Balance Sheet
Cash Flow Statement
Amortizatization of IntangiblesBeginning Cash BalanceCapital ExpendituresCash from Financing ActivitiesCash from Investing ActivitiesCash from OperationsChange in Accured ExpensesChange in Acquisitions & DivestmentsChange in CashChange in LoansChange in Net LoansDeferred TaxesDepreciation & Amortization (CF)Dividends Paid - CommonFree Cash FlowGains from Investment SecuritiesLong-Term Debt RepaymentsNet Cash FlowNet IncomeOther financing activitiesSales of Property, Plant and EquipmentShares RepurchasedShort-Term Debt issuances
Daily Values
Growth Metrics
Income Statement
Others
Ratios

Citizens & Northern (CZNC) Change in Loans: 2017-2025

Historic Change in Loans for Citizens & Northern (CZNC) over the last 9 years, with Sep 2025 value amounting to $16.0 million.

  • Citizens & Northern's Change in Loans rose 36.08% to $16.0 million in Q3 2025 from the same period last year, while for Sep 2025 it was $44.7 million, marking a year-over-year increase of 25.85%. This contributed to the annual value of $36.8 million for FY2024, which is 46.62% up from last year.
  • Latest data reveals that Citizens & Northern reported Change in Loans of $16.0 million as of Q3 2025, which was up 59.00% from $10.0 million recorded in Q2 2025.
  • Citizens & Northern's Change in Loans' 5-year high stood at $30.7 million during Q1 2021, with a 5-year trough of $884,000 in Q4 2022.
  • For the 3-year period, Citizens & Northern's Change in Loans averaged around $8.6 million, with its median value being $7.6 million (2023).
  • Per our database at Business Quant, Citizens & Northern's Change in Loans slumped by 95.65% in 2022 and then soared by 1,117.76% in 2023.
  • Over the past 5 years, Citizens & Northern's Change in Loans (Quarterly) stood at $20.3 million in 2021, then slumped by 95.65% to $884,000 in 2022, then soared by 1,117.76% to $10.8 million in 2023, then grew by 11.82% to $12.0 million in 2024, then surged by 36.08% to $16.0 million in 2025.
  • Its Change in Loans was $16.0 million in Q3 2025, compared to $10.0 million in Q2 2025 and $6.7 million in Q1 2025.