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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Citizens & Northern (CZNC) Equity Ratio (2017 - 2025)

Citizens & Northern's Equity Ratio history spans 9 years, with the latest figure at 0.11 for Q4 2025.

  • For Q4 2025, Equity Ratio rose 3.45% year-over-year to 0.11; the TTM value through Dec 2025 reached 0.11, up 3.45%, while the annual FY2025 figure was 0.11, 3.45% up from the prior year.
  • Equity Ratio reached 0.11 in Q4 2025 per CZNC's latest filing, down from 0.11 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.13 in Q2 2021 to a low of 0.1 in Q3 2023.
  • Average Equity Ratio over 5 years is 0.11, with a median of 0.11 recorded in 2022.
  • Peak YoY movement for Equity Ratio: decreased 21.75% in 2022, then grew 8.05% in 2025.
  • A 5-year view of Equity Ratio shows it stood at 0.13 in 2021, then fell by 21.55% to 0.1 in 2022, then rose by 2.67% to 0.1 in 2023, then increased by 1.1% to 0.11 in 2024, then grew by 3.45% to 0.11 in 2025.
  • Per Business Quant, the three most recent readings for CZNC's Equity Ratio are 0.11 (Q4 2025), 0.11 (Q3 2025), and 0.11 (Q2 2025).