Capital One Financial (COF) Debt Ratio (2009 - 2026)

Capital One Financial (COF) has reported Debt Ratio for 18 consecutive years, with 0.05 the latest figure, recorded in Q2 2026.

• In Q2 2026, Debt Ratio fell 5.1% year-over-year to 0.05; the TTM figure through Jun 2026 stood at 0.05 (down 5.1% YoY), while the FY2025 annual figure was 0.05, down 14.07% from the prior year.
• Debt Ratio eased to 0.05 in Q2 2026 per COF's latest filing, from 0.06 in the prior quarter.
• Across five years, Debt Ratio topped out at 0.07 in Q2 2022 and bottomed at 0.05 in Q2 2026.
• Historically, Debt Ratio has averaged 0.06 across 5 years, with a median of 0.06 in 2023.
• Annual changes were most pronounced in 2022 — Debt Ratio advanced 22.23% — and 2025, when it retreated 18.13%.
• Capital One Financial's Debt Ratio stood at 0.07 in 2022, then decreased by 3.55% to 0.07 in 2023, then slipped by 4.11% to 0.06 in 2024, then decreased by 14.07% to 0.05 in 2025, then decreased by 1.77% to 0.05 in 2026.
• Business Quant data shows COF's Debt Ratio at 0.05 in Q2 2026, 0.06 in Q1 2026, and 0.05 in Q4 2025.