KPIs & Operating Metrics(New)

Capital One Financial (COF) Asset Utilization Ratio: 2009-2025

Historic Asset Utilization Ratio for Capital One Financial (COF) over the last 16 years, with Sep 2025 value amounting to 0.07.

  • Capital One Financial's Asset Utilization Ratio fell 8.53% to 0.07 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.07, marking a year-over-year decrease of 8.53%. This contributed to the annual value of 0.08 for FY2024, which is 2.49% up from last year.
  • As of Q3 2025, Capital One Financial's Asset Utilization Ratio stood at 0.07, which was down 1.82% from 0.07 recorded in Q2 2025.
  • Capital One Financial's 5-year Asset Utilization Ratio high stood at 0.08 for Q1 2025, and its period low was 0.07 during Q1 2021.
  • Moreover, its 3-year median value for Asset Utilization Ratio was 0.08 (2023), whereas its average is 0.08.
  • Its Asset Utilization Ratio has fluctuated over the past 5 years, first increased by 8.41% in 2022, then fell by 8.53% in 2025.
  • Quarterly analysis of 5 years shows Capital One Financial's Asset Utilization Ratio stood at 0.07 in 2021, then climbed by 7.31% to 0.08 in 2022, then climbed by 1.71% to 0.08 in 2023, then rose by 3.42% to 0.08 in 2024, then declined by 8.53% to 0.07 in 2025.
  • Its Asset Utilization Ratio stands at 0.07 for Q3 2025, versus 0.07 for Q2 2025 and 0.08 for Q1 2025.