Capital One Financial (COF) Asset Utilization Ratio (2010 - 2026)
Capital One Financial (COF) posted quarterly Asset Utilization Ratio of 0.09 for Q1 2026, up 7.5% YoY from 0.08 in Q1 2025, and up 8.08% sequentially from 0.08 in Q4 2025.
Capital One Financial (COF) Asset Utilization Ratio (2010 - 2026) Analysis & Trends
Capital One Financial has disclosed Asset Utilization Ratio across 17 years of filings, most recently posting 0.09 for Q1 2026.
- In Q1 2026, Asset Utilization Ratio rose 7.5% year-over-year to 0.09; the TTM figure through Mar 2026 stood at 0.09 (up 7.5% YoY), while the FY2025 annual figure was 0.09, up 14.16% from the prior year.
- Asset Utilization Ratio grew to 0.09 in Q1 2026, from 0.08 in the prior quarter.
- Over the last five years, Asset Utilization Ratio for COF reached as high as 0.09 in Q1 2026 and fell as low as 0.07 in Q1 2022.
- The 5-year median for Asset Utilization Ratio is 0.08 (2023), against an average of 0.08.
- Annual changes were most pronounced in 2022 — Asset Utilization Ratio increased 8.41% — and 2025, when it dropped 8.53%.
- A 5-year view of Asset Utilization Ratio shows it stood at 0.08 in 2022, then climbed by 1.71% to 0.08 in 2023, then grew by 3.42% to 0.08 in 2024, then grew by 0.25% to 0.08 in 2025, then climbed by 8.08% to 0.09 in 2026.
- According to Business Quant data, Asset Utilization Ratio over the past three periods registered 0.09, 0.08, and 0.07 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 0.45 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 0.64 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 0.24 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 0.42 |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.16 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.08 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.04 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 0.14 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 0.00 |
| 10 | Capital One Financial | 1.43 Bn | -75.06 Bn | - | 0.09 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.09 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.07 |
| Jun 30, 2025 | 0.07 |
| Mar 31, 2025 | 0.08 |
| Dec 31, 2024 | 0.08 |
| Sep 30, 2024 | 0.08 |
| Jun 30, 2024 | 0.08 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.08 |
| Jun 30, 2023 | 0.08 |
| Mar 31, 2023 | 0.08 |
| Dec 31, 2022 | 0.08 |
| Sep 30, 2022 | 0.08 |
| Jun 30, 2022 | 0.07 |
| Mar 31, 2022 | 0.07 |
| Dec 31, 2021 | 0.07 |
| Sep 30, 2021 | 0.07 |
| Jun 30, 2021 | 0.07 |