Citizens & Northern (CZNC) Free Cash Flow (2010 - 2026)
Citizens & Northern (CZNC) posted Free Cash Flow of $15.27 million for Q2 2026, up 90.3% from $8.03 million a year earlier and up 80.4% from the prior quarter.
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Analysis
Citizens & Northern (CZNC) Free Cash Flow (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Free Cash Flow at Citizens & Northern was $44.77 million, up 64.4% year-over-year; for FY2025, it was $30.1 million, down 3.3% from FY2024.
- Annual Free Cash Flow has declined for four consecutive years, though with a five-year compound annual growth rate of 6.8% (FY2020 to FY2025).
- In prior years, Citizens & Northern's Free Cash Flow was $31.13 million in FY2024 (-0.5%), $31.28 million in FY2023 (-0.1%), $31.31 million in FY2022 (-5.1%) and $32.98 million in FY2021 (+52.4%).
- The Q2 2026 figure stands as the highest quarterly Free Cash Flow in data going back to Q3 2010.
- On a year-over-year basis, Free Cash Flow increased in five of the last eight quarters, with growth averaging 104.5%.
- The strongest year-over-year quarter for Free Cash Flow in the past five years was Q1 2026, with growth of 713.3%; the weakest was Q1 2025, with a decline of 79.1%.
- According to Business Quant data, Free Cash Flow for the three prior quarters was $8.47 million (Q1 2026), $10.13 million (Q4 2025) and $10.9 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | -25.28 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 29.04 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | -3.57 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 25.17 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 5.60 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 6.78 Bn |
| 10 | Citizens & Northern | 448.91 Mn | 137.03 Mn | - | 15.27 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 15.27 Mn |
| Mar 31, 2026 | 8.47 Mn |
| Dec 31, 2025 | 10.13 Mn |
| Sep 30, 2025 | 10.90 Mn |
| Jun 30, 2025 | 8.03 Mn |
| Mar 31, 2025 | 1.04 Mn |
| Dec 31, 2024 | 11.72 Mn |
| Sep 30, 2024 | 6.45 Mn |
| Jun 30, 2024 | 7.97 Mn |
| Mar 31, 2024 | 4.99 Mn |
| Dec 31, 2023 | 6.86 Mn |
| Sep 30, 2023 | 7.63 Mn |
| Jun 30, 2023 | 7.52 Mn |
| Mar 31, 2023 | 9.27 Mn |
| Dec 31, 2022 | 7.76 Mn |
| Sep 30, 2022 | 11.70 Mn |
| Jun 30, 2022 | 7.20 Mn |
| Mar 31, 2022 | 4.66 Mn |
| Dec 31, 2021 | 9.02 Mn |
| Sep 30, 2021 | 9.29 Mn |
API Access
Citizens & Northern Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=CZNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();