Citizens & Northern (CZNC) Retained Earnings (2010 - 2026)

Citizens & Northern (CZNC) reported Retained Earnings of -$24.8 million for Q1 2026, up 24.25% on a YoY basis from -$19.9 million in Q1 2025, and down 8.63% quarter-over-quarter from -$22.8 million in Q4 2025.

Citizens & Northern (CZNC) Retained Earnings (2010 - 2026) Analysis & Trends

Citizens & Northern has reported Retained Earnings for 17 years, with the latest figure at -$24.8 million in Q1 2026.

  • For the quarter ending Q1 2026, Retained Earnings rose 24.25% year-over-year to -$24.8 million; the trailing twelve-month figure through Mar 2026 stood at -$24.8 million (up 24.25% YoY), and the FY2025 full-year result was -$22.8 million, down 113.75% from the prior year.
  • Retained Earnings for Q1 2026 stood at -$24.8 million, down from -$22.8 million in the prior quarter.
  • The five-year high for Retained Earnings was $171.7 million in Q3 2025, with the low at -$56.5 million in Q3 2022.
  • Historically, Retained Earnings has averaged $68.2 million across 5 years, with a median of $148.2 million in 2022.
  • The largest YoY upside for Retained Earnings was 2886.29% in 2022 against a maximum downside of 389.96% in 2022.
  • Citizens & Northern's Retained Earnings stood at $150.1 million in 2022, then plunged by 125.61% to -$38.4 million in 2023, then soared by 531.3% to $165.8 million in 2024, then slumped by 113.75% to -$22.8 million in 2025, then slipped by 8.63% to -$24.8 million in 2026.
  • The last three Retained Earnings figures came in at -$24.8 million (Q1 2026), -$22.8 million (Q4 2025), and $171.7 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 711,658.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - 16.81 Bn
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 120.93 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - -8.57 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.44 Bn
9 Mizuho Financial 112.02 Bn 112.56 Bn - 43.56 Bn
10 Citizens & Northern 391.00 Mn 334.85 Mn - -24.76 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -24.76 Mn
Dec 31, 2025 -22.80 Mn
Sep 30, 2025 171.73 Mn
Jun 30, 2025 169.52 Mn
Mar 31, 2025 -32.69 Mn
Dec 31, 2024 165.78 Mn
Sep 30, 2024 -30.06 Mn
Jun 30, 2024 159.86 Mn
Mar 31, 2024 158.05 Mn
Dec 31, 2023 -38.44 Mn
Sep 30, 2023 157.04 Mn
Jun 30, 2023 -48.07 Mn
Mar 31, 2023 151.99 Mn
Dec 31, 2022 150.09 Mn
Sep 30, 2022 -56.47 Mn
Jun 30, 2022 148.19 Mn
Mar 31, 2022 -20.18 Mn
Dec 31, 2021 5.03 Mn
Sep 30, 2021 139.72 Mn
Jun 30, 2021 136.76 Mn