Citizens & Northern Corp (CZNC) Total Debt (2010 - 2026)
Citizens & Northern (CZNC) posted Total Debt of $145.04 million for Q2 2026, up 0.4% from $144.43 million a year earlier but down 5.3% from the prior quarter.
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Analysis
Citizens & Northern Corp (CZNC) Total Debt (2010 - 2026) Analysis & Trends
At the end of FY2025, Citizens & Northern's Total Debt came in at $149.55 million, down 10.9% from FY2024.
- Annual Total Debt shows a five-year compound annual growth rate of 14.9% (FY2020 to FY2025).
- In prior years, Citizens & Northern's Total Debt was $167.94 million in FY2024 (-2.5%), $172.21 million in FY2023 (+20.9%), $142.41 million in FY2022 (+309.1%) and $34.81 million in FY2021 (-53.4%).
- Quarterly Total Debt has run from a low of $34.81 million in Q4 2021 to a high of $202.52 million in Q2 2024 over five years.
- On a year-over-year basis, Total Debt increased in two of the last eight quarters, with an average decline of 8.4%.
- The strongest year-over-year quarter for Total Debt in the past five years was Q1 2023, with growth of 442.8%; the weakest was Q3 2021, with a decline of 71.8%.
- According to Business Quant data, Total Debt for the three prior quarters was $153.08 million (Q1 2026), $149.55 million (Q4 2025) and $134.38 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 170.04 Mn |
| Mar 31, 2026 | 193.05 Mn |
| Dec 31, 2025 | 189.47 Mn |
| Sep 30, 2025 | 174.25 Mn |
| Jun 30, 2025 | 184.25 Mn |
| Mar 31, 2025 | 194.77 Mn |
| Dec 31, 2024 | 207.67 Mn |
| Sep 30, 2024 | 225.73 Mn |
| Jun 30, 2024 | 242.16 Mn |
| Mar 31, 2024 | 237.25 Mn |
| Dec 31, 2023 | 211.76 Mn |
| Sep 30, 2023 | 188.03 Mn |
| Jun 30, 2023 | 186.15 Mn |
| Mar 31, 2023 | 231.51 Mn |
| Dec 31, 2022 | 181.78 Mn |
| Sep 30, 2022 | 97.25 Mn |
| Jun 30, 2022 | 166.12 Mn |
| Mar 31, 2022 | 70.69 Mn |
| Dec 31, 2021 | 77.56 Mn |
| Sep 30, 2021 | 88.23 Mn |
API Access
Citizens & Northern Corp Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=CZNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();