KPIs & Operating Metrics(New)

Capital One Financial (COF) Change in Loans (2016 - 2025)

Capital One Financial (COF) has disclosed Change in Loans for 17 consecutive years, with $870.0 million as the latest value for Q3 2025.

  • On a quarterly basis, Change in Loans fell 2.25% to $870.0 million in Q3 2025 year-over-year; TTM through Sep 2025 was $4.2 billion, a 22.32% increase, with the full-year FY2024 number at $3.9 billion, down 12.68% from a year prior.
  • Change in Loans was $870.0 million for Q3 2025 at Capital One Financial, down from $1.7 billion in the prior quarter.
  • In the past five years, Change in Loans ranged from a high of $3.4 billion in Q4 2022 to a low of $585.0 million in Q4 2023.
  • A 5-year average of $1.6 billion and a median of $1.7 billion in 2021 define the central range for Change in Loans.
  • Peak YoY movement for Change in Loans: crashed 82.98% in 2023, then soared 68.03% in 2024.
  • Capital One Financial's Change in Loans stood at $2.9 billion in 2021, then grew by 18.68% to $3.4 billion in 2022, then plummeted by 82.98% to $585.0 million in 2023, then skyrocketed by 68.03% to $983.0 million in 2024, then fell by 11.5% to $870.0 million in 2025.
  • Per Business Quant, the three most recent readings for COF's Change in Loans are $870.0 million (Q3 2025), $1.7 billion (Q2 2025), and $724.0 million (Q1 2025).