Citizens & Northern (CZNC) Total Debt (2009 - 2026)
Citizens & Northern (CZNC) posted Total Debt of $170.04 million for Q2 2026, down 7.7% from $184.25 million a year earlier and down 11.9% from the prior quarter.
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Analysis
Citizens & Northern (CZNC) Total Debt (2009 - 2026) Analysis & Trends
At the end of FY2025, Citizens & Northern's Total Debt came in at $189.47 million, down 8.8% from FY2024.
- Annual Total Debt shows a five-year compound annual growth rate of 15.8% (FY2020 to FY2025).
- In prior years, Citizens & Northern's Total Debt was $207.67 million in FY2024 (-1.9%), $211.76 million in FY2023 (+16.5%), $181.78 million in FY2022 (+134.4%) and $77.56 million in FY2021 (-14.9%).
- The Q2 2026 figure stands as the lowest quarterly Total Debt since Q3 2022.
- On a year-over-year basis, Total Debt has declined in each of the last seven quarters, with an average decline of 8.0% over the last eight quarters.
- The strongest year-over-year quarter for Total Debt in the past five years was Q1 2023, with growth of 227.5%; the weakest was Q3 2021, with a decline of 44.9%.
- According to Business Quant data, Total Debt for the three prior quarters was $193.05 million (Q1 2026), $189.47 million (Q4 2025) and $174.25 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 3,583.44 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 47.85 Bn |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 380.92 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 388.59 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 9.69 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 1,089.54 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1,617.57 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 112.96 Bn |
| 10 | Citizens & Northern | 510.15 Mn | 222.62 Mn | - | 163.46 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 163.46 Mn |
| Jun 30, 2026 | 170.04 Mn |
| Mar 31, 2026 | 193.05 Mn |
| Dec 31, 2025 | 189.47 Mn |
| Sep 30, 2025 | 174.25 Mn |
| Jun 30, 2025 | 184.25 Mn |
| Mar 31, 2025 | 194.77 Mn |
| Dec 31, 2024 | 207.67 Mn |
| Sep 30, 2024 | 225.73 Mn |
| Jun 30, 2024 | 242.16 Mn |
| Mar 31, 2024 | 237.25 Mn |
| Dec 31, 2023 | 211.76 Mn |
| Sep 30, 2023 | 188.03 Mn |
| Jun 30, 2023 | 186.15 Mn |
| Mar 31, 2023 | 231.51 Mn |
| Dec 31, 2022 | 181.78 Mn |
| Sep 30, 2022 | 97.25 Mn |
| Jun 30, 2022 | 166.12 Mn |
| Mar 31, 2022 | 70.69 Mn |
| Dec 31, 2021 | 77.56 Mn |
API Access
Citizens & Northern Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=CZNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();