Citizens & Northern (CZNC) Total Debt (2010 - 2026)

Citizens & Northern (CZNC) reported Total Debt of $38.6 million for Q1 2026, down 75.12% on a YoY basis from $155.0 million in Q1 2025, and down 74.21% quarter-over-quarter from $149.6 million in Q4 2025.

Citizens & Northern (CZNC) Total Debt (2010 - 2026) Analysis & Trends

Citizens & Northern has reported Total Debt for 17 years, with the latest figure at $38.6 million in Q1 2026.

  • For the quarter ending Q1 2026, Total Debt fell 75.12% year-over-year to $38.6 million; the trailing twelve-month figure through Mar 2026 stood at $38.6 million (down 75.12% YoY), and the FY2025 full-year result was $149.6 million, up 447.43% from the prior year.
  • Total Debt for Q1 2026 stood at $38.6 million, down from $149.6 million in the prior quarter.
  • The five-year high for Total Debt was $192.1 million in Q1 2023, with the low at $17.1 million in Q1 2022.
  • Historically, Total Debt has averaged $87.6 million across 5 years, with a median of $73.6 million in 2024.
  • Annual changes were most pronounced in 2023 — Total Debt surged 1025.08% — and 2024, when it tumbled 75.61%.
  • Citizens & Northern's Total Debt stood at $104.7 million in 2022, then slumped by 44.02% to $58.6 million in 2023, then tumbled by 53.37% to $27.3 million in 2024, then soared by 447.43% to $149.6 million in 2025, then plunged by 74.21% to $38.6 million in 2026.
  • The last three Total Debt figures came in at $38.6 million (Q1 2026), $149.6 million (Q4 2025), and $134.4 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 250,528.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 21.77 Bn
3 Lloyds Banking 384.13 Bn 384.40 Bn - 42.37 Bn
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - 53.31 Bn
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 21.65 Mn
7 NatWest 168.65 Bn -51.67 Bn - 94.66 Bn
8 Shinhan Financial 136.54 Bn 104.11 Bn - 8.20 Bn
9 Mizuho Financial 112.02 Bn 112.56 Bn - 240.60 Bn
10 Citizens & Northern 391.00 Mn 334.85 Mn - 38.57 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 38.57 Mn
Dec 31, 2025 149.55 Mn
Sep 30, 2025 134.38 Mn
Jun 30, 2025 144.43 Mn
Mar 31, 2025 154.99 Mn
Dec 31, 2024 27.32 Mn
Sep 30, 2024 36.23 Mn
Jun 30, 2024 31.74 Mn
Mar 31, 2024 73.58 Mn
Dec 31, 2023 58.59 Mn
Sep 30, 2023 148.53 Mn
Jun 30, 2023 56.09 Mn
Mar 31, 2023 192.10 Mn
Dec 31, 2022 104.67 Mn
Sep 30, 2022 17.21 Mn
Jun 30, 2022 104.78 Mn
Mar 31, 2022 17.07 Mn
Dec 31, 2021 26.24 Mn
Sep 30, 2021 34.86 Mn
Jun 30, 2021 16.80 Mn