Citizens & Northern (CZNC) Total Debt (2010 - 2026)
Citizens & Northern (CZNC) posted Total Debt of $145.04 million for Q2 2026, up 0.4% from $144.43 million a year earlier but down 5.3% from the prior quarter.
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Analysis
Citizens & Northern (CZNC) Total Debt (2010 - 2026) Analysis & Trends
At the end of FY2025, Citizens & Northern's Total Debt came in at $149.55 million, down 10.9% from FY2024.
- Annual Total Debt shows a five-year compound annual growth rate of 14.9% (FY2020 to FY2025).
- In prior years, Citizens & Northern's Total Debt was $167.94 million in FY2024 (-2.5%), $172.21 million in FY2023 (+20.9%), $142.41 million in FY2022 (+309.1%) and $34.81 million in FY2021 (-53.4%).
- Quarterly Total Debt has run from a low of $34.81 million in Q4 2021 to a high of $202.52 million in Q2 2024 over five years.
- On a year-over-year basis, Total Debt increased in two of the last eight quarters, with an average decline of 8.4%.
- The strongest year-over-year quarter for Total Debt in the past five years was Q1 2023, with growth of 442.8%; the weakest was Q3 2021, with a decline of 71.8%.
- According to Business Quant data, Total Debt for the three prior quarters was $153.08 million (Q1 2026), $149.55 million (Q4 2025) and $134.38 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 72.43 Bn |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | 3,658.56 Bn |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 59.98 Bn |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 29.82 Bn |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 386.30 Bn |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | 114.75 Bn |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 437.87 Bn |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 25.17 Bn |
| 10 | Citizens & Northern | 458.60 Mn | 146.72 Mn | - | 145.04 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 145.04 Mn |
| Mar 31, 2026 | 153.08 Mn |
| Dec 31, 2025 | 149.55 Mn |
| Sep 30, 2025 | 134.38 Mn |
| Jun 30, 2025 | 144.43 Mn |
| Mar 31, 2025 | 154.99 Mn |
| Dec 31, 2024 | 167.94 Mn |
| Sep 30, 2024 | 186.04 Mn |
| Jun 30, 2024 | 202.52 Mn |
| Mar 31, 2024 | 197.66 Mn |
| Dec 31, 2023 | 172.21 Mn |
| Sep 30, 2023 | 148.53 Mn |
| Jun 30, 2023 | 146.69 Mn |
| Mar 31, 2023 | 192.10 Mn |
| Dec 31, 2022 | 142.41 Mn |
| Sep 30, 2022 | 57.92 Mn |
| Jun 30, 2022 | 126.83 Mn |
| Mar 31, 2022 | 35.39 Mn |
| Dec 31, 2021 | 34.81 Mn |
| Sep 30, 2021 | 40.56 Mn |
API Access
Citizens & Northern Total Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-debt&ticker=CZNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-debt", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-debt&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();