Capital One Financial (COF) Change in Loans (2009 - 2026)

Capital One Financial (COF) reported Change in Loans of $1.7 billion for Q1 2026, up 135.64% year-over-year from $724.0 million in Q1 2025, and down 13.27% quarter-over-quarter from $2.0 billion in Q4 2025.

Capital One Financial (COF) Change in Loans (2009 - 2026) Analysis & Trends

Capital One Financial (COF) has 18 years of Change in Loans data on file, last reported at $1.7 billion in Q1 2026.

  • Change in Loans for Q1 2026 came in at $1.7 billion, up 135.64% year-over-year; the trailing twelve-month figure through Mar 2026 was $6.2 billion (up 55.95% YoY), and the FY2025 annual result was $5.2 billion, up 35.17% from the prior year.
  • Change in Loans declined to $1.7 billion in Q1 2026 per COF's latest filing, from $2.0 billion in the prior quarter.
  • Over five years, Change in Loans peaked at $3.4 billion in Q4 2022 and troughed at $585.0 million in Q4 2023.
  • A 5-year average of $1.5 billion and a median of $1.4 billion in 2024 frame the typical range for Change in Loans.
  • The sharpest annual moves came in 2023 and 2026: Change in Loans slumped 82.98% in 2023, then jumped 135.64% in 2026.
  • A 5-year view of Change in Loans shows it stood at $3.4 billion in 2022, then tumbled by 82.98% to $585.0 million in 2023, then soared by 68.03% to $983.0 million in 2024, then soared by 100.1% to $2.0 billion in 2025, then decreased by 13.27% to $1.7 billion in 2026.
  • Business Quant data shows COF's Change in Loans at $1.7 billion in Q1 2026, $2.0 billion in Q4 2025, and $870.0 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Loans (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn -
4 Capital One Financial 112.47 Bn 35.97 Bn - 1.71 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 611.86 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 2.66 Bn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 585.00 Mn
10 Credit Acceptance 6.24 Bn 6.21 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 1.71 Bn
Dec 31, 2025 1.97 Bn
Sep 30, 2025 870.00 Mn
Jun 30, 2025 1.67 Bn
Mar 31, 2025 724.00 Mn
Dec 31, 2024 983.00 Mn
Sep 30, 2024 890.00 Mn
Jun 30, 2024 1.39 Bn
Mar 31, 2024 610.00 Mn
Dec 31, 2023 585.00 Mn
Sep 30, 2023 872.00 Mn
Jun 30, 2023 1.91 Bn
Mar 31, 2023 1.06 Bn
Dec 31, 2022 3.44 Bn
Sep 30, 2022 1.89 Bn
Jun 30, 2022 2.32 Bn
Mar 31, 2022 2.04 Bn
Dec 31, 2021 2.90 Bn
Sep 30, 2021 2.52 Bn
Jun 30, 2021 2.06 Bn