Citizens & Northern (CZNC) Interest Income - Total (2010 - 2026)
Citizens & Northern (CZNC) reported Interest Income - Total of $14.9 million for Q1 2026, down 24.76% on a YoY basis from $19.7 million in Q1 2025, and down 45.3% quarter-over-quarter from $27.2 million in Q4 2025.
Citizens & Northern (CZNC) Interest Income - Total (2010 - 2026) Analysis & Trends
Citizens & Northern has reported Interest Income - Total for 17 years, with the latest figure at $14.9 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Income - Total fell 24.76% year-over-year to $14.9 million; the trailing twelve-month figure through Mar 2026 stood at $80.9 million (up 2.95% YoY), and the FY2025 full-year result was $85.8 million, up 11.52% from the prior year.
- Interest Income - Total for Q1 2026 stood at $14.9 million, down from $27.2 million in the prior quarter.
- The five-year high for Interest Income - Total was $41.4 million in Q4 2025, with the low at $21.3 million in Q2 2022.
- Historically, Interest Income - Total has averaged $30.2 million across 5 years, with a median of $30.3 million in 2024.
- Annual changes were most pronounced in 2025 — Interest Income - Total grew 29.28% — and 2026, when it dropped 24.76%.
- Citizens & Northern's Interest Income - Total stood at $20.0 million in 2022, then decreased by 6.92% to $18.6 million in 2023, then grew by 12.66% to $21.0 million in 2024, then gained by 29.28% to $27.2 million in 2025, then slumped by 45.3% to $14.9 million in 2026.
- The last three Interest Income - Total figures came in at $14.9 million (Q1 2026), $27.2 million (Q4 2025), and $20.1 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 14.92 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 14.45 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Citizens & Northern | 391.00 Mn | 334.85 Mn | - | 40.59 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 40.59 Mn |
| Mar 31, 2026 | 40.59 Mn |
| Mar 31, 2026 | 14.85 Mn |
| Mar 31, 2026 | 14.85 Mn |
| Dec 31, 2025 | 27.15 Mn |
| Dec 31, 2025 | 41.40 Mn |
| Dec 31, 2025 | 27.15 Mn |
| Dec 31, 2025 | 41.40 Mn |
| Sep 30, 2025 | 33.65 Mn |
| Sep 30, 2025 | 20.10 Mn |
| Sep 30, 2025 | 20.10 Mn |
| Sep 30, 2025 | 33.65 Mn |
| Jun 30, 2025 | 18.79 Mn |
| Jun 30, 2025 | 32.45 Mn |
| Jun 30, 2025 | 32.45 Mn |
| Jun 30, 2025 | 18.79 Mn |
| Mar 31, 2025 | 31.71 Mn |
| Mar 31, 2025 | 19.74 Mn |
| Mar 31, 2025 | 19.74 Mn |
| Mar 31, 2025 | 31.71 Mn |