Citizens & Northern (CZNC) Operating Expenses (2010 - 2026)
Citizens & Northern's (CZNC) quarterly Operating Expenses came in at $22.7 million in Q1 2026, up 19.27% year-on-year from $19.0 million in Q1 2025, and down 24.69% quarter-over-quarter from $30.2 million in Q4 2025.
Citizens & Northern (CZNC) Operating Expenses (2010 - 2026) Analysis & Trends
Citizens & Northern's Operating Expenses history runs 17 years deep, the most recent figure standing at $22.7 million for Q1 2026.
- On a quarterly basis, Operating Expenses rose 19.27% year-over-year to $22.7 million in Q1 2026; TTM through Mar 2026 was $91.7 million, a 22.22% increase from a year earlier, with the FY2025 full-year figure at $88.0 million, up 18.49% from the prior year.
- Operating Expenses declined to $22.7 million in Q1 2026 per CZNC's latest filing, from $30.2 million in the prior quarter.
- Across five years, Operating Expenses topped out at $30.2 million in Q4 2025 and bottomed at $16.6 million in Q4 2022.
- The 5-year median for Operating Expenses is $18.4 million (2024), against an average of $19.2 million.
- Across the five-year window, Operating Expenses retreated 4.1% in 2024 and soared 63.64% in 2025, its largest moves.
- Year by year, Operating Expenses stood at $16.6 million in 2022, then climbed by 10.92% to $18.4 million in 2023, then increased by 0.17% to $18.4 million in 2024, then soared by 63.64% to $30.2 million in 2025, then slipped by 24.69% to $22.7 million in 2026.
- Per Business Quant, the three latest CZNC Operating Expenses figures stand at $22.7 million (Q1 2026), $30.2 million (Q4 2025), and $19.4 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | -19.71 Mn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.04 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -287,925.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | -2.75 Bn |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | -17.40 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | -3.86 Bn |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 7.75 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 11.90 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 3.77 Bn |
| 10 | Citizens & Northern | 425.73 Mn | 370.93 Mn | - | 22.71 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.71 Mn |
| Dec 31, 2025 | 30.16 Mn |
| Sep 30, 2025 | 19.39 Mn |
| Jun 30, 2025 | 19.40 Mn |
| Mar 31, 2025 | 19.04 Mn |
| Dec 31, 2024 | 18.43 Mn |
| Sep 30, 2024 | 18.27 Mn |
| Jun 30, 2024 | 19.26 Mn |
| Mar 31, 2024 | 18.30 Mn |
| Dec 31, 2023 | 18.40 Mn |
| Sep 30, 2023 | 17.94 Mn |
| Jun 30, 2023 | 18.72 Mn |
| Mar 31, 2023 | 19.09 Mn |
| Dec 31, 2022 | 16.59 Mn |
| Sep 30, 2022 | 17.44 Mn |
| Jun 30, 2022 | 17.04 Mn |
| Mar 31, 2022 | 16.89 Mn |
| Dec 31, 2021 | 16.02 Mn |
| Sep 30, 2021 | 15.35 Mn |
| Jun 30, 2021 | 15.40 Mn |