Citizens & Northern (CZNC) Interest Expense - Deposits (2010 - 2026)
Citizens & Northern posted quarterly Interest Expense - Deposits of $10.1 million for Q1 2026, up 4.86% year-on-year from $9.6 million in Q1 2025, and down 9.74% on a QoQ basis from $11.1 million in Q4 2025.
Citizens & Northern (CZNC) has 17 years of Interest Expense - Deposits data on file, last reported at $10.1 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Expense - Deposits rose 4.86% year-over-year to $10.1 million; the trailing twelve-month figure through Mar 2026 stood at $39.9 million (changed 0.1% YoY), and the FY2025 full-year result was $39.5 million, up 0.7% from the prior year.
- Interest Expense - Deposits for Q1 2026 stood at $10.1 million, down from $11.1 million in the prior quarter.
- Across five years, Interest Expense - Deposits topped out at $11.1 million in Q4 2025 and bottomed at $910000.0 in Q1 2022.
- The 5-year median for Interest Expense - Deposits is $8.9 million (2024), against an average of $7.0 million.
- The widest annual swing landed in 2022, when Interest Expense - Deposits slipped 28.79%; it then surged 351.24% in 2023.
- A 5-year view of Interest Expense - Deposits shows it stood at $2.6 million in 2022, then soared by 229.02% to $8.6 million in 2023, then rose by 22.49% to $10.6 million in 2024, then grew by 5.29% to $11.1 million in 2025, then slipped by 9.74% to $10.1 million in 2026.
- The last three Interest Expense - Deposits figures came in at $10.1 million (Q1 2026), $11.1 million (Q4 2025), and $9.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 3.51 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 4.61 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.74 Bn |
| 10 | Citizens & Northern | 373.62 Mn | 317.48 Mn | - | 10.06 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.06 Mn |
| Dec 31, 2025 | 11.14 Mn |
| Sep 30, 2025 | 9.46 Mn |
| Jun 30, 2025 | 9.28 Mn |
| Mar 31, 2025 | 9.59 Mn |
| Dec 31, 2024 | 10.58 Mn |
| Sep 30, 2024 | 10.41 Mn |
| Jun 30, 2024 | 9.31 Mn |
| Mar 31, 2024 | 8.89 Mn |
| Dec 31, 2023 | 8.64 Mn |
| Sep 30, 2023 | 7.26 Mn |
| Jun 30, 2023 | 5.10 Mn |
| Mar 31, 2023 | 3.23 Mn |
| Dec 31, 2022 | 2.63 Mn |
| Sep 30, 2022 | 1.97 Mn |
| Jun 30, 2022 | 1.13 Mn |
| Mar 31, 2022 | 910,000.00 |
| Dec 31, 2021 | 980,000.00 |
| Sep 30, 2021 | 1.06 Mn |
| Jun 30, 2021 | 1.22 Mn |
| Mar 31, 2021 | 1.28 Mn |
| Dec 31, 2020 | 1.51 Mn |
| Sep 30, 2020 | 1.79 Mn |
| Jun 30, 2020 | 1.78 Mn |
| Mar 31, 2020 | 2.16 Mn |
| Dec 31, 2019 | 2.31 Mn |
| Sep 30, 2019 | 2.46 Mn |
| Jun 30, 2019 | 2.36 Mn |
| Mar 31, 2019 | 1.05 Mn |
| Dec 31, 2018 | 1.06 Mn |
| Sep 30, 2018 | 1.03 Mn |
| Jun 30, 2018 | 879,000.00 |
| Mar 31, 2018 | 729,000.00 |
| Dec 31, 2017 | 668,000.00 |
| Sep 30, 2017 | 639,000.00 |
| Jun 30, 2017 | 575,000.00 |
| Mar 31, 2017 | 521,000.00 |
| Dec 31, 2016 | 535,000.00 |
| Sep 30, 2016 | 549,000.00 |
| Jun 30, 2016 | 522,000.00 |
| Mar 31, 2016 | 479,000.00 |
| Dec 31, 2015 | 472,000.00 |
| Sep 30, 2015 | 487,000.00 |
| Jun 30, 2015 | 479,000.00 |
| Mar 31, 2015 | 486,000.00 |
| Dec 31, 2014 | 513,000.00 |
| Sep 30, 2014 | 543,000.00 |
| Jun 30, 2014 | 553,000.00 |
| Mar 31, 2014 | 554,000.00 |
| Dec 31, 2013 | -1.38 Mn |
| Sep 30, 2013 | 647,000.00 |
| Jun 30, 2013 | 673,000.00 |
| Mar 31, 2013 | 778,000.00 |
| Dec 31, 2012 | -1.93 Mn |
| Sep 30, 2012 | 1.16 Mn |
| Jun 30, 2012 | 1.27 Mn |
| Mar 31, 2012 | 1.35 Mn |
| Dec 31, 2011 | -4.24 Mn |
| Sep 30, 2011 | 1.78 Mn |
| Jun 30, 2011 | 2.27 Mn |
| Mar 31, 2011 | 2.57 Mn |
| Dec 31, 2010 | -5.68 Mn |
| Sep 30, 2010 | 2.92 Mn |
| Jun 30, 2010 | 3.06 Mn |