Citizens & Northern (CZNC) Operating Expenses (2010 - 2026)

Citizens & Northern's (CZNC) quarterly Operating Expenses came in at $22.7 million in Q1 2026, up 19.27% year-on-year from $19.0 million in Q1 2025, and down 24.69% quarter-over-quarter from $30.2 million in Q4 2025.

Citizens & Northern (CZNC) Operating Expenses (2010 - 2026) Analysis & Trends

Citizens & Northern's Operating Expenses history runs 17 years deep, the most recent figure standing at $22.7 million for Q1 2026.

  • On a quarterly basis, Operating Expenses rose 19.27% year-over-year to $22.7 million in Q1 2026; TTM through Mar 2026 was $91.7 million, a 22.22% increase from a year earlier, with the FY2025 full-year figure at $88.0 million, up 18.49% from the prior year.
  • Operating Expenses declined to $22.7 million in Q1 2026 per CZNC's latest filing, from $30.2 million in the prior quarter.
  • Across five years, Operating Expenses topped out at $30.2 million in Q4 2025 and bottomed at $16.6 million in Q4 2022.
  • The 5-year median for Operating Expenses is $18.4 million (2024), against an average of $19.2 million.
  • Across the five-year window, Operating Expenses retreated 4.1% in 2024 and soared 63.64% in 2025, its largest moves.
  • Year by year, Operating Expenses stood at $16.6 million in 2022, then climbed by 10.92% to $18.4 million in 2023, then increased by 0.17% to $18.4 million in 2024, then soared by 63.64% to $30.2 million in 2025, then slipped by 24.69% to $22.7 million in 2026.
  • Per Business Quant, the three latest CZNC Operating Expenses figures stand at $22.7 million (Q1 2026), $30.2 million (Q4 2025), and $19.4 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -19.71 Mn
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.04 Bn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -287,925.00
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -2.75 Bn
5 Mizuho Financial 385.64 Bn 389.59 Bn - -17.40 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -3.86 Bn
7 First Capital 200.03 Bn 199.69 Bn - 7.75 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 11.90 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 3.77 Bn
10 Citizens & Northern 425.73 Mn 370.93 Mn - 22.71 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 22.71 Mn
Dec 31, 2025 30.16 Mn
Sep 30, 2025 19.39 Mn
Jun 30, 2025 19.40 Mn
Mar 31, 2025 19.04 Mn
Dec 31, 2024 18.43 Mn
Sep 30, 2024 18.27 Mn
Jun 30, 2024 19.26 Mn
Mar 31, 2024 18.30 Mn
Dec 31, 2023 18.40 Mn
Sep 30, 2023 17.94 Mn
Jun 30, 2023 18.72 Mn
Mar 31, 2023 19.09 Mn
Dec 31, 2022 16.59 Mn
Sep 30, 2022 17.44 Mn
Jun 30, 2022 17.04 Mn
Mar 31, 2022 16.89 Mn
Dec 31, 2021 16.02 Mn
Sep 30, 2021 15.35 Mn
Jun 30, 2021 15.40 Mn