Citizens & Northern (CZNC) Provisions (2010 - 2026)
Citizens & Northern (CZNC) posted Provisions of -$1.85 million for Q2 2026, compared with $2.35 million a year earlier.
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Analysis
Citizens & Northern (CZNC) Provisions (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Provisions at Citizens & Northern was $15.3 million, up 338.0% year-over-year; for FY2025, it came in at $6.07 million, up 149.9% from FY2024.
- Annual Provisions shows a five-year compound annual growth rate of 9.2% (FY2020 to FY2025).
- In prior years, Citizens & Northern's Provisions was $2.43 million in FY2024 (+222.7%), $753,000 in FY2023 (-89.6%), $7.26 million in FY2022 (+98.2%) and $3.66 million in FY2021 (-6.4%).
- The Q2 2026 figure stands as the lowest quarterly Provisions in data going back to Q2 2010.
- The strongest year-over-year quarter for Provisions in the past five years was Q2 2025, with growth of 315.9%; the weakest was Q1 2025, with a decline of 75.4%.
- According to Business Quant data, Provisions for the three prior quarters was $13.6 million (Q1 2026), $1.38 million (Q4 2025) and $2.16 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 2.52 Bn |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 1.38 Bn |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 110.00 Mn |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 717.20 Mn |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | -647.66 Mn |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 124.00 Mn |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 914.00 Mn |
| 10 | Citizens & Northern | 458.60 Mn | 146.72 Mn | - | -1.85 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.85 Mn |
| Mar 31, 2026 | 13.60 Mn |
| Dec 31, 2025 | 1.38 Mn |
| Sep 30, 2025 | 2.16 Mn |
| Jun 30, 2025 | 2.35 Mn |
| Mar 31, 2025 | 236,000.00 |
| Dec 31, 2024 | -393,000.00 |
| Sep 30, 2024 | 1.30 Mn |
| Jun 30, 2024 | 566,000.00 |
| Mar 31, 2024 | 960,000.00 |
| Dec 31, 2023 | 1.16 Mn |
| Sep 30, 2023 | -1.23 Mn |
| Jun 30, 2023 | 836,000.00 |
| Mar 31, 2023 | -352,000.00 |
| Dec 31, 2022 | 2.26 Mn |
| Sep 30, 2022 | 3.79 Mn |
| Jun 30, 2022 | 308,000.00 |
| Mar 31, 2022 | 891,000.00 |
| Dec 31, 2021 | 1.13 Mn |
| Sep 30, 2021 | 1.53 Mn |
API Access
Citizens & Northern Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provisions&ticker=CZNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provisions", "ticker": "CZNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provisions&ticker=CZNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();