Citizens & Northern (CZNC) Retained Earnings (2010 - 2026)
Citizens & Northern (CZNC) posted quarterly Retained Earnings of -$24.8 million for Q1 2026, up 24.25% year-over-year from -$19.9 million in Q1 2025, and down 114.46% quarter-over-quarter from $171.2 million in Q4 2025.
Citizens & Northern (CZNC) Retained Earnings (2010 - 2026) Analysis & Trends
Citizens & Northern's Retained Earnings history runs 17 years deep, the most recent figure standing at -$24.8 million for Q1 2026.
- In Q1 2026, Retained Earnings rose 24.25% year-over-year to -$24.8 million; the TTM figure through Mar 2026 stood at -$24.8 million (up 24.25% YoY), while the FY2025 annual figure was $171.2 million, up 3.28% from the prior year.
- Retained Earnings for Q1 2026 stood at -$24.8 million, down from $171.2 million in the prior quarter.
- The five-year high for Retained Earnings was $171.2 million in Q4 2025, with the low at -$42.8 million in Q1 2023.
- The 5-year median for Retained Earnings is $143.4 million (2022), against an average of $108.0 million.
- The sharpest annual moves came in 2023 and 2024: Retained Earnings slumped 129.93% in 2023, then surged 434.17% in 2024.
- Citizens & Northern's Retained Earnings stood at $151.7 million in 2022, then grew by 3.48% to $157.0 million in 2023, then grew by 5.57% to $165.8 million in 2024, then gained by 3.28% to $171.2 million in 2025, then sank by 114.46% to -$24.8 million in 2026.
- Business Quant data shows CZNC's Retained Earnings at -$24.8 million in Q1 2026, $171.2 million in Q4 2025, and $143.4 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | 25.64 Bn |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 65.52 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 83.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 8.37 Bn |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 43.89 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 8.50 Bn |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 31.62 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 25.65 Bn |
| 10 | Citizens & Northern | 457.89 Mn | 374.26 Mn | - | 184.34 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 184.34 Mn |
| Mar 31, 2026 | -24.76 Mn |
| Dec 31, 2025 | 171.21 Mn |
| Sep 30, 2025 | 143.35 Mn |
| Jun 30, 2025 | -30.67 Mn |
| Mar 31, 2025 | -32.69 Mn |
| Dec 31, 2024 | 165.78 Mn |
| Sep 30, 2024 | 143.21 Mn |
| Jun 30, 2024 | 159.86 Mn |
| Mar 31, 2024 | 143.02 Mn |
| Dec 31, 2023 | 157.03 Mn |
| Sep 30, 2023 | 143.97 Mn |
| Jun 30, 2023 | 153.73 Mn |
| Mar 31, 2023 | -42.80 Mn |
| Dec 31, 2022 | 151.74 Mn |
| Sep 30, 2022 | 148.30 Mn |
| Jun 30, 2022 | 143.42 Mn |
| Mar 31, 2022 | 142.99 Mn |
| Dec 31, 2021 | 142.61 Mn |
| Sep 30, 2021 | 144.17 Mn |