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Citizens & Northern (CZNC) Change in Net Loans: 2009-2024

Historic Change in Net Loans for Citizens & Northern (CZNC) over the last 16 years, with Dec 2024 value amounting to $48.7 million.

  • Citizens & Northern's Change in Net Loans rose 3987.18% to $25.8 million in Q3 2025 from the same period last year, while for Sep 2025 it was $52.8 million, marking a year-over-year decrease of 16.36%. This contributed to the annual value of $48.7 million for FY2024, which is 54.64% down from last year.
  • Citizens & Northern's Change in Net Loans amounted to $48.7 million in FY2024, which was down 54.64% from $107.4 million recorded in FY2023.
  • Citizens & Northern's Change in Net Loans' 5-year high stood at $178.2 million during FY2022, with a 5-year trough of -$78.7 million in FY2021.
  • Its 3-year average for Change in Net Loans is $111.4 million, with a median of $107.4 million in 2023.
  • In the last 5 years, Citizens & Northern's Change in Net Loans tumbled by 4,934.91% in 2021 and then spiked by 326.30% in 2022.
  • Citizens & Northern's Change in Net Loans (Yearly) stood at -$1.6 million in 2020, then tumbled by 4,934.91% to -$78.7 million in 2021, then skyrocketed by 326.30% to $178.2 million in 2022, then slumped by 39.76% to $107.4 million in 2023, then crashed by 54.64% to $48.7 million in 2024.