KPIs & Operating Metrics(New)

Capital One Financial (COF) Debt Ratio: 2009-2025

Historic Debt Ratio for Capital One Financial (COF) over the last 17 years, with Sep 2025 value amounting to 0.06.

  • Capital One Financial's Debt Ratio fell 18.13% to 0.06 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.06, marking a year-over-year decrease of 18.13%. This contributed to the annual value of 0.06 for FY2024, which is 4.11% down from last year.
  • Latest data reveals that Capital One Financial reported Debt Ratio of 0.06 as of Q3 2025, which was down 0.56% from 0.06 recorded in Q2 2025.
  • In the past 5 years, Capital One Financial's Debt Ratio registered a high of 0.07 during Q2 2022, and its lowest value of 0.06 during Q3 2025.
  • Moreover, its 3-year median value for Debt Ratio was 0.06 (2023), whereas its average is 0.06.
  • Per our database at Business Quant, Capital One Financial's Debt Ratio declined by 25.83% in 2021 and then increased by 22.23% in 2022.
  • Quarterly analysis of 5 years shows Capital One Financial's Debt Ratio stood at 0.06 in 2021, then rose by 7.56% to 0.07 in 2022, then fell by 3.55% to 0.07 in 2023, then declined by 4.11% to 0.06 in 2024, then decreased by 18.13% to 0.06 in 2025.
  • Its Debt Ratio stands at 0.06 for Q3 2025, versus 0.06 for Q2 2025 and 0.06 for Q1 2025.