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Citizens & Northern (CZNC) Interest Coverage Ratio: 2009-2024

Historic Interest Coverage Ratio for Citizens & Northern (CZNC) over the last 16 years, with Dec 2024 value amounting to 0.14.

  • Citizens & Northern's Interest Coverage Ratio rose 6.21% to 1.70 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.71, marking a year-over-year increase of 7.15%. This contributed to the annual value of 0.14 for FY2024, which is 29.31% down from last year.
  • Latest data reveals that Citizens & Northern reported Interest Coverage Ratio of 0.14 as of FY2024, which was down 29.31% from 0.19 recorded in FY2023.
  • In the past 5 years, Citizens & Northern's Interest Coverage Ratio registered a high of 1.21 during FY2021, and its lowest value of 0.14 during FY2024.
  • Its 3-year average for Interest Coverage Ratio is 0.35, with a median of 0.19 in 2023.
  • Its Interest Coverage Ratio has fluctuated over the past 5 years, first surged by 137.37% in 2021, then slumped by 72.91% in 2023.
  • Over the past 5 years, Citizens & Northern's Interest Coverage Ratio (Yearly) stood at 0.51 in 2020, then spiked by 137.37% to 1.21 in 2021, then slumped by 40.82% to 0.71 in 2022, then plummeted by 72.91% to 0.19 in 2023, then declined by 29.31% to 0.14 in 2024.