Citizens & Northern (CZNC) Free Cash Flow (2010 - 2026)
Citizens & Northern (CZNC) reported Free Cash Flow of $8.5 million for Q1 2026, up 713.26% on a YoY basis from $1.0 million in Q1 2025, and down 16.4% quarter-over-quarter from $10.1 million in Q4 2025.
Citizens & Northern (CZNC) Free Cash Flow (2010 - 2026) Analysis & Trends
Citizens & Northern has reported Free Cash Flow for 17 years, with the latest figure at $8.5 million in Q1 2026.
- For the quarter ending Q1 2026, Free Cash Flow rose 713.26% year-over-year to $8.5 million; the trailing twelve-month figure through Mar 2026 stood at $37.5 million (up 38.03% YoY), and the FY2025 full-year result was $30.1 million, down 3.31% from the prior year.
- Free Cash Flow for Q1 2026 stood at $8.5 million, down from $10.1 million in the prior quarter.
- The five-year high for Free Cash Flow was $11.7 million in Q4 2024, with the low at $1.0 million in Q1 2025.
- Historically, Free Cash Flow has averaged $7.8 million across 5 years, with a median of $7.8 million in 2022.
- Annual changes were most pronounced in 2025 — Free Cash Flow sank 79.12% — and 2026, when it jumped 713.26%.
- Citizens & Northern's Free Cash Flow stood at $7.8 million in 2022, then declined by 11.51% to $6.9 million in 2023, then surged by 70.81% to $11.7 million in 2024, then dropped by 13.61% to $10.1 million in 2025, then declined by 16.4% to $8.5 million in 2026.
- The last three Free Cash Flow figures came in at $8.5 million (Q1 2026), $10.1 million (Q4 2025), and $10.9 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -172,298.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 5.85 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 6.71 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 26.53 Mn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Citizens & Northern | 391.00 Mn | 334.85 Mn | - | 8.47 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.47 Mn |
| Mar 31, 2026 | 8.47 Mn |
| Dec 31, 2025 | 10.13 Mn |
| Dec 31, 2025 | 10.13 Mn |
| Sep 30, 2025 | 10.90 Mn |
| Sep 30, 2025 | 10.90 Mn |
| Jun 30, 2025 | 8.03 Mn |
| Jun 30, 2025 | 8.03 Mn |
| Mar 31, 2025 | 1.04 Mn |
| Mar 31, 2025 | 1.04 Mn |
| Dec 31, 2024 | 11.72 Mn |
| Dec 31, 2024 | 11.72 Mn |
| Sep 30, 2024 | 6.45 Mn |
| Sep 30, 2024 | 6.45 Mn |
| Jun 30, 2024 | 7.97 Mn |
| Jun 30, 2024 | 7.97 Mn |
| Mar 31, 2024 | 4.99 Mn |
| Mar 31, 2024 | 4.99 Mn |
| Dec 31, 2023 | 6.86 Mn |
| Dec 31, 2023 | 6.86 Mn |