Citizens & Northern (CZNC) Retained Earnings (2010 - 2026)

Citizens & Northern's Retained Earnings history runs 17 years deep, the most recent figure standing at -$24.8 million for Q1 2026.

• On a quarterly basis, Retained Earnings rose 24.25% year-over-year to -$24.8 million in Q1 2026; TTM through Mar 2026 was -$24.8 million, a 24.25% increase from a year earlier, with the FY2025 full-year figure at $171.2 million, up 3.28% from the prior year.
• Retained Earnings eased to -$24.8 million in Q1 2026 per CZNC's latest filing, from $171.2 million in the prior quarter.
• Across five years, Retained Earnings topped out at $171.2 million in Q4 2025 and bottomed at -$42.8 million in Q1 2023.
• The 5-year median for Retained Earnings is $143.4 million (2022), against an average of $108.0 million.
• Across the five-year window, Retained Earnings tumbled 129.93% in 2023 and surged 434.17% in 2024, its largest moves.
• Year by year, Retained Earnings stood at $151.7 million in 2022, then increased by 3.48% to $157.0 million in 2023, then increased by 5.57% to $165.8 million in 2024, then advanced by 3.28% to $171.2 million in 2025, then plunged by 114.46% to -$24.8 million in 2026.
• Per Business Quant, the three latest CZNC Retained Earnings figures stand at -$24.8 million (Q1 2026), $171.2 million (Q4 2025), and $143.4 million (Q3 2025).