Citizens & Northern (CZNC) Free Cash Flow (2010 - 2026)
Citizens & Northern's (CZNC) quarterly Free Cash Flow came in at $8.5 million in Q1 2026, up 713.26% year-on-year from $1.0 million in Q1 2025, and down 16.4% quarter-over-quarter from $10.1 million in Q4 2025.
Citizens & Northern (CZNC) Free Cash Flow (2010 - 2026) Analysis & Trends
Citizens & Northern's Free Cash Flow history runs 17 years deep, the most recent figure standing at $8.5 million for Q1 2026.
- On a quarterly basis, Free Cash Flow rose 713.26% year-over-year to $8.5 million in Q1 2026; TTM through Mar 2026 was $37.5 million, a 38.03% increase from a year earlier, with the FY2025 full-year figure at $30.1 million, down 3.31% from the prior year.
- Free Cash Flow slipped to $8.5 million in Q1 2026 per CZNC's latest filing, from $10.1 million in the prior quarter.
- Across five years, Free Cash Flow topped out at $11.7 million in Q4 2024 and bottomed at $1.0 million in Q1 2025.
- The 5-year median for Free Cash Flow is $7.8 million (2022), against an average of $7.8 million.
- Across the five-year window, Free Cash Flow sank 79.12% in 2025 and soared 713.26% in 2026, its largest moves.
- Year by year, Free Cash Flow stood at $7.8 million in 2022, then fell by 11.51% to $6.9 million in 2023, then soared by 70.81% to $11.7 million in 2024, then declined by 13.61% to $10.1 million in 2025, then fell by 16.4% to $8.5 million in 2026.
- Per Business Quant, the three latest CZNC Free Cash Flow figures stand at $8.5 million (Q1 2026), $10.1 million (Q4 2025), and $10.9 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 385,108.26 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 26.15 Mn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -172,298.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 5.85 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 6.71 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.93 Bn |
| 10 | Citizens & Northern | 425.73 Mn | 370.93 Mn | - | 8.47 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.47 Mn |
| Mar 31, 2026 | 8.47 Mn |
| Dec 31, 2025 | 10.13 Mn |
| Dec 31, 2025 | 10.13 Mn |
| Sep 30, 2025 | 10.90 Mn |
| Sep 30, 2025 | 10.90 Mn |
| Jun 30, 2025 | 8.03 Mn |
| Jun 30, 2025 | 8.03 Mn |
| Mar 31, 2025 | 1.04 Mn |
| Mar 31, 2025 | 1.04 Mn |
| Dec 31, 2024 | 11.72 Mn |
| Dec 31, 2024 | 11.72 Mn |
| Sep 30, 2024 | 6.45 Mn |
| Sep 30, 2024 | 6.45 Mn |
| Jun 30, 2024 | 7.97 Mn |
| Jun 30, 2024 | 7.97 Mn |
| Mar 31, 2024 | 4.99 Mn |
| Mar 31, 2024 | 4.99 Mn |
| Dec 31, 2023 | 6.86 Mn |
| Dec 31, 2023 | 6.86 Mn |