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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Citizens & Northern (CZNC) Debt Ratio: 2017-2024

Historic Debt Ratio for Citizens & Northern (CZNC) over the last 8 years, with Dec 2024 value amounting to 0.06.

  • Citizens & Northern's Debt Ratio fell 27.58% to 0.05 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.05, marking a year-over-year decrease of 27.58%. This contributed to the annual value of 0.06 for FY2024, which is 6.03% down from last year.
  • Citizens & Northern's Debt Ratio amounted to 0.06 in FY2024, which was down 6.03% from 0.07 recorded in FY2023.
  • Citizens & Northern's 5-year Debt Ratio high stood at 0.07 for FY2023, and its period low was 0.01 during FY2021.
  • For the 3-year period, Citizens & Northern's Debt Ratio averaged around 0.06, with its median value being 0.06 (2024).
  • In the last 5 years, Citizens & Northern's Debt Ratio plummeted by 66.18% in 2021 and then surged by 414.71% in 2022.
  • Over the past 5 years, Citizens & Northern's Debt Ratio (Yearly) stood at 0.03 in 2020, then slumped by 66.18% to 0.01 in 2021, then skyrocketed by 414.71% to 0.06 in 2022, then increased by 17.98% to 0.07 in 2023, then declined by 6.03% to 0.06 in 2024.