Citizens & Northern (CZNC) Free Cash Flow (2010 - 2026)

Citizens & Northern's (CZNC) quarterly Free Cash Flow came in at $8.5 million in Q1 2026, up 713.26% year-on-year from $1.0 million in Q1 2025, and down 16.4% quarter-over-quarter from $10.1 million in Q4 2025.

Citizens & Northern (CZNC) Free Cash Flow (2010 - 2026) Analysis & Trends

Citizens & Northern's Free Cash Flow history runs 17 years deep, the most recent figure standing at $8.5 million for Q1 2026.

  • On a quarterly basis, Free Cash Flow rose 713.26% year-over-year to $8.5 million in Q1 2026; TTM through Mar 2026 was $37.5 million, a 38.03% increase from a year earlier, with the FY2025 full-year figure at $30.1 million, down 3.31% from the prior year.
  • Free Cash Flow slipped to $8.5 million in Q1 2026 per CZNC's latest filing, from $10.1 million in the prior quarter.
  • Across five years, Free Cash Flow topped out at $11.7 million in Q4 2024 and bottomed at $1.0 million in Q1 2025.
  • The 5-year median for Free Cash Flow is $7.8 million (2022), against an average of $7.8 million.
  • Across the five-year window, Free Cash Flow sank 79.12% in 2025 and soared 713.26% in 2026, its largest moves.
  • Year by year, Free Cash Flow stood at $7.8 million in 2022, then fell by 11.51% to $6.9 million in 2023, then soared by 70.81% to $11.7 million in 2024, then declined by 13.61% to $10.1 million in 2025, then fell by 16.4% to $8.5 million in 2026.
  • Per Business Quant, the three latest CZNC Free Cash Flow figures stand at $8.5 million (Q1 2026), $10.1 million (Q4 2025), and $10.9 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 385,108.26
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 26.15 Mn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -172,298.00
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 5.85 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 6.71 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.93 Bn
10 Citizens & Northern 425.73 Mn 370.93 Mn - 8.47 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 8.47 Mn
Mar 31, 2026 8.47 Mn
Dec 31, 2025 10.13 Mn
Dec 31, 2025 10.13 Mn
Sep 30, 2025 10.90 Mn
Sep 30, 2025 10.90 Mn
Jun 30, 2025 8.03 Mn
Jun 30, 2025 8.03 Mn
Mar 31, 2025 1.04 Mn
Mar 31, 2025 1.04 Mn
Dec 31, 2024 11.72 Mn
Dec 31, 2024 11.72 Mn
Sep 30, 2024 6.45 Mn
Sep 30, 2024 6.45 Mn
Jun 30, 2024 7.97 Mn
Jun 30, 2024 7.97 Mn
Mar 31, 2024 4.99 Mn
Mar 31, 2024 4.99 Mn
Dec 31, 2023 6.86 Mn
Dec 31, 2023 6.86 Mn