern has reported Interest Income - Net for 17 years, with the latest figure at $28.5 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Income - Net rose 42.45% year-over-year to $28.5 million; the trailing twelve-month figure through Mar 2026 stood at $100.3 million (up 25.34% YoY), and the FY2025 full-year result was $91.9 million, up 16.1% from the prior year.
- Interest Income - Net for Q1 2026 stood at $28.5 million, roughly flat from $28.5 million in the prior quarter.
- The five-year high for Interest Income - Net was $28.5 million in Q4 2025, with the low at $19.0 million in Q1 2024.
- Historically, Interest Income - Net has averaged $21.3 million across 5 years, with a median of $20.4 million in 2023.
- Annual changes were most pronounced in 2023 — Interest Income - Net retreated 12.1% — and 2026, when it surged 42.45%.
- Citizens & Northern's Interest Income - Net stood at $22.3 million in 2022, then fell by 12.1% to $19.6 million in 2023, then gained by 4.49% to $20.5 million in 2024, then surged by 39.08% to $28.5 million in 2025, then retreated by 0.07% to $28.5 million in 2026.
- The last three Interest Income - Net figures came in at $28.5 million (Q1 2026), $28.5 million (Q4 2025), and $22.3 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 11.42 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 15.02 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Citizens & Northern | 391.00 Mn | 334.85 Mn | - | 28.45 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 28.45 Mn |
| Dec 31, 2025 | 28.47 Mn |
| Sep 30, 2025 | 22.26 Mn |
| Jun 30, 2025 | 21.14 Mn |
| Mar 31, 2025 | 19.98 Mn |
| Dec 31, 2024 | 20.47 Mn |
| Sep 30, 2024 | 20.16 Mn |
| Jun 30, 2024 | 19.45 Mn |
| Mar 31, 2024 | 19.04 Mn |
| Dec 31, 2023 | 19.59 Mn |
| Sep 30, 2023 | 19.66 Mn |
| Jun 30, 2023 | 20.36 Mn |
| Mar 31, 2023 | 20.78 Mn |
| Dec 31, 2022 | 22.29 Mn |
| Sep 30, 2022 | 20.88 Mn |
| Jun 30, 2022 | 19.63 Mn |
| Mar 31, 2022 | 20.33 Mn |
| Dec 31, 2021 | 19.72 Mn |
| Sep 30, 2021 | 19.46 Mn |
| Jun 30, 2021 | 18.68 Mn |