Capital One Financial (COF) Change in Loans (2009 - 2026)

Capital One Financial (COF) posted quarterly Change in Loans of $789.0 million for Q2 2026, down 52.75% year-over-year from $1.7 billion in Q2 2025, and down 53.75% quarter-over-quarter from $1.7 billion in Q1 2026.

Capital One Financial (COF) Change in Loans (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has reported Change in Loans for 18 consecutive years, with $789.0 million the latest figure, recorded in Q2 2026.

  • In Q2 2026, Change in Loans fell 52.75% year-over-year to $789.0 million; the TTM figure through Jun 2026 stood at $5.3 billion (up 24.96% YoY), while the FY2025 annual figure was $5.2 billion, up 35.17% from the prior year.
  • Change in Loans retreated to $789.0 million in Q2 2026 per COF's latest filing, from $1.7 billion in the prior quarter.
  • Across five years, Change in Loans topped out at $3.4 billion in Q4 2022 and bottomed at $585.0 million in Q4 2023.
  • Historically, Change in Loans has averaged $1.4 billion across 5 years, with a median of $1.2 billion in 2023.
  • Annual changes were most pronounced in 2023 — Change in Loans slumped 82.98% — and 2026, when it jumped 135.64%.
  • Capital One Financial's Change in Loans stood at $3.4 billion in 2022, then plunged by 82.98% to $585.0 million in 2023, then jumped by 68.03% to $983.0 million in 2024, then jumped by 100.1% to $2.0 billion in 2025, then sank by 59.89% to $789.0 million in 2026.
  • Business Quant data shows COF's Change in Loans at $789.0 million in Q2 2026, $1.7 billion in Q1 2026, and $2.0 billion in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Loans (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn -
4 Capital One Financial 136.19 Bn 81.48 Bn - 789.00 Mn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - -
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 2.66 Bn
10 Ally Financial 13.61 Bn 5.77 Bn 2.08 Bn 1.06 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 789.00 Mn
Mar 31, 2026 1.71 Bn
Dec 31, 2025 1.97 Bn
Sep 30, 2025 870.00 Mn
Jun 30, 2025 1.67 Bn
Mar 31, 2025 724.00 Mn
Dec 31, 2024 983.00 Mn
Sep 30, 2024 890.00 Mn
Jun 30, 2024 1.39 Bn
Mar 31, 2024 610.00 Mn
Dec 31, 2023 585.00 Mn
Sep 30, 2023 872.00 Mn
Jun 30, 2023 1.91 Bn
Mar 31, 2023 1.06 Bn
Dec 31, 2022 3.44 Bn
Sep 30, 2022 1.89 Bn
Jun 30, 2022 2.32 Bn
Mar 31, 2022 2.04 Bn
Dec 31, 2021 2.90 Bn
Sep 30, 2021 2.52 Bn