Citizens & Northern (CZNC) Operating Expenses (2010 - 2026)

Citizens & Northern posted quarterly Operating Expenses of $22.7 million for Q1 2026, up 19.27% year-on-year from $19.0 million in Q1 2025, and down 24.69% on a QoQ basis from $30.2 million in Q4 2025.

Citizens & Northern (CZNC) has 17 years of Operating Expenses data on file, last reported at $22.7 million in Q1 2026.

  • For the quarter ending Q1 2026, Operating Expenses rose 19.27% year-over-year to $22.7 million; the trailing twelve-month figure through Mar 2026 stood at $91.7 million (up 22.22% YoY), and the FY2025 full-year result was $88.0 million, up 18.49% from the prior year.
  • Operating Expenses for Q1 2026 stood at $22.7 million, down from $30.2 million in the prior quarter.
  • Across five years, Operating Expenses topped out at $30.2 million in Q4 2025 and bottomed at $16.6 million in Q4 2022.
  • The 5-year median for Operating Expenses is $18.4 million (2024), against an average of $19.2 million.
  • The widest annual swing landed in 2024, when Operating Expenses declined 4.1%; it then jumped 63.64% in 2025.
  • A 5-year view of Operating Expenses shows it stood at $16.6 million in 2022, then climbed by 10.92% to $18.4 million in 2023, then increased by 0.17% to $18.4 million in 2024, then soared by 63.64% to $30.2 million in 2025, then slipped by 24.69% to $22.7 million in 2026.
  • The last three Operating Expenses figures came in at $22.7 million (Q1 2026), $30.2 million (Q4 2025), and $19.4 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -287,925.00
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 7.75 Mn
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 11.90 Mn
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 2.55 Bn
8 KB Financial 150.02 Bn 142.15 Bn - -20.00 Mn
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 3.77 Bn
10 Citizens & Northern 373.62 Mn 317.48 Mn - 22.71 Mn

Historic Data

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DateValue
Mar 31, 2026 22.71 Mn
Dec 31, 2025 30.16 Mn
Sep 30, 2025 19.39 Mn
Jun 30, 2025 19.40 Mn
Mar 31, 2025 19.04 Mn
Dec 31, 2024 18.43 Mn
Sep 30, 2024 18.27 Mn
Jun 30, 2024 19.26 Mn
Mar 31, 2024 18.30 Mn
Dec 31, 2023 18.40 Mn
Sep 30, 2023 17.94 Mn
Jun 30, 2023 18.72 Mn
Mar 31, 2023 19.09 Mn
Dec 31, 2022 16.59 Mn
Sep 30, 2022 17.44 Mn
Jun 30, 2022 17.04 Mn
Mar 31, 2022 16.89 Mn
Dec 31, 2021 16.02 Mn
Sep 30, 2021 15.35 Mn
Jun 30, 2021 15.40 Mn
Mar 31, 2021 15.71 Mn
Dec 31, 2020 17.59 Mn
Sep 30, 2020 21.05 Mn
Jun 30, 2020 13.26 Mn
Mar 31, 2020 13.05 Mn
Dec 31, 2019 12.12 Mn
Sep 30, 2019 11.69 Mn
Jun 30, 2019 14.72 Mn
Mar 31, 2019 11.01 Mn
Dec 31, 2018 10.07 Mn
Sep 30, 2018 9.83 Mn
Jun 30, 2018 9.68 Mn
Mar 31, 2018 9.90 Mn
Dec 31, 2017 9.40 Mn
Sep 30, 2017 9.19 Mn
Jun 30, 2017 9.08 Mn
Mar 31, 2017 9.30 Mn
Dec 31, 2016 8.56 Mn
Sep 30, 2016 8.58 Mn
Jun 30, 2016 8.54 Mn
Mar 31, 2016 9.07 Mn
Dec 31, 2015 10.08 Mn
Sep 30, 2015 8.12 Mn
Jun 30, 2015 8.87 Mn
Mar 31, 2015 8.53 Mn
Dec 31, 2014 8.25 Mn
Sep 30, 2014 9.04 Mn
Jun 30, 2014 8.35 Mn
Mar 31, 2014 8.52 Mn
Dec 31, 2013 7.79 Mn
Sep 30, 2013 8.61 Mn
Jun 30, 2013 8.52 Mn
Mar 31, 2013 9.58 Mn
Dec 31, 2012 8.05 Mn
Sep 30, 2012 10.40 Mn
Jun 30, 2012 8.28 Mn
Mar 31, 2012 8.41 Mn
Dec 31, 2011 -24.20 Mn
Sep 30, 2011 8.05 Mn
Jun 30, 2011 7.79 Mn
Mar 31, 2011 8.26 Mn
Dec 31, 2010 7.71 Mn
Sep 30, 2010 8.08 Mn
Jun 30, 2010 7.70 Mn