Capital One Financial (COF) Debt Ratio (2009 - 2026)
Capital One Financial's (COF) Debt Ratio stood at 0.05 in Q2 2026, down 5.1% from 0.06 a year earlier and down 6.0% from the prior quarter.
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Analysis
Capital One Financial (COF) Debt Ratio (2009 - 2026) Analysis & Trends
Starting with Q4 2009, Capital One Financial's Debt Ratio history includes 59 quarters.
- Annual Debt Ratio has declined for three straight years.
- Across earlier years, Debt Ratio came in at 0.06 in FY2024 (-4.1%), 0.07 in FY2023 (-3.5%), 0.07 in FY2022 (+7.6%) and 0.06 in FY2021 (-3.1%).
- The Q2 2026 figure is the lowest quarterly Debt Ratio since Q1 2012.
- On a year-over-year basis, Debt Ratio has declined for seven consecutive quarters, with an average decline of 8.3% over the last eight quarters.
- Peak year-over-year performance for Debt Ratio in the last five years was growth of 22.2% in Q3 2022, against a decline of 18.1% in Q3 2025 at the low end.
- Per Business Quant, the preceding three quarters came in at 0.06 (Q1 2026), 0.05 (Q4 2025) and 0.06 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 885.23 Bn | 914.70 Bn | - | 0.01 |
| 2 | Banco Santander Chile | 404.41 Bn | 524.35 Bn | - | 0.06 |
| 3 | Bank Of America | 381.15 Bn | -1,994.92 Bn | - | 0.02 |
| 4 | Hsbc Holdings | 319.39 Bn | 319.44 Bn | - | - |
| 5 | Morgan Stanley | 298.67 Bn | -210.43 Bn | - | 0.02 |
| 6 | Royal Bank Of Canada | 268.75 Bn | -557.52 Bn | - | 0.01 |
| 7 | Mitsubishi Ufj Financial | 265.72 Bn | -107.91 Bn | 10.89 Bn | 0.05 |
| 8 | Goldman Sachs | 261.04 Bn | -3,296.07 Bn | - | 0.21 |
| 9 | Wells Fargo & Company | 253.09 Bn | 255.22 Bn | - | 0.01 |
| 10 | Capital One Financial | 122.27 Bn | 122.27 Bn | - | 0.05 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.05 |
| Mar 31, 2026 | 0.06 |
| Dec 31, 2025 | 0.05 |
| Sep 30, 2025 | 0.06 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.06 |
| Dec 31, 2024 | 0.06 |
| Sep 30, 2024 | 0.07 |
| Jun 30, 2024 | 0.06 |
| Mar 31, 2024 | 0.07 |
| Dec 31, 2023 | 0.07 |
| Sep 30, 2023 | 0.07 |
| Jun 30, 2023 | 0.07 |
| Mar 31, 2023 | 0.06 |
| Dec 31, 2022 | 0.07 |
| Sep 30, 2022 | 0.07 |
| Jun 30, 2022 | 0.07 |
| Mar 31, 2022 | 0.06 |
| Dec 31, 2021 | 0.06 |
| Sep 30, 2021 | 0.06 |
API Access
Capital One Financial Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=COF&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "COF", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=COF&period=max&api_key=YOUR_API_KEY");
const data = await res.json();