Balance Sheet
Accounts PayablesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityGoodwillGoodwill & IntangiblesIntangiblesInterest DepositsLiabilities and Shareholders EquityLoans - GrossLoans - Loss AllowanceLoans - NetLong-Term Deferred TaxNon-Current DebtNotes PayablesOther Non-Current AssetsOther Non-Current LiabilitiesPayablesPensionProperty, Plant & Equipment (Net)Receivables - AccuredRetained EarningsSecurities - TradableShareholder's EquityShares OutstandingShort term DebtShort-term InvestmentsTotal DebtTotal LiabilitiesTotal Non-Current LiabilitiesTreasury Shares
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Ratios

Citizens & Northern (CZNC) Total Liabilities (2017 - 2025)

Citizens & Northern's Total Liabilities history spans 9 years, with the latest figure at $2.8 billion for Q4 2025.

  • For Q4 2025, Total Liabilities rose 19.5% year-over-year to $2.8 billion; the TTM value through Dec 2025 reached $2.8 billion, up 19.5%, while the annual FY2025 figure was $2.8 billion, 19.5% up from the prior year.
  • Total Liabilities reached $2.8 billion in Q4 2025 per CZNC's latest filing, up from $2.4 billion in the prior quarter.
  • In the past five years, Total Liabilities ranged from a high of $2.8 billion in Q4 2025 to a low of $2.0 billion in Q4 2021.
  • Average Total Liabilities over 5 years is $2.2 billion, with a median of $2.2 billion recorded in 2023.
  • Peak YoY movement for Total Liabilities: surged 47.55% in 2021, then decreased 0.98% in 2025.
  • A 5-year view of Total Liabilities shows it stood at $2.0 billion in 2021, then increased by 8.82% to $2.2 billion in 2022, then rose by 2.19% to $2.3 billion in 2023, then increased by 3.65% to $2.3 billion in 2024, then grew by 19.5% to $2.8 billion in 2025.
  • Per Business Quant, the three most recent readings for CZNC's Total Liabilities are $2.8 billion (Q4 2025), $2.4 billion (Q3 2025), and $2.3 billion (Q2 2025).