Citizens & Northern (CZNC) Operating Expenses (2010 - 2026)
Citizens & Northern posted quarterly Operating Expenses of $22.7 million for Q1 2026, up 19.27% year-on-year from $19.0 million in Q1 2025, and down 24.69% on a QoQ basis from $30.2 million in Q4 2025.
Citizens & Northern (CZNC) has 17 years of Operating Expenses data on file, last reported at $22.7 million in Q1 2026.
- For the quarter ending Q1 2026, Operating Expenses rose 19.27% year-over-year to $22.7 million; the trailing twelve-month figure through Mar 2026 stood at $91.7 million (up 22.22% YoY), and the FY2025 full-year result was $88.0 million, up 18.49% from the prior year.
- Operating Expenses for Q1 2026 stood at $22.7 million, down from $30.2 million in the prior quarter.
- Across five years, Operating Expenses topped out at $30.2 million in Q4 2025 and bottomed at $16.6 million in Q4 2022.
- The 5-year median for Operating Expenses is $18.4 million (2024), against an average of $19.2 million.
- The widest annual swing landed in 2024, when Operating Expenses declined 4.1%; it then jumped 63.64% in 2025.
- A 5-year view of Operating Expenses shows it stood at $16.6 million in 2022, then climbed by 10.92% to $18.4 million in 2023, then increased by 0.17% to $18.4 million in 2024, then soared by 63.64% to $30.2 million in 2025, then slipped by 24.69% to $22.7 million in 2026.
- The last three Operating Expenses figures came in at $22.7 million (Q1 2026), $30.2 million (Q4 2025), and $19.4 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -287,925.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 7.75 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 11.90 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 2.55 Bn |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -20.00 Mn |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 3.77 Bn |
| 10 | Citizens & Northern | 373.62 Mn | 317.48 Mn | - | 22.71 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.71 Mn |
| Dec 31, 2025 | 30.16 Mn |
| Sep 30, 2025 | 19.39 Mn |
| Jun 30, 2025 | 19.40 Mn |
| Mar 31, 2025 | 19.04 Mn |
| Dec 31, 2024 | 18.43 Mn |
| Sep 30, 2024 | 18.27 Mn |
| Jun 30, 2024 | 19.26 Mn |
| Mar 31, 2024 | 18.30 Mn |
| Dec 31, 2023 | 18.40 Mn |
| Sep 30, 2023 | 17.94 Mn |
| Jun 30, 2023 | 18.72 Mn |
| Mar 31, 2023 | 19.09 Mn |
| Dec 31, 2022 | 16.59 Mn |
| Sep 30, 2022 | 17.44 Mn |
| Jun 30, 2022 | 17.04 Mn |
| Mar 31, 2022 | 16.89 Mn |
| Dec 31, 2021 | 16.02 Mn |
| Sep 30, 2021 | 15.35 Mn |
| Jun 30, 2021 | 15.40 Mn |
| Mar 31, 2021 | 15.71 Mn |
| Dec 31, 2020 | 17.59 Mn |
| Sep 30, 2020 | 21.05 Mn |
| Jun 30, 2020 | 13.26 Mn |
| Mar 31, 2020 | 13.05 Mn |
| Dec 31, 2019 | 12.12 Mn |
| Sep 30, 2019 | 11.69 Mn |
| Jun 30, 2019 | 14.72 Mn |
| Mar 31, 2019 | 11.01 Mn |
| Dec 31, 2018 | 10.07 Mn |
| Sep 30, 2018 | 9.83 Mn |
| Jun 30, 2018 | 9.68 Mn |
| Mar 31, 2018 | 9.90 Mn |
| Dec 31, 2017 | 9.40 Mn |
| Sep 30, 2017 | 9.19 Mn |
| Jun 30, 2017 | 9.08 Mn |
| Mar 31, 2017 | 9.30 Mn |
| Dec 31, 2016 | 8.56 Mn |
| Sep 30, 2016 | 8.58 Mn |
| Jun 30, 2016 | 8.54 Mn |
| Mar 31, 2016 | 9.07 Mn |
| Dec 31, 2015 | 10.08 Mn |
| Sep 30, 2015 | 8.12 Mn |
| Jun 30, 2015 | 8.87 Mn |
| Mar 31, 2015 | 8.53 Mn |
| Dec 31, 2014 | 8.25 Mn |
| Sep 30, 2014 | 9.04 Mn |
| Jun 30, 2014 | 8.35 Mn |
| Mar 31, 2014 | 8.52 Mn |
| Dec 31, 2013 | 7.79 Mn |
| Sep 30, 2013 | 8.61 Mn |
| Jun 30, 2013 | 8.52 Mn |
| Mar 31, 2013 | 9.58 Mn |
| Dec 31, 2012 | 8.05 Mn |
| Sep 30, 2012 | 10.40 Mn |
| Jun 30, 2012 | 8.28 Mn |
| Mar 31, 2012 | 8.41 Mn |
| Dec 31, 2011 | -24.20 Mn |
| Sep 30, 2011 | 8.05 Mn |
| Jun 30, 2011 | 7.79 Mn |
| Mar 31, 2011 | 8.26 Mn |
| Dec 31, 2010 | 7.71 Mn |
| Sep 30, 2010 | 8.08 Mn |
| Jun 30, 2010 | 7.70 Mn |