Citizens & Northern (CZNC) Change in Loans (2010 - 2026)

Citizens & Northern (CZNC) reported Change in Loans of $13.2 million for Q1 2026, up 97.6% on a YoY basis from $6.7 million in Q1 2025, and down 21.93% quarter-over-quarter from $16.9 million in Q4 2025.

Citizens & Northern (CZNC) Change in Loans (2010 - 2026) Analysis & Trends

Citizens & Northern has reported Change in Loans for 17 years, with the latest figure at $13.2 million in Q1 2026.

  • For the quarter ending Q1 2026, Change in Loans rose 97.6% year-over-year to $13.2 million; the trailing twelve-month figure through Mar 2026 stood at $56.1 million (up 48.69% YoY), and the FY2025 full-year result was $49.6 million, up 34.63% from the prior year.
  • Change in Loans for Q1 2026 stood at $13.2 million, down from $16.9 million in the prior quarter.
  • The five-year high for Change in Loans was $16.9 million in Q4 2025, with the low at $884000.0 in Q4 2022.
  • Historically, Change in Loans has averaged $9.0 million across 5 years, with a median of $8.5 million in 2022.
  • Annual changes were most pronounced in 2022 — Change in Loans plunged 95.65% — and 2023, when it soared 1117.76%.
  • Citizens & Northern's Change in Loans stood at $884000.0 in 2022, then soared by 1117.76% to $10.8 million in 2023, then advanced by 11.82% to $12.0 million in 2024, then soared by 40.14% to $16.9 million in 2025, then dropped by 21.93% to $13.2 million in 2026.
  • The last three Change in Loans figures came in at $13.2 million (Q1 2026), $16.9 million (Q4 2025), and $16.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Loans (Qtr)
1 Bank Of Chile 98,685.34 Bn 98,685.34 Bn - -
2 Bank Bradesco 6,797.89 Bn 6,781.94 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 210.21 Bn 210.06 Bn - 9.22 Mn
5 Itau Unibanco Holding 201.76 Bn 201.76 Bn - -
6 Landmark Bancorp 180.25 Bn 180.22 Bn - 28.96 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 142.02 Bn 109.60 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Citizens & Northern 381.43 Mn 325.28 Mn - 13.17 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 13.17 Mn
Dec 31, 2025 16.87 Mn
Sep 30, 2025 15.98 Mn
Jun 30, 2025 10.05 Mn
Mar 31, 2025 6.67 Mn
Dec 31, 2024 12.04 Mn
Sep 30, 2024 11.74 Mn
Jun 30, 2024 7.26 Mn
Mar 31, 2024 5.77 Mn
Dec 31, 2023 10.77 Mn
Sep 30, 2023 7.57 Mn
Jun 30, 2023 4.50 Mn
Mar 31, 2023 2.27 Mn
Dec 31, 2022 884,000.00
Sep 30, 2022 4.63 Mn
Jun 30, 2022 8.46 Mn
Mar 31, 2022 13.66 Mn
Dec 31, 2021 20.31 Mn
Sep 30, 2021 26.62 Mn
Jun 30, 2021 30.14 Mn