KPIs & Operating Metrics(New)

Capital One Financial (COF) Change in Loans (2016 - 2025)

Capital One Financial (COF) has disclosed Change in Loans for 17 consecutive years, with $2.0 billion as the latest value for Q4 2025.

  • Quarterly Change in Loans rose 100.1% to $2.0 billion in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $5.2 billion through Dec 2025, up 35.17% year-over-year, with the annual reading at $5.2 billion for FY2025, 35.17% up from the prior year.
  • Change in Loans for Q4 2025 was $2.0 billion at Capital One Financial, up from $870.0 million in the prior quarter.
  • The five-year high for Change in Loans was $3.4 billion in Q4 2022, with the low at $585.0 million in Q4 2023.
  • Average Change in Loans over 5 years is $1.6 billion, with a median of $1.7 billion recorded in 2021.
  • The sharpest move saw Change in Loans plummeted 82.98% in 2023, then soared 100.1% in 2025.
  • Over 5 years, Change in Loans stood at $2.9 billion in 2021, then increased by 18.68% to $3.4 billion in 2022, then tumbled by 82.98% to $585.0 million in 2023, then surged by 68.03% to $983.0 million in 2024, then surged by 100.1% to $2.0 billion in 2025.
  • According to Business Quant data, Change in Loans over the past three periods came in at $2.0 billion, $870.0 million, and $1.7 billion for Q4 2025, Q3 2025, and Q2 2025 respectively.