Citizens & Northern (CZNC) EV to CFO (2011 - 2026)
Citizens & Northern's (CZNC) EV to CFO was 7.28 for Q2 2026, up 9.1% from 6.67 a year earlier but down 17.3% from the prior quarter.
Citizens & Northern (CZNC) EV to CFO (2011 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Citizens & Northern's EV to CFO came in at 2.31; for FY2025, it was 9.75, up 103.5% from FY2024.
- By year, EV to CFO came in at 4.79 in FY2024 (-43.8%), 8.53 in FY2023 (-1.5%), 8.66 in FY2022 (-1.6%) and 8.80 in FY2021 (+2.0%).
- Five-year quarterly EV to CFO spans a low of 4.06 in Q3 2024 and a high of 9.75 in Q4 2025.
- Year over year, EV to CFO has now increased in each of the last five quarters, with growth averaging 12.8% over the last eight quarters.
- The high point for year-over-year EV to CFO in five years was Q4 2025 (growth of 103.5%); the low point was Q4 2024 (a decline of 43.8%).
- Per Business Quant data, the three quarters before Q2 2026 came in at 8.80 (Q1 2026), 9.75 (Q4 2025) and 5.46 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - |
| 10 | Citizens & Northern | 448.91 Mn | 137.03 Mn | - |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 7.28 |
| Mar 31, 2026 | 8.80 |
| Dec 31, 2025 | 9.75 |
| Sep 30, 2025 | 5.46 |
| Jun 30, 2025 | 6.67 |
| Mar 31, 2025 | 6.72 |
| Dec 31, 2024 | 4.79 |
| Sep 30, 2024 | 4.06 |
| Jun 30, 2024 | 5.59 |
| Mar 31, 2024 | 8.01 |
| Dec 31, 2023 | 8.53 |
| Sep 30, 2023 | 6.23 |
| Jun 30, 2023 | 6.26 |
| Mar 31, 2023 | 7.08 |
| Dec 31, 2022 | 8.66 |
| Sep 30, 2022 | 8.34 |
| Jun 30, 2022 | 8.87 |
| Mar 31, 2022 | 7.47 |
| Dec 31, 2021 | 8.80 |
| Sep 30, 2021 | 5.38 |
Citizens & Northern EV to CFO API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ev-to-cfo&ticker=CZNC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ev-to-cfo", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ev-to-cfo&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();