Capital One Financial (COF) Asset Utilization Ratio (2010 - 2026)
Capital One Financial (COF) posted quarterly Asset Utilization Ratio of 0.06 for Q2 2026, down 15.03% year-over-year from 0.08 in Q2 2025, and little changed quarter-over-quarter from 0.06 in Q1 2026.
Capital One Financial (COF) Asset Utilization Ratio (2010 - 2026) Analysis & Trends
Capital One Financial (COF) has reported Asset Utilization Ratio for 17 consecutive years, with 0.06 the latest figure, recorded in Q2 2026.
- In Q2 2026, Asset Utilization Ratio fell 15.03% year-over-year to 0.06; the TTM figure through Jun 2026 stood at 0.06 (down 15.03% YoY), while the FY2025 annual figure was 0.09, up 14.16% from the prior year.
- Asset Utilization Ratio held at 0.06 in Q2 2026 per COF's latest filing, from 0.06 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.09 in Q3 2024 and bottomed at 0.06 in Q4 2025.
- Historically, Asset Utilization Ratio has averaged 0.08 across 5 years, with a median of 0.08 in 2023.
- Annual changes were most pronounced in 2024 — Asset Utilization Ratio gained 9.82% — and 2025, when it declined 24.08%.
- Capital One Financial's Asset Utilization Ratio stood at 0.08 in 2022, then climbed by 8.75% to 0.08 in 2023, then dropped by 1.15% to 0.08 in 2024, then slipped by 24.08% to 0.06 in 2025, then rose by 3.23% to 0.06 in 2026.
- Business Quant data shows COF's Asset Utilization Ratio at 0.06 in Q2 2026, 0.06 in Q1 2026, and 0.06 in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.47 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.64 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.25 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.08 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.42 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.16 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.16 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 0.08 |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 0.04 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.06 |
| Mar 31, 2026 | 0.06 |
| Dec 31, 2025 | 0.06 |
| Sep 30, 2025 | 0.07 |
| Jun 30, 2025 | 0.08 |
| Mar 31, 2025 | 0.08 |
| Dec 31, 2024 | 0.08 |
| Sep 30, 2024 | 0.09 |
| Jun 30, 2024 | 0.08 |
| Mar 31, 2024 | 0.08 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.08 |
| Jun 30, 2023 | 0.08 |
| Mar 31, 2023 | 0.08 |
| Dec 31, 2022 | 0.08 |
| Sep 30, 2022 | 0.08 |
| Jun 30, 2022 | 0.07 |
| Mar 31, 2022 | 0.07 |
| Dec 31, 2021 | 0.07 |
| Sep 30, 2021 | 0.07 |