Balance Sheet
Accounts PayablesAssetsCash & Current InvestmentsCash & EquivalentsCash Due from BankCommon EquityGoodwillGoodwill & IntangiblesIntangiblesInterest DepositsLiabilities and Shareholders EquityLoans - GrossLoans - Loss AllowanceLoans - NetLong-Term Deferred TaxNon-Current DebtNotes PayablesOther Non-Current AssetsOther Non-Current LiabilitiesPayablesPensionProperty, Plant & Equipment (Net)Receivables - AccuredRetained EarningsSecurities - TradableShareholder's EquityShares OutstandingShort term DebtShort-term InvestmentsTotal DebtTotal LiabilitiesTotal Non-Current LiabilitiesTreasury Shares
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
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Ratios

Citizens & Northern (CZNC) Total Debt (2017 - 2025)

Citizens & Northern's Total Debt history spans 9 years, with the latest figure at $43.6 million for Q4 2025.

  • For Q4 2025, Total Debt rose 59.55% year-over-year to $43.6 million; the TTM value through Dec 2025 reached $43.6 million, up 59.55%, while the annual FY2025 figure was $43.6 million, 59.55% up from the prior year.
  • Total Debt reached $43.6 million in Q4 2025 per CZNC's latest filing, up from $26.4 million in the prior quarter.
  • In the past five years, Total Debt ranged from a high of $197.7 million in Q1 2024 to a low of $16.6 million in Q3 2021.
  • Average Total Debt over 5 years is $73.8 million, with a median of $44.9 million recorded in 2023.
  • Peak YoY movement for Total Debt: skyrocketed 737.46% in 2023, then crashed 87.13% in 2025.
  • A 5-year view of Total Debt shows it stood at $26.2 million in 2021, then surged by 442.72% to $142.4 million in 2022, then plummeted by 58.86% to $58.6 million in 2023, then plummeted by 53.37% to $27.3 million in 2024, then soared by 59.55% to $43.6 million in 2025.
  • Per Business Quant, the three most recent readings for CZNC's Total Debt are $43.6 million (Q4 2025), $26.4 million (Q3 2025), and $144.4 million (Q2 2025).