Capital One Financial (COF) Debt Ratio (2009 - 2026)

Capital One Financial (COF) reported Debt Ratio of 0.06 for Q1 2026, up 137.03% year-over-year from 0.02 in Q1 2025, and up 2314.32% quarter-over-quarter from 0.0 in Q4 2025.

Capital One Financial (COF) Debt Ratio (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has 18 years of Debt Ratio data on file, last reported at 0.06 in Q1 2026.

  • Debt Ratio for Q1 2026 came in at 0.06, up 137.03% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.06 (up 137.03% YoY), and the FY2025 annual result was 0.0, up 103.24% from the prior year.
  • Debt Ratio grew to 0.06 in Q1 2026 per COF's latest filing, from 0.0 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.07 in Q2 2023 and troughed at 0.0 in Q1 2023.
  • A 5-year average of 0.02 and a median of 0.0 in 2025 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2022 and 2024: Debt Ratio slumped 99.79% in 2022, then jumped 71950.74% in 2024.
  • A 5-year view of Debt Ratio shows it stood at 0.0 in 2022, then surged by 51922.9% to 0.04 in 2023, then sank by 96.96% to 0.0 in 2024, then soared by 103.24% to 0.0 in 2025, then jumped by 2314.32% to 0.06 in 2026.
  • Business Quant data shows COF's Debt Ratio at 0.06 in Q1 2026, 0.0 in Q4 2025, and 0.06 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Visa 548.22 Bn 535.81 Bn - 0.25
2 Mastercard 437.48 Bn 427.27 Bn - 0.36
3 American Express 231.87 Bn 177.83 Bn 17.43 Bn 0.01
4 Capital One Financial 125.74 Bn 49.24 Bn - 0.06
5 PayPal Holdings 38.80 Bn 29.46 Bn 7.84 Bn 0.12
6 Synchrony Financial 25.78 Bn 5.22 Bn - 0.06
7 Affirm Holdings 24.65 Bn 22.93 Bn 261.64 Mn 0.18
8 SoFi Technologies 22.89 Bn 19.49 Bn 929.25 Mn -
9 Ally Financial 14.15 Bn 13.70 Bn 1.98 Bn 0.02
10 Credit Acceptance 6.63 Bn 6.61 Bn 562.70 Mn 0.60

Historic Data

Download Data
DateValue
Mar 31, 2026 0.06
Dec 31, 2025 0.00
Sep 30, 2025 0.06
Jun 30, 2025 0.00
Mar 31, 2025 0.02
Dec 31, 2024 0.00
Sep 30, 2024 0.03
Jun 30, 2024 0.06
Mar 31, 2024 0.04
Dec 31, 2023 0.04
Sep 30, 2023 0.00
Jun 30, 2023 0.07
Mar 31, 2023 0.00
Dec 31, 2022 0.00
Sep 30, 2022 0.00
Jun 30, 2022 0.00
Mar 31, 2022 0.00
Dec 31, 2021 0.03
Sep 30, 2021 0.06
Jun 30, 2021 0.02