Citizens & Northern (CZNC) Total Debt (2010 - 2026)

Citizens & Northern posted quarterly Total Debt of $38.6 million for Q1 2026, down 75.12% year-on-year from $155.0 million in Q1 2025, and down 74.21% on a QoQ basis from $149.6 million in Q4 2025.

Citizens & Northern (CZNC) has 17 years of Total Debt data on file, last reported at $38.6 million in Q1 2026.

  • For the quarter ending Q1 2026, Total Debt fell 75.12% year-over-year to $38.6 million; the trailing twelve-month figure through Mar 2026 stood at $38.6 million (down 75.12% YoY), and the FY2025 full-year result was $149.6 million, up 447.43% from the prior year.
  • Total Debt for Q1 2026 stood at $38.6 million, down from $149.6 million in the prior quarter.
  • Across five years, Total Debt topped out at $192.1 million in Q1 2023 and bottomed at $17.1 million in Q1 2022.
  • The 5-year median for Total Debt is $73.6 million (2024), against an average of $87.6 million.
  • The widest annual swing landed in 2023, when Total Debt surged 1025.08%; it then sank 75.61% in 2024.
  • A 5-year view of Total Debt shows it stood at $104.7 million in 2022, then sank by 44.02% to $58.6 million in 2023, then slumped by 53.37% to $27.3 million in 2024, then jumped by 447.43% to $149.6 million in 2025, then tumbled by 74.21% to $38.6 million in 2026.
  • The last three Total Debt figures came in at $38.6 million (Q1 2026), $149.6 million (Q4 2025), and $134.4 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 1.29 Mn
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 21.77 Bn
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 21.65 Mn
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 630.72 Bn
8 KB Financial 150.02 Bn 142.15 Bn - 8.28 Bn
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 21.42 Bn
10 Citizens & Northern 373.62 Mn 317.48 Mn - 38.57 Mn

Historic Data

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DateValue
Mar 31, 2026 38.57 Mn
Dec 31, 2025 149.55 Mn
Sep 30, 2025 134.38 Mn
Jun 30, 2025 144.43 Mn
Mar 31, 2025 154.99 Mn
Dec 31, 2024 27.32 Mn
Sep 30, 2024 36.23 Mn
Jun 30, 2024 31.74 Mn
Mar 31, 2024 73.58 Mn
Dec 31, 2023 58.59 Mn
Sep 30, 2023 148.53 Mn
Jun 30, 2023 56.09 Mn
Mar 31, 2023 192.10 Mn
Dec 31, 2022 104.67 Mn
Sep 30, 2022 17.21 Mn
Jun 30, 2022 104.78 Mn
Mar 31, 2022 17.07 Mn
Dec 31, 2021 26.24 Mn
Sep 30, 2021 34.86 Mn
Jun 30, 2021 16.80 Mn
Mar 31, 2021 60.23 Mn
Dec 31, 2020 20.02 Mn
Sep 30, 2020 143.66 Mn
Jun 30, 2020 20.90 Mn
Mar 31, 2020 44.11 Mn
Dec 31, 2019 92.72 Mn
Sep 30, 2019 79.48 Mn
Jun 30, 2019 65.77 Mn
Mar 31, 2019 5.13 Mn
Dec 31, 2018 12.85 Mn
Sep 30, 2018 8.42 Mn
Jun 30, 2018 17.17 Mn
Mar 31, 2018 26.48 Mn
Dec 31, 2017 61.77 Mn
Sep 30, 2017 7.74 Mn
Jun 30, 2017 8.88 Mn
Mar 31, 2017 20.74 Mn
Dec 31, 2016 26.18 Mn
Sep 30, 2016 14.59 Mn
Jun 30, 2016 25.70 Mn
Mar 31, 2016 25.95 Mn
Dec 31, 2015 53.50 Mn
Sep 30, 2015 10.24 Mn
Jun 30, 2015 19.81 Mn
Mar 31, 2015 5.84 Mn
Dec 31, 2014 5.54 Mn
Sep 30, 2014 6.77 Mn
Jun 30, 2014 4.64 Mn
Mar 31, 2014 4.64 Mn
Dec 31, 2013 23.39 Mn
Sep 30, 2013 4.83 Mn
Jun 30, 2013 16.39 Mn
Mar 31, 2013 4.64 Mn
Dec 31, 2012 5.57 Mn
Sep 30, 2012 19.66 Mn
Jun 30, 2012 4.24 Mn
Mar 31, 2012 4.03 Mn
Dec 31, 2011 4.95 Mn
Sep 30, 2011 19.23 Mn
Jun 30, 2011 4.95 Mn
Dec 31, 2010 18.41 Mn