Capital One Financial COF
NYSE COF
$202.31 +0.32 (+0.16%)
At close: Sep 18, 2026 · 4:00 PM EDT

Capital One Financial (COF) Debt Ratio (2009 - 2026)

Capital One Financial's (COF) quarterly Debt Ratio came in at 0.05 in Q2 2026, down 5.1% year-over-year from 0.06 in Q2 2025, and down 6.04% quarter-over-quarter from 0.06 in Q1 2026.

Analysis

Capital One Financial (COF) Debt Ratio (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has reported Debt Ratio for 18 consecutive years, with 0.05 the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Debt Ratio fell 5.1% year-over-year to 0.05 in Q2 2026; TTM through Jun 2026 was 0.05, a 5.1% decrease from a year earlier, with the FY2025 full-year figure at 0.05, down 14.07% from the prior year.
  • Debt Ratio was 0.05 for Q2 2026 at Capital One Financial, down from 0.06 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.07 in Q2 2022 and troughed at 0.05 in Q2 2026.
  • A 5-year average of 0.06 and a median of 0.06 in 2023 frame the typical range for Debt Ratio.
  • Across the five-year window, Debt Ratio gained 22.23% in 2022 and fell 18.13% in 2025, its largest moves.
  • Over 5 years, Debt Ratio stood at 0.07 in 2022, then fell by 3.55% to 0.07 in 2023, then retreated by 4.11% to 0.06 in 2024, then fell by 14.07% to 0.05 in 2025, then fell by 1.77% to 0.05 in 2026.
  • The last three Debt Ratio figures came in at 0.05 (Q2 2026), 0.06 (Q1 2026), and 0.05 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of America 405.01 Bn -183.49 Bn 30.39 Bn 0.12
2 Morgan Stanley 318.33 Bn 158.20 Bn - 0.07
3 Royal Bank Of Canada 284.62 Bn 57.78 Bn - 0.07
4 Goldman Sachs 274.43 Bn -701.92 Bn - 0.23
5 Mitsubishi Ufj Financial 274.26 Bn -110.06 Bn 10.89 Bn 0.05
6 Wells Fargo & Company 260.84 Bn 59.01 Bn - 0.10
7 American Express 210.32 Bn 161.00 Bn 17.99 Bn 0.20
8 Banco Santander 210.20 Bn 217.82 Bn 28.01 Bn 1.03
9 Toronto Dominion Bank 206.68 Bn 45.35 Bn - 0.15
10 Capital One Financial 124.11 Bn 69.40 Bn - 0.05
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.05
Mar 31, 2026 0.06
Dec 31, 2025 0.05
Sep 30, 2025 0.06
Jun 30, 2025 0.06
Mar 31, 2025 0.06
Dec 31, 2024 0.06
Sep 30, 2024 0.07
Jun 30, 2024 0.06
Mar 31, 2024 0.07
Dec 31, 2023 0.07
Sep 30, 2023 0.07
Jun 30, 2023 0.07
Mar 31, 2023 0.06
Dec 31, 2022 0.07
Sep 30, 2022 0.07
Jun 30, 2022 0.07
Mar 31, 2022 0.06
Dec 31, 2021 0.06
Sep 30, 2021 0.06