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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Citizens & Northern (CZNC) Debt to Equity: 2017-2024

Historic Debt to Equity for Citizens & Northern (CZNC) over the last 8 years, with Dec 2024 value amounting to $0.61.

  • Citizens & Northern's Debt to Equity fell 31.86% to $0.46 in Q3 2025 from the same period last year, while for Sep 2025 it was $0.46, marking a year-over-year decrease of 31.86%. This contributed to the annual value of $0.61 for FY2024, which is 7.05% down from last year.
  • Per Citizens & Northern's latest filing, its Debt to Equity stood at $0.61 for FY2024, which was down 7.05% from $0.66 recorded in FY2023.
  • Over the past 5 years, Citizens & Northern's Debt to Equity peaked at $0.66 during FY2023, and registered a low of $0.09 during FY2021.
  • Its 3-year average for Debt to Equity is $0.61, with a median of $0.61 in 2024.
  • As far as peak fluctuations go, Citizens & Northern's Debt to Equity tumbled by 65.03% in 2021, and later skyrocketed by 556.08% in 2022.
  • Yearly analysis of 5 years shows Citizens & Northern's Debt to Equity stood at $0.25 in 2020, then crashed by 65.03% to $0.09 in 2021, then skyrocketed by 556.08% to $0.57 in 2022, then climbed by 14.91% to $0.66 in 2023, then fell by 7.05% to $0.61 in 2024.