Citizens & Northern (CZNC) Change in Loans (2010 - 2026)

Citizens & Northern's (CZNC) quarterly Change in Loans came in at $13.2 million in Q1 2026, up 97.6% year-on-year from $6.7 million in Q1 2025, and down 21.93% quarter-over-quarter from $16.9 million in Q4 2025.

Citizens & Northern (CZNC) Change in Loans (2010 - 2026) Analysis & Trends

Citizens & Northern's Change in Loans history runs 17 years deep, the most recent figure standing at $13.2 million for Q1 2026.

  • On a quarterly basis, Change in Loans rose 97.6% year-over-year to $13.2 million in Q1 2026; TTM through Mar 2026 was $56.1 million, a 48.69% increase from a year earlier, with the FY2025 full-year figure at $49.6 million, up 34.63% from the prior year.
  • Change in Loans slipped to $13.2 million in Q1 2026 per CZNC's latest filing, from $16.9 million in the prior quarter.
  • Across five years, Change in Loans topped out at $16.9 million in Q4 2025 and bottomed at $884000.0 in Q4 2022.
  • The 5-year median for Change in Loans is $8.5 million (2022), against an average of $9.0 million.
  • Across the five-year window, Change in Loans plunged 95.65% in 2022 and surged 1117.76% in 2023, its largest moves.
  • Year by year, Change in Loans stood at $884000.0 in 2022, then jumped by 1117.76% to $10.8 million in 2023, then climbed by 11.82% to $12.0 million in 2024, then jumped by 40.14% to $16.9 million in 2025, then declined by 21.93% to $13.2 million in 2026.
  • Per Business Quant, the three latest CZNC Change in Loans figures stand at $13.2 million (Q1 2026), $16.9 million (Q4 2025), and $16.0 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Loans (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - -
9 Pnc Financial Services 100.96 Bn 101.01 Bn - -571.00 Mn
10 Citizens & Northern 425.73 Mn 370.93 Mn - 13.17 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 13.17 Mn
Dec 31, 2025 16.87 Mn
Sep 30, 2025 15.98 Mn
Jun 30, 2025 10.05 Mn
Mar 31, 2025 6.67 Mn
Dec 31, 2024 12.04 Mn
Sep 30, 2024 11.74 Mn
Jun 30, 2024 7.26 Mn
Mar 31, 2024 5.77 Mn
Dec 31, 2023 10.77 Mn
Sep 30, 2023 7.57 Mn
Jun 30, 2023 4.50 Mn
Mar 31, 2023 2.27 Mn
Dec 31, 2022 884,000.00
Sep 30, 2022 4.63 Mn
Jun 30, 2022 8.46 Mn
Mar 31, 2022 13.66 Mn
Dec 31, 2021 20.31 Mn
Sep 30, 2021 26.62 Mn
Jun 30, 2021 30.14 Mn