Capital One Financial (COF) Change in Loans (2009 - 2026)
Capital One Financial (COF) posted quarterly Change in Loans of $789.0 million for Q2 2026, down 52.75% year-over-year from $1.7 billion in Q2 2025, and down 53.75% quarter-over-quarter from $1.7 billion in Q1 2026.
Capital One Financial (COF) Change in Loans (2009 - 2026) Analysis & Trends
Capital One Financial (COF) has reported Change in Loans for 18 consecutive years, with $789.0 million the latest figure, recorded in Q2 2026.
- In Q2 2026, Change in Loans fell 52.75% year-over-year to $789.0 million; the TTM figure through Jun 2026 stood at $5.3 billion (up 24.96% YoY), while the FY2025 annual figure was $5.2 billion, up 35.17% from the prior year.
- Change in Loans retreated to $789.0 million in Q2 2026 per COF's latest filing, from $1.7 billion in the prior quarter.
- Across five years, Change in Loans topped out at $3.4 billion in Q4 2022 and bottomed at $585.0 million in Q4 2023.
- Historically, Change in Loans has averaged $1.4 billion across 5 years, with a median of $1.2 billion in 2023.
- Annual changes were most pronounced in 2023 — Change in Loans slumped 82.98% — and 2026, when it jumped 135.64%.
- Capital One Financial's Change in Loans stood at $3.4 billion in 2022, then plunged by 82.98% to $585.0 million in 2023, then jumped by 68.03% to $983.0 million in 2024, then jumped by 100.1% to $2.0 billion in 2025, then sank by 59.89% to $789.0 million in 2026.
- Business Quant data shows COF's Change in Loans at $789.0 million in Q2 2026, $1.7 billion in Q1 2026, and $2.0 billion in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 789.00 Mn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | - |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 2.66 Bn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 1.06 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 789.00 Mn |
| Mar 31, 2026 | 1.71 Bn |
| Dec 31, 2025 | 1.97 Bn |
| Sep 30, 2025 | 870.00 Mn |
| Jun 30, 2025 | 1.67 Bn |
| Mar 31, 2025 | 724.00 Mn |
| Dec 31, 2024 | 983.00 Mn |
| Sep 30, 2024 | 890.00 Mn |
| Jun 30, 2024 | 1.39 Bn |
| Mar 31, 2024 | 610.00 Mn |
| Dec 31, 2023 | 585.00 Mn |
| Sep 30, 2023 | 872.00 Mn |
| Jun 30, 2023 | 1.91 Bn |
| Mar 31, 2023 | 1.06 Bn |
| Dec 31, 2022 | 3.44 Bn |
| Sep 30, 2022 | 1.89 Bn |
| Jun 30, 2022 | 2.32 Bn |
| Mar 31, 2022 | 2.04 Bn |
| Dec 31, 2021 | 2.90 Bn |
| Sep 30, 2021 | 2.52 Bn |