Citizens & Northern CZNC
NASDAQ CZNC
$25.02 -0.26 (-1.03%)
At close: Sep 30, 2026 · 4:00 PM EDT

Citizens & Northern (CZNC) EV to CFO (2011 - 2026)

Updated

Citizens & Northern's (CZNC) EV to CFO was 7.28 for Q2 2026, up 9.1% from 6.67 a year earlier but down 17.3% from the prior quarter.

Analysis

Citizens & Northern (CZNC) EV to CFO (2011 - 2026) Analysis & Trends

Over the twelve months ended Jun 30, 2026, Citizens & Northern's EV to CFO came in at 2.31; for FY2025, it was 9.75, up 103.5% from FY2024.

  • By year, EV to CFO came in at 4.79 in FY2024 (-43.8%), 8.53 in FY2023 (-1.5%), 8.66 in FY2022 (-1.6%) and 8.80 in FY2021 (+2.0%).
  • Five-year quarterly EV to CFO spans a low of 4.06 in Q3 2024 and a high of 9.75 in Q4 2025.
  • Year over year, EV to CFO has now increased in each of the last five quarters, with growth averaging 12.8% over the last eight quarters.
  • The high point for year-over-year EV to CFO in five years was Q4 2025 (growth of 103.5%); the low point was Q4 2024 (a decline of 43.8%).
  • Per Business Quant data, the three quarters before Q2 2026 came in at 8.80 (Q1 2026), 9.75 (Q4 2025) and 5.46 (Q3 2025).
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Jpmorgan Chase 879.54 Bn 909.01 Bn -
2 Banco Santander Chile 418.48 Bn 538.42 Bn -
3 Bank Of America 381.92 Bn -1,994.15 Bn -
4 Hsbc Holdings 341.10 Bn 341.15 Bn -
5 Morgan Stanley 295.71 Bn -213.38 Bn -
6 Royal Bank Of Canada 275.38 Bn 126.13 Bn -
7 Mitsubishi Ufj Financial 273.79 Bn -1,314.70 Bn 10.89 Bn
8 Goldman Sachs 262.78 Bn -3,294.34 Bn -
9 Wells Fargo & Company 242.61 Bn 244.75 Bn -
10 Citizens & Northern 448.91 Mn 137.03 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 7.28
Mar 31, 2026 8.80
Dec 31, 2025 9.75
Sep 30, 2025 5.46
Jun 30, 2025 6.67
Mar 31, 2025 6.72
Dec 31, 2024 4.79
Sep 30, 2024 4.06
Jun 30, 2024 5.59
Mar 31, 2024 8.01
Dec 31, 2023 8.53
Sep 30, 2023 6.23
Jun 30, 2023 6.26
Mar 31, 2023 7.08
Dec 31, 2022 8.66
Sep 30, 2022 8.34
Jun 30, 2022 8.87
Mar 31, 2022 7.47
Dec 31, 2021 8.80
Sep 30, 2021 5.38
API Access

Citizens & Northern EV to CFO API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=ev-to-cfo&ticker=CZNC&period=max&api_key=YOUR_API_KEY