Citizens & Northern (CZNC) Interest Expense - Deposits (2010 - 2026)
Citizens & Northern (CZNC) posted quarterly Interest Expense - Deposits of $10.1 million for Q1 2026, up 4.86% year-over-year from $9.6 million in Q1 2025, and down 9.74% quarter-over-quarter from $11.1 million in Q4 2025.
Citizens & Northern (CZNC) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Citizens & Northern's Interest Expense - Deposits history runs 17 years deep, the most recent figure standing at $10.1 million for Q1 2026.
- In Q1 2026, Interest Expense - Deposits rose 4.86% year-over-year to $10.1 million; the TTM figure through Mar 2026 stood at $39.9 million (changed 0.1% YoY), while the FY2025 annual figure was $39.5 million, up 0.7% from the prior year.
- Interest Expense - Deposits for Q1 2026 stood at $10.1 million, down from $11.1 million in the prior quarter.
- The five-year high for Interest Expense - Deposits was $11.1 million in Q4 2025, with the low at $910000.0 in Q1 2022.
- The 5-year median for Interest Expense - Deposits is $8.9 million (2024), against an average of $7.0 million.
- The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits decreased 28.79% in 2022, then jumped 351.24% in 2023.
- Citizens & Northern's Interest Expense - Deposits stood at $2.6 million in 2022, then surged by 229.02% to $8.6 million in 2023, then increased by 22.49% to $10.6 million in 2024, then climbed by 5.29% to $11.1 million in 2025, then decreased by 9.74% to $10.1 million in 2026.
- Business Quant data shows CZNC's Interest Expense - Deposits at $10.1 million in Q1 2026, $11.1 million in Q4 2025, and $9.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 891.00 Mn |
| 10 | Citizens & Northern | 457.89 Mn | 374.26 Mn | - | 9.82 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 9.82 Mn |
| Mar 31, 2026 | 10.06 Mn |
| Dec 31, 2025 | 11.14 Mn |
| Sep 30, 2025 | 9.46 Mn |
| Jun 30, 2025 | 9.28 Mn |
| Mar 31, 2025 | 9.59 Mn |
| Dec 31, 2024 | 10.58 Mn |
| Sep 30, 2024 | 10.41 Mn |
| Jun 30, 2024 | 9.31 Mn |
| Mar 31, 2024 | 8.89 Mn |
| Dec 31, 2023 | 8.64 Mn |
| Sep 30, 2023 | 7.26 Mn |
| Jun 30, 2023 | 5.10 Mn |
| Mar 31, 2023 | 3.23 Mn |
| Dec 31, 2022 | 2.63 Mn |
| Sep 30, 2022 | 1.97 Mn |
| Jun 30, 2022 | 1.13 Mn |
| Mar 31, 2022 | 910,000.00 |
| Dec 31, 2021 | 980,000.00 |
| Sep 30, 2021 | 1.06 Mn |