Citizens & Northern (CZNC) Free Cash Flow (2010 - 2026)

Citizens & Northern (CZNC) reported Free Cash Flow of $8.5 million for Q1 2026, up 713.26% on a YoY basis from $1.0 million in Q1 2025, and down 16.4% quarter-over-quarter from $10.1 million in Q4 2025.

Citizens & Northern (CZNC) Free Cash Flow (2010 - 2026) Analysis & Trends

Citizens & Northern has reported Free Cash Flow for 17 years, with the latest figure at $8.5 million in Q1 2026.

  • For the quarter ending Q1 2026, Free Cash Flow rose 713.26% year-over-year to $8.5 million; the trailing twelve-month figure through Mar 2026 stood at $37.5 million (up 38.03% YoY), and the FY2025 full-year result was $30.1 million, down 3.31% from the prior year.
  • Free Cash Flow for Q1 2026 stood at $8.5 million, down from $10.1 million in the prior quarter.
  • The five-year high for Free Cash Flow was $11.7 million in Q4 2024, with the low at $1.0 million in Q1 2025.
  • Historically, Free Cash Flow has averaged $7.8 million across 5 years, with a median of $7.8 million in 2022.
  • Annual changes were most pronounced in 2025 — Free Cash Flow sank 79.12% — and 2026, when it jumped 713.26%.
  • Citizens & Northern's Free Cash Flow stood at $7.8 million in 2022, then declined by 11.51% to $6.9 million in 2023, then surged by 70.81% to $11.7 million in 2024, then dropped by 13.61% to $10.1 million in 2025, then declined by 16.4% to $8.5 million in 2026.
  • The last three Free Cash Flow figures came in at $8.5 million (Q1 2026), $10.1 million (Q4 2025), and $10.9 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -172,298.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 5.85 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 6.71 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 26.53 Mn
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Citizens & Northern 391.00 Mn 334.85 Mn - 8.47 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 8.47 Mn
Mar 31, 2026 8.47 Mn
Dec 31, 2025 10.13 Mn
Dec 31, 2025 10.13 Mn
Sep 30, 2025 10.90 Mn
Sep 30, 2025 10.90 Mn
Jun 30, 2025 8.03 Mn
Jun 30, 2025 8.03 Mn
Mar 31, 2025 1.04 Mn
Mar 31, 2025 1.04 Mn
Dec 31, 2024 11.72 Mn
Dec 31, 2024 11.72 Mn
Sep 30, 2024 6.45 Mn
Sep 30, 2024 6.45 Mn
Jun 30, 2024 7.97 Mn
Jun 30, 2024 7.97 Mn
Mar 31, 2024 4.99 Mn
Mar 31, 2024 4.99 Mn
Dec 31, 2023 6.86 Mn
Dec 31, 2023 6.86 Mn