KPIs & Operating Metrics(New)

Capital One Financial (COF) Asset Utilization Ratio (2016 - 2025)

Capital One Financial (COF) has disclosed Asset Utilization Ratio for 17 consecutive years, with 0.07 as the latest value for Q4 2025.

  • On a quarterly basis, Asset Utilization Ratio fell 13.37% to 0.07 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.07, a 13.37% decrease, with the full-year FY2025 number at 0.04, down 52.52% from a year prior.
  • Asset Utilization Ratio was 0.07 for Q4 2025 at Capital One Financial, down from 0.07 in the prior quarter.
  • In the past five years, Asset Utilization Ratio ranged from a high of 0.08 in Q1 2025 to a low of 0.07 in Q1 2021.
  • A 5-year average of 0.07 and a median of 0.08 in 2022 define the central range for Asset Utilization Ratio.
  • Peak YoY movement for Asset Utilization Ratio: increased 8.41% in 2022, then dropped 13.37% in 2025.
  • Capital One Financial's Asset Utilization Ratio stood at 0.07 in 2021, then grew by 7.31% to 0.08 in 2022, then grew by 1.71% to 0.08 in 2023, then increased by 3.42% to 0.08 in 2024, then dropped by 13.37% to 0.07 in 2025.
  • Per Business Quant, the three most recent readings for COF's Asset Utilization Ratio are 0.07 (Q4 2025), 0.07 (Q3 2025), and 0.07 (Q2 2025).