Citizens & Northern (CZNC) Operating Expenses (2010 - 2026)
Citizens & Northern (CZNC) posted quarterly Operating Expenses of $22.7 million for Q1 2026, up 19.27% year-over-year from $19.0 million in Q1 2025, and down 24.69% quarter-over-quarter from $30.2 million in Q4 2025.
Citizens & Northern (CZNC) Operating Expenses (2010 - 2026) Analysis & Trends
Citizens & Northern's Operating Expenses history runs 17 years deep, the most recent figure standing at $22.7 million for Q1 2026.
- In Q1 2026, Operating Expenses rose 19.27% year-over-year to $22.7 million; the TTM figure through Mar 2026 stood at $91.7 million (up 22.22% YoY), while the FY2025 annual figure was $88.0 million, up 18.49% from the prior year.
- Operating Expenses for Q1 2026 stood at $22.7 million, down from $30.2 million in the prior quarter.
- The five-year high for Operating Expenses was $30.2 million in Q4 2025, with the low at $16.6 million in Q4 2022.
- The 5-year median for Operating Expenses is $18.4 million (2024), against an average of $19.2 million.
- The sharpest annual moves came in 2024 and 2025: Operating Expenses dropped 4.1% in 2024, then soared 63.64% in 2025.
- Citizens & Northern's Operating Expenses stood at $16.6 million in 2022, then advanced by 10.92% to $18.4 million in 2023, then grew by 0.17% to $18.4 million in 2024, then surged by 63.64% to $30.2 million in 2025, then decreased by 24.69% to $22.7 million in 2026.
- Business Quant data shows CZNC's Operating Expenses at $22.7 million in Q1 2026, $30.2 million in Q4 2025, and $19.4 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.07 Bn | 84.87 Bn | - | - |
| 2 | Pnc Financial Services | 97.74 Bn | 97.74 Bn | - | 4.10 Bn |
| 3 | Us Bancorp | 96.04 Bn | 96.04 Bn | - | 4.43 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | -3.83 Bn |
| 5 | NatWest | 74.78 Bn | -144.31 Bn | - | -2.79 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.05 Bn | -81.26 Bn | - | 2.60 Bn |
| 7 | Nu Holdings | 71.21 Bn | 57.53 Bn | 2.35 Bn | -599.79 Mn |
| 8 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 3.06 Bn |
| 9 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 2.11 Bn |
| 10 | Citizens & Northern | 455.14 Mn | 371.50 Mn | - | 23.84 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 23.84 Mn |
| Mar 31, 2026 | 22.71 Mn |
| Dec 31, 2025 | 30.16 Mn |
| Sep 30, 2025 | 19.39 Mn |
| Jun 30, 2025 | 19.40 Mn |
| Mar 31, 2025 | 19.04 Mn |
| Dec 31, 2024 | 18.43 Mn |
| Sep 30, 2024 | 18.27 Mn |
| Jun 30, 2024 | 19.26 Mn |
| Mar 31, 2024 | 18.30 Mn |
| Dec 31, 2023 | 18.40 Mn |
| Sep 30, 2023 | 17.94 Mn |
| Jun 30, 2023 | 18.72 Mn |
| Mar 31, 2023 | 19.09 Mn |
| Dec 31, 2022 | 16.59 Mn |
| Sep 30, 2022 | 17.44 Mn |
| Jun 30, 2022 | 17.04 Mn |
| Mar 31, 2022 | 16.89 Mn |
| Dec 31, 2021 | 16.02 Mn |
| Sep 30, 2021 | 15.35 Mn |