Citizens & Northern (CZNC) Interest Income - Net (2010 - 2026)

Citizens & Northern (CZNC) reported Interest Income - Net of $28.5 million for Q1 2026, up 42.45% on a YoY basis from $20.0 million in Q1 2025, and little changed quarter-over-quarter from $28.5 million in Q4 2025.

Citizens & Northern (CZNC) Interest Income - Net (2010 - 2026) Analysis & Trends

Citizens & Northern has reported Interest Income - Net for 17 years, with the latest figure at $28.5 million in Q1 2026.

  • For the quarter ending Q1 2026, Interest Income - Net rose 42.45% year-over-year to $28.5 million; the trailing twelve-month figure through Mar 2026 stood at $100.3 million (up 25.34% YoY), and the FY2025 full-year result was $91.9 million, up 16.1% from the prior year.
  • Interest Income - Net for Q1 2026 stood at $28.5 million, roughly flat from $28.5 million in the prior quarter.
  • The five-year high for Interest Income - Net was $28.5 million in Q4 2025, with the low at $19.0 million in Q1 2024.
  • Historically, Interest Income - Net has averaged $21.3 million across 5 years, with a median of $20.4 million in 2023.
  • Annual changes were most pronounced in 2023 — Interest Income - Net retreated 12.1% — and 2026, when it surged 42.45%.
  • Citizens & Northern's Interest Income - Net stood at $22.3 million in 2022, then fell by 12.1% to $19.6 million in 2023, then gained by 4.49% to $20.5 million in 2024, then surged by 39.08% to $28.5 million in 2025, then retreated by 0.07% to $28.5 million in 2026.
  • The last three Interest Income - Net figures came in at $28.5 million (Q1 2026), $28.5 million (Q4 2025), and $22.3 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 11.42 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 15.02 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Citizens & Northern 391.00 Mn 334.85 Mn - 28.45 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 28.45 Mn
Dec 31, 2025 28.47 Mn
Sep 30, 2025 22.26 Mn
Jun 30, 2025 21.14 Mn
Mar 31, 2025 19.98 Mn
Dec 31, 2024 20.47 Mn
Sep 30, 2024 20.16 Mn
Jun 30, 2024 19.45 Mn
Mar 31, 2024 19.04 Mn
Dec 31, 2023 19.59 Mn
Sep 30, 2023 19.66 Mn
Jun 30, 2023 20.36 Mn
Mar 31, 2023 20.78 Mn
Dec 31, 2022 22.29 Mn
Sep 30, 2022 20.88 Mn
Jun 30, 2022 19.63 Mn
Mar 31, 2022 20.33 Mn
Dec 31, 2021 19.72 Mn
Sep 30, 2021 19.46 Mn
Jun 30, 2021 18.68 Mn