Capital One Financial (COF) Asset Utilization Ratio (2010 - 2026)

Capital One Financial (COF) posted quarterly Asset Utilization Ratio of 0.06 for Q2 2026, down 15.03% year-over-year from 0.08 in Q2 2025, and little changed quarter-over-quarter from 0.06 in Q1 2026.

Capital One Financial (COF) Asset Utilization Ratio (2010 - 2026) Analysis & Trends

Capital One Financial (COF) has reported Asset Utilization Ratio for 17 consecutive years, with 0.06 the latest figure, recorded in Q2 2026.

  • In Q2 2026, Asset Utilization Ratio fell 15.03% year-over-year to 0.06; the TTM figure through Jun 2026 stood at 0.06 (down 15.03% YoY), while the FY2025 annual figure was 0.09, up 14.16% from the prior year.
  • Asset Utilization Ratio held at 0.06 in Q2 2026 per COF's latest filing, from 0.06 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.09 in Q3 2024 and bottomed at 0.06 in Q4 2025.
  • Historically, Asset Utilization Ratio has averaged 0.08 across 5 years, with a median of 0.08 in 2023.
  • Annual changes were most pronounced in 2024 — Asset Utilization Ratio gained 9.82% — and 2025, when it declined 24.08%.
  • Capital One Financial's Asset Utilization Ratio stood at 0.08 in 2022, then climbed by 8.75% to 0.08 in 2023, then dropped by 1.15% to 0.08 in 2024, then slipped by 24.08% to 0.06 in 2025, then rose by 3.23% to 0.06 in 2026.
  • Business Quant data shows COF's Asset Utilization Ratio at 0.06 in Q2 2026, 0.06 in Q1 2026, and 0.06 in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 0.47
2 Mastercard 506.53 Bn 493.04 Bn - 0.64
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 0.25
4 Capital One Financial 136.19 Bn 81.48 Bn - 0.08
5 PayPal Holdings 52.34 Bn 41.08 Bn - 0.42
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 0.16
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.16
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 0.08
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 0.04

Historic Data

Download Data
DateValue
Jun 30, 2026 0.06
Mar 31, 2026 0.06
Dec 31, 2025 0.06
Sep 30, 2025 0.07
Jun 30, 2025 0.08
Mar 31, 2025 0.08
Dec 31, 2024 0.08
Sep 30, 2024 0.09
Jun 30, 2024 0.08
Mar 31, 2024 0.08
Dec 31, 2023 0.08
Sep 30, 2023 0.08
Jun 30, 2023 0.08
Mar 31, 2023 0.08
Dec 31, 2022 0.08
Sep 30, 2022 0.08
Jun 30, 2022 0.07
Mar 31, 2022 0.07
Dec 31, 2021 0.07
Sep 30, 2021 0.07