Capital One Financial (COF) Asset Utilization Ratio (2010 - 2026)

Capital One Financial (COF) reported Asset Utilization Ratio of 0.09 for Q1 2026, up 7.5% year-over-year from 0.08 in Q1 2025, and up 8.08% on a QoQ basis from 0.08 in Q4 2025.

Capital One Financial (COF) Asset Utilization Ratio (2010 - 2026) Analysis & Trends

Capital One Financial (COF) has 17 years of Asset Utilization Ratio data on file, last reported at 0.09 in Q1 2026.

  • Quarterly Asset Utilization Ratio rose 7.5% year-over-year to 0.09 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.09 (up 7.5% YoY) and the FY2025 annual result came in at 0.09, up 14.16% from the prior year.
  • Asset Utilization Ratio rose to 0.09 in Q1 2026 per COF's latest filing, from 0.08 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.09 in Q1 2026 and bottomed at 0.07 in Q1 2022.
  • The 5-year median for Asset Utilization Ratio is 0.08 (2023), against an average of 0.08.
  • The widest annual swing landed in 2022, when Asset Utilization Ratio climbed 8.41%; it then decreased 8.53% in 2025.
  • Tracing COF's Asset Utilization Ratio over 5 years: stood at 0.08 in 2022, then gained by 1.71% to 0.08 in 2023, then advanced by 3.42% to 0.08 in 2024, then advanced by 0.25% to 0.08 in 2025, then gained by 8.08% to 0.09 in 2026.
  • Per Business Quant, the three latest COF Asset Utilization Ratio figures stand at 0.09 (Q1 2026), 0.08 (Q4 2025), and 0.07 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 0.45
2 Mastercard 441.81 Bn 431.60 Bn - 0.64
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 0.24
4 Capital One Financial 114.99 Bn 38.50 Bn - 0.09
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 0.42
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 0.16
7 Synchrony Financial 24.22 Bn 3.66 Bn - 0.16
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 0.08
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 0.04
10 Credit Acceptance 6.46 Bn 6.44 Bn 562.70 Mn 0.14

Historic Data

Download Data
DateValue
Mar 31, 2026 0.09
Dec 31, 2025 0.08
Sep 30, 2025 0.07
Jun 30, 2025 0.07
Mar 31, 2025 0.08
Dec 31, 2024 0.08
Sep 30, 2024 0.08
Jun 30, 2024 0.08
Mar 31, 2024 0.08
Dec 31, 2023 0.08
Sep 30, 2023 0.08
Jun 30, 2023 0.08
Mar 31, 2023 0.08
Dec 31, 2022 0.08
Sep 30, 2022 0.08
Jun 30, 2022 0.07
Mar 31, 2022 0.07
Dec 31, 2021 0.07
Sep 30, 2021 0.07
Jun 30, 2021 0.07